Budget no £1k increase in personal allowance for pensioners

bambinoali

JasonLVC wrote: »

Could you not just remove the phrase "illegal immigrant" and replace it with "anyone on benefits in the UK"?

I doubt the figures you've presented are accurate and those figures show cannot truly correlate becuase they reflect two different things. A pension is not the same as benefits or a salary and those figures don't detail things like the £££ a newly pregnant mother gets from the government (now scrapped), the free laptops given to poorer families, etc. It appears those figures are designed to invoke a racist reaction rather than be actually meaningful in anyway.

Just to add to the above point I have looked into this instead of "following the sheep"

facts out on the House Of Commons library and found the original email to be untrue, after a small amount of investigation i have found that under section 115 of the Immigration and Asylum Act, any immigrants entering the UK are not eligible for social security benefits, except those which depend on National Insurance contributions, such as contribution-based JSA. However, it is highly unlikely that a person in the UK without legal status will have a sufficient NI contribution record to gain entitlement to contributory benefits.


"Refugees" – i.e. asylum seekers whose application for asylum has been successful – are able to claim social security benefits and tax credits on the same basis as UK nationals, but may find it difficult to gain entitlement to contributory benefits since these depend upon the person having a sufficient contribution record.
The figures in the final column of the table in the email bear no relation to any UK out-of-work benefit rates. The current rate of income-based Jobseeker’s Allowance, for example, is £65.45 a week for a single person aged 25 or over, or £102.75 for a couple. People in receipt of out-of-work benefits may also receive Housing Benefit and Council Tax Benefit, but the table does not mention assistance with housing costs.
Asylum seekers – i.e. persons waiting for a decision on an asylum application - are not entitled to mainstream non-contributory social security benefits including income-based Jobseeker’s Allowance, Income Support and Housing Benefit. Instead, they may be eligible for accommodation and/or financial support from the UK Border Agency.
Cash support for asylum seekers is less generous than social security benefits; for example, a single person aged 18 or over currently receives £35.52 a week and a couple £70.34 a week.
Further information on entitlement to benefits for people coming to the UK from abroad can be found in Library Research Paper 08/65, Impacts of Immigration
The full Category A Retirement Pension is currently £97.65 a week. Pensioners whose total income – including their Retirement Pension – is less than the Pension Credit Guarantee Credit may be able to get their income ‘topped-up’ to that level. The Pension Credit Guarantee Credit for a single pensioner is £132.60 a week, and £202.40 for a couple, but further additions may be payable for disability and/or carers.
When something sounds extreme it normally is !!! :eek:
:money:

stilernin

Whilst many have spotted the fact that the extra £1k is only being added to the basic allowance, not the over 65 allowance, no one seems to have mentioned the anomally between male and female pensioners. Well until women catch up with men and retire at 65/66 that is.

At the moment women are given the state pension at 60-65 on a sliding scale ( I will be 61yrs 2 months), but they still have to wait until 65 to get the enhanced personal allowance.

This means that for the next four years or so two people in their first year of retirement could be paying a different amount of tax. Statistically, women will recieve a smaller occupational pension but will be paying £200 more tax until they are 65.

Presumably, the bigger allowance was given to reflect the lower income of pensioners, so why was it decided that women should pay more tax for 5 years?

Farway

stilernin wrote: »

Presumably, the bigger allowance was given to reflect the lower income of pensioners, so why was it decided that women should pay more tax for 5 years?

Maybe because as they get retirement pension paid at 60 and men at 65 they get 5 years more pension than a man?

zygurat789

stilernin wrote: »

Whilst many have spotted the fact that the extra £1k is only being added to the basic allowance, not the over 65 allowance, no one seems to have mentioned the anomally between male and female pensioners. Well until women catch up with men and retire at 65/66 that is.

At the moment women are given the state pension at 60-65 on a sliding scale ( I will be 61yrs 2 months), but they still have to wait until 65 to get the enhanced personal allowance.

This means that for the next four years or so two people in their first year of retirement could be paying a different amount of tax. Statistically, women will recieve a smaller occupational pension but will be paying £200 more tax until they are 65.

Presumably, the bigger allowance was given to reflect the lower income of pensioners, so why was it decided that women should pay more tax for 5 years?

The anomaly is that women receive a pension at an earlier age than men and now you want to receive the age allowance before you reach that age and you're going to live longer. How much more blatant can women get?

stilernin

zygurat789 and Farway,

I have heard that said before, and I have no issue with women's retirement age being the same as men's. Nor with all of us working until late 60s or longer if we want to.

My argument is that the enhanced allowance is to reflect the lower income of a pensioner and at the moment women are given the state pension (not always the full amount) before they are 65 but are not given the enhanced allowance to go with it.

Either you are a pensioner or you're not.

On most things I tend to see both sides of an argument, but with this I'm afraid I struggle to understand the logic; unless it is a subtle way to get women to defer the pension for a few years

zygurat789

stilernin wrote: »

zygurat789 and Farway,

I have heard that said before, and I have no issue with women's retirement age being the same as men's. Nor with all of us working until late 60s or longer if we want to.

My argument is that the enhanced allowance is to reflect the lower income of a pensioner and at the moment women are given the state pension (not always the full amount) before they are 65 but are not given the enhanced allowance to go with it.

Either you are a pensioner or you're not.

On most things I tend to see both sides of an argument, but with this I'm afraid I struggle to understand the logic; unless it is a subtle way to get women to defer the pension for a few years

No women are not given a state pension, they have to earn or pay for it just like men.
The allowance is NOT an enhanced allowance it IS an AGE allowance given when you reach 65.
I repeat women are doing better getting the pension before men, if I were you I'd stop digging

zygurat789

The age allowance from 6/4/11 will be increased from £9490 by £450 to £9940. Officially announced. This is in line with inflation and is in accordance with the law and current practice.

Farway

zygurat789 wrote: »

The age allowance from 6/4/11 will be increased from £9490 by £450 to £9940. Officially announced. This is in line with inflation and is in accordance with the law and current practice.

Thanks for that, I know it will not happen, but what an opportunity missed by coalition, why not add the extra £60 to the allowance? 1 for Lib Dems 10K tax band promise

Cost extra £12 tax loss per pensioner at 20% band, no idea of total cost though

zygurat789

The 75 and over rate has increased by £450 to £10,090.
However, this will be reduced in the usual way for those with a taxable income over £24,000

pensioner2

The £450 increase does not even compensate pensioners for the loss of the 10% tax band, for which the under 65 tax payers received £120.
The £450 increase instead of £1000 is a further insult.
Is it fair? Will there be demonstrations on the streets of London?
Only two letter answers beginning with N.