vise electron

regularsaver1

its not a new thing - the leaflets are going out in bank statements

they are trying to get rid of queues and branches are getting machines that you can pay cash in straight away and well as withdraw

the counter will not be able to do transactions because the facility will get removed

I personally think they will have to change it

Kilty_2

If the facility is being removed from the counter then it's not just people with Electron that's affected, surely it's all customers?

regularsaver1

no - current account customers and savings customers can use counter

easy cash and cardcash have to use the other methods

Kilty_2

OK, it will be goodbye to BoS in that case

I only have a Cardcash account because I have no choice, as I'm under 18.

I've not been informed of these changes though.

regularsaver1

oh under 18's will be ok as they can't have current accounts anyway

at 18, for yourself, not the bank you would be better off getting a current account - at whatever bank

System

You could always get a full Visa Debit card from LloydsTSB, either way

They give them out to under 18s instead of Electron cards at 16+

The only difference is they dont have a cheque guarantee function, but no great loss there - i've noticed loads of signs in shops recently (e.g. BP, Next) saying that they dont take cheques anymore.

http://www.lloydstsb.com/current_accounts/under_19s_account.asp

3.3% interest, not bad

regularsaver1

how on earth can a bank give a visa debit card to anyone under the age of 18??????

Kilty_2

Ooo that used to say Visa Electron........

Might switch to them then, thank you

And regularsaver1, Clydesdale/Yorkshire issue Maestro to under 16s

regularsaver1

Oh maestro has replaced solo has it not? or is that switch?

Kilty_2

Maestro replaced Switch and is a full debit card just like Visa Debit