vise electron

joffy

Can you use a visa electron exactly the same as a visa debit card ?

techno_geek

Technically, yes.

In reality, it depends - some retailers won't accept Electron, even if they accept 'normal' Visa. When shopping online, I've found that even if Electron isn't offered as a payment option you can choose Visa and it will work fine

Personally, I never had any problems using my Visa Electron card anywhere...

Hope this helps!!

EDIT: By the way, I think most banks set a combined limit on cash withdrawals and card spending at £100 per day on Visa Electron cards, whereas normal Visa debit cards will allow £300 per day cash withdrawals and unlimited spending (provided you have the funds in your accout)

maa299

techno_geek wrote:

EDIT: By the way, I think most banks set a combined limit on cash withdrawals and card spending at £100 per day on Visa Electron cards, whereas normal Visa debit cards will allow £300 per day cash withdrawals and unlimited spending (provided you have the funds in your accout)

May be worth double-checking that if it's of importance; I have a (non-UK issued) Electron card that normally allows daily withdrawals of close to £300 equivalent of available cash (with a flat fee charged per withdrawal, as here it's on foreign turf)...HTH

Hoopylass

I had one and the only problem was that it wasnt a cheque guarantee card which was a problem when was at the vets and i couldnt use it in certain shops.

malky39

I opened a a&l young workers account years ago and it was an electron car they offered i realised that some petrol staions would not take this card and as i drive i needed it for this. So i closed the account. To be honest i think most places will take it just didnt work out for me. Also the service and attitude of the staff at my local a&l branch put me off them all together.

frepol

techno_geek wrote:

EDIT: By the way, I think most banks set a combined limit on cash withdrawals and card spending at £100 per day on Visa Electron cards, whereas normal Visa debit cards will allow £300 per day cash withdrawals and unlimited spending (provided you have the funds in your accout)

No. Cash at about £250 and card at whatever you have in your account

melancholly

some online purchases that would incurr a fee for 'normal' credit and debit cards don't have one with visa electron (i changed banks and don't have one any more )

Kilty_2

Bank of Scotland let me take £350/day at ATM and debit card transactions full balance of account with my Visa Electron.

Not had a lot of trouble using it, Lowestonweb and Tesco online wont take it though.

(Never got anything more than £40 in there though )

Mary_Hinge_2

I have a visa electron card with the Halifax and I've only ever had one or two problems ordering online with it. Most companies except it fine in store and online.

regularsaver1

the only prob I suppose now is soon you can't use the halifax or bank of scotland branches if you have a visa electron card - all ATM, telephone and internet instead. so maybe worth upgrading your account whilse your at it

EDIT - have found out that not every branch will do this. not the smaller ones

Kilty_2

regularsaver1 wrote:

the only prob I suppose now is soon you can't use the halifax or bank of scotland branches if you have a visa electron card - all ATM, telephone and internet instead. so maybe worth upgrading your account whilse your at it

WHAT?!

If they tell me I can't use branch because I have Visa Electron, I'll be closing both of my accounts.

Don't see how that is possible because I can do transactions over the counter without my card.............