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Shifting a 24K debt in a year?????

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  • Woowoo
    Woowoo Posts: 4,603 Forumite
    That's great news on the sofa payments finishing earlier than anticipated. How much does that free up a month Bec's?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ceniza
    Ceniza Posts: 761 Forumite
    beccie wrote: »
    10 Apr - the day before my 27th birthday!

    Bring it I shall, I will get my current DFD to match yours by the time I go away, how's that sound?! :p

    Bring it on!
    beccie wrote: »
    Adam, when you paid Egg would they not let you pay the whole balance at once and made you wait for the final interest charges?

    I cleared the whole balance, but the statement on the 18th will be interest. I'm keen to see what it comes to though and will be asking for a full explanation if I think it's too much.
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Woohoo, dropped another month to April 2013!

    Adam, you better run! :rotfl:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Woowoo wrote: »
    That's great news on the sofa payments finishing earlier than anticipated. How much does that free up a month Bec's?

    That gives me another £45 a month! :j

    It wasn't too bad in terms of the fact that it was 0% and I never included it in my debt total, kind of just saw it as another bill. But very nice to be able to re-direct that £45 towards the loan from now.
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Ceniza wrote: »
    I cleared the whole balance, but the statement on the 18th will be interest. I'm keen to see what it comes to though and will be asking for a full explanation if I think it's too much.

    Cool, thanks, just wanted to check as they did the same to me, and I've never had that before when I've cleared a card.
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    beccie wrote: »
    Woohoo, dropped another month to April 2013!

    Adam, you better run! :rotfl:

    I think she means business Adam!
    beccie wrote: »
    That gives me another £45 a month! :j

    It wasn't too bad in terms of the fact that it was 0% and I never included it in my debt total, kind of just saw it as another bill. But very nice to be able to re-direct that £45 towards the loan from now.

    That's almost an extra £50 towards debt busting every month, excellent.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Am picking some stuff up from Freecycle tonight.

    A lot of the stuff on there people don't want it sold which is fair enough but also there are plenty of people who put up boxes of stuff for carbooting.

    My plan (as I've already sold pretty much all my sellable stuff) collect some junk together, do a carboot, raise some cash! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Thats a really good idea becsicle!!! I often considered raiding charity shops for labelled goods and ebaying them but charity shops have got quite 'expensive' now!

    Well done on your new balance and that extra £45 will go a long way. Glad to hear you had fun yesterday, I second going at non peak times, when we went to Alton Towers we were allowed in early and we just stayed on nemesis for 3 goes, my god did I want to puke afterwards though :rotfl:.

    Look at you lot and your fighting talk, am almost tempted to try and run up some more debt so I can join in!!! Obviously I wont though :cool:

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • beccie wrote: »
    Thanks guys, had a lovely day out, which although not very warm the sun shone all day, which was great.

    And I spent the grand total of £5.90! :T

    Tickets were entirely free in the end and I only bought a bacon and mushroom roll and a can of coke for breakfast on the way and chips and coke for lunch. (i'm so healthy!)

    the girl who drove didn't want any money for petrol bless her.

    And I went on all but two of the rides, I am getting so brave! :rotfl:

    Glad you had a lovely day and well done for not spending much!
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Another £20 sent to the loan and £5 added to the OD fund this morning :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
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