The Sub Prime Credit Thread - Part V

ElkyElky

Zack1 wrote: »

Elky can you send me a fiver of that billion please, I've got no money left :(


They don't concern you, and seriously I'd be amazed if you genuinely thought you needed to point that out for my benefit, considering my signature!

And like Elky I have savings (and am going to need them now those muppets at student finance have done away with my grant too). That to me also isn't the sign of somebody wanting to go bankrupt! :rotfl: If I was, I'd blow them and then start on the credit cards!



Hmmm weird.... dispute it with Equifax to find out if it is them or not. As it's inactive it may be harming you by being there (why would you open an account that you aren't going to use?). Plus it probably counts against you in affordability calculations too because you have £X you could use if you needed to.

See what Equifax have to say, unlike Experian, they've always been helpful with me!



How many months have you had that Aqua card for?

They've !!!!!!ed up your student finance again? I had mines all sorted in like April.

wizzywig27

does anyone know who Lloyds TSB search for overdraft facilities?

marilyna

sutton111 wrote: »

Another Aqua question

How long after you've received your pin should I receive the card?

Got my card three days after I received my PIN.

marilyna

sutton111 wrote: »

Oh and as of today the overdraft option has appeared on my online banking with HSBC!! :j

I don't think those options are guaranteed. They are always there when I log on, but whenever I have applied, I am not always approved. The Credit card is always there, but I am always declined. Before I could increase my overdraft all the time, but just before Christmas, I was declined.

Zack1

ElkyElky wrote: »

They've !!!!!!ed up your student finance again? I had mines all sorted in like April.

So did I until they decided I was due a reassesment! :mad:

sutton111

marilyna wrote: »

Got my card three days after I received my PIN.

May of asked this before, but what day did you post your CCA, and how soon after did the pin land?

I remember you said 10 days, but I'm not sure if that's from start to finish.

sutton111

ElkyElky wrote: »

I would actually do a runner if I had an OD that size. Even if they had given it out in error, it would be transferred out of my account quicker than they can blink. :money:

:rotfl::rotfl:

marilyna

Posted my CCA on a Thursday. PIN landed six days later.

sutton111

marilyna wrote: »

Posted my CCA on a Thursday. PIN landed six days later.

Hmmmm, 7 days and still no pin.

marilyna

I would call them up then, and see if it has been sent out.