Barclaycard credit increase

The_Boss

Has anyone applied for a credit increase for their Barclaycard after a few months? I've had mine since april, but want an increase from £1600 to £2000.

CIMA_LOVER

ill waited about 6 months

poppy_f1

yeah barclaycard always told me at least 6 months before upping the limit

markmc999

It wont hurt to call them and ask.

May want to check the T&C's of your account however to see if it does give a basic time limit on increases.

The_Boss

When the account was opened I told them I wasnt happy with the limit and that I felt I deserved higher, but the person on the phone just used diversionary tactics to fob me off.

CIMA_LOVER

The Boss,

Barclaycard havent raised my limit from GOLD VISA £2450 for over a year though i have spent 17K on the card, (Yes i know i missed out on cashback but my credit history only allows me to apply for Equifax card)

SO instead a applied for there mastercard.

Received its with a £1200 limit, WHICH I can transfer to my gold VISA.

(I am going to wait for a limit increase on my mastercard before i transfer the limit and then close the account.)

techno_geek

HSBC increased my limit after only 3 months - I started with £250 and ended up with £1500.:rolleyes: Mine's a student CC, though... might be why they allowed it so soon?

Like others have said, it's worth calling up to see whether it's possible...

The_Boss

I was going to do it all online just in case I get asked about my work situation (just started a new job) and get rejected because of that. If I request an increase to say £2.5k, maybe they might refuse that but give me a £2k limit. Though judging by the cuts to people's credit limits on other accounts, I might not bother.

Fahim_2

I opened HSBC CC with £250 last may, now it is £2250. It is always worth calling for a limit increase...they even reduced my interest as well.

BONJOEY

i had a barclaycard for 5 years only icreased it from 400 to 1500 in 5 years!!

immoral_angeluk

I appliee but was declined because I'd had one late payment (late as in the bank took longer than usual to process it so it was a day late!:mad: ) in the past year.