📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Sub Prime Credit Thread - Part V

1219220222224225336

Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    seeya23 wrote: »
    hi jack im fine got a good bet up on forest the other nigth

    Alright Seeya, you ok?

    lol, I thought his name was, Zack not, Jack :S
  • seeya23
    seeya23 Posts: 2,330 Forumite
    sutton111 wrote: »
    Alright Seeya, you ok?

    lol, I thought his name was, Zack not, Jack :S


    it is zack not jack silly me sorry to hear about your od but good news on you getting your aqua card in the post
  • Zack1
    Zack1 Posts: 1,433 Forumite
    seeya23 wrote: »
    hi zack im fine got a good bet up on forest the other nigth
    Haha, was going to go for Leeds getting smashed, that's always a good option :D :rotfl:
    sutton111 wrote: »
    Alright Seeya, you ok?

    lol, I thought his name was, Zack not, Jack :S
    Haha, I get Zach, Zac, Zak and now Jack :D

    Glad your Aqua arrived! Hopefully you'll get the increase after 5 months like me and Paris, we went from £250 to £500, but apparently more is possible!
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've given up on applying for anything and I even managed to lock myself out of my Capital One account the other night :doh:
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • Got a quick question relating to credit searches,say you applied for a credit card would that company check your last 6 months of your previous searches,or your full 12 months of previous searches...

    cheers.
  • mnomis
    mnomis Posts: 82 Forumite
    sutton111 wrote: »
    Well HSBC said "No" for an Overdraft. Should of waited like, NID said. :(

    On another note my, Aqua card arrived this morning :D, it's been activated. The limit is £250, but I'm not going to use this one much, it'll be used and fully paid off!

    :T

    Well done, have you rang to activate it?
    Capital one £200 - bal nil. Aqua £350 - bal nil
    Vanquis limit [STRIKE]£250[/STRIKE] [STRIKE]£750[/STRIKE] £1250 - bal £450. Nat West overdraft limit - £300, unused. JD Willaims limit [STRIKE]£400 [/STRIKE] [STRIKE] £600 [/STRIKE] £900 - bal £90.
    Very limit £400 - balance £329 (buy now pay 2011!)
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    sutton111 wrote: »
    Well HSBC said "No" for an Overdraft. Should of waited like, NID said. :(

    On another note my, Aqua card arrived this morning :D, it's been activated. The limit is £250, but I'm not going to use this one much, it'll be used and fully paid off!

    Hey, least it wasn't an instant no like it was for me.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • star-fire wrote: »
    Got a quick question relating to credit searches,say you applied for a credit card would that company check your last 6 months of your previous searches,or your full 12 months of previous searches...

    cheers.

    Am i on the wrong thread or does anyone know?
  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    star-fire wrote: »
    Am i on the wrong thread or does anyone know?

    I would of thought 12

    But in truth only the Lender and his super computer knows:cool2:
  • Cash_Flow wrote: »
    I would of thought 12

    But in truth only the Lender and his super computer knows:cool2:

    Cheers

    Thought it might be 12 but previous posts suggest they only look back 6 months,but yeah only the cpu knows.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.