vise electron

regularsaver1

ah I thought you could only have visa electron type accounts until; age of 18

djl

only some companys take it like at work we do not except electron other companys do not

Kilty_2

djl wrote:

only some companys take it like at work we do not except electron

Any reason why?

I know they need to be authed regardless of a floor limit, but that's not really a problem...

regularsaver1

When I used to work at Debenhams when I was a student, they would not take visa electron

Kilty_2

regularsaver1 wrote:

When I used to work at Debenhams when I was a student, they would not take visa electron

They still wont

System

regularsaver1 wrote:

how on earth can a bank give a visa debit card to anyone under the age of 18??????

I got one from Barclays when I was 16, it was a £50 cheque card too!

gem4

Not all places take electron and many petrol stations wont. When we went into Lloyds bank last week with a card query the adviser recommended having a visa debit card instead, as the electron was 'old and dated' and would be gradually phased out. He said more and more places would be excluding them.

Kilty_2

Ironic that acceptance is getting better just as banks are phasing them out.

Electron has been issued, and widely accepted, in all countries other than the UK for years.

In Australia Visa have an "all acceptance" policy meaning that if the card bears the Visa logo in any form then the retailer must accept it (be it Visa Debit, Delta, Electron, etc etc)

System

I wouldn't take what Lloyds said to heart.

I know that they are phasing them out, but i was told a number of different reasons for this...

A cheeky lady from their card centre informed me that "they could only be used in person" and not over the phone/internet. I said that I chose it to use on Ryanair as its the only Debit card they dont charge for.

I dont see any reason that shops would stop taking it, as other banks still issue them and they are big elsewhere e.g. Scandinavia. Some shops take JCB cards, and I don't think any bank here issues them.

Kilty_2

Shops aren't going to stop taking it, but I doubt the ones that don't take it will start taking it, if banks are going to phase it out.

Going to open an Under 19s account with Lloyds anyway, but I think I'll keep my account with HBOS so that I can avoid charges with Ryanair/etc

I'm going to need a larger/second wallet at this rate