end of ctc, now what?

DX2

kizzy2010 wrote: »

but with employers the way they are these days, they have to give equal rights to all people, including those with disabilities.
sorry, rant over

In theory yes, in practice a whole new ball game. Your child is 5 hopefully by the time he is old enough things will have improved.

kizzy2010

ok, i'm not saying he would definately find a job, depends what his problems are. i'm just saying that the lad obviously wants to try and find a job so he should be supported in that. it just comes across that she is more concerned about her financial difficulties, and trying to find a way to get cash into the house immediately (even though she can afford trips to turkey), than what she is about her sons future prospects

DaveLy

In her defence her ex. husband has saddled her with debts.

On another note, it's pretty much the usual expectation of society these days, crazy benefits that got this country into serious debt.

cidergirl

can your son claim for being your carer ? and maybe he can still go on job seekers

Indie_Kid

cidergirl wrote: »

can your son claim for being your carer ? and maybe he can still go on job seekers

By doing thios, he would be expected to look for full-time work. He would e better off claiming income support.

krisskross

sh1305 wrote: »

By doing thios, he would be expected to look for full-time work. He would e better off claiming income support.

Son can't claim Income support.

There is no way the OP can fill the financial gap left when tax credits stop. Just shows what a dreadful scheme it is when people have come to rely on a certain income then it drops, although surely the OP realised she wouldn't get CB and CTC for her adult son. The moral is never ever rely on Government handouts. They can be stopped as quickly as they started.

Indie_Kid

krisskross wrote: »

Son can't claim Income support.

If he claims carers for the OP, he can.

Jowo_2

If the tax credits did not stop when the dependents reach adulthood and become of working age, then there would be no incentive to seek employment to replace the shortfall that the household will experience. The gap can be filled in the household budget, either by the OP taking up all the advice on the other MSE forums on how to cut down expenses and/or through the son finding employment.

But it's no wonder OP feels stretched because the £104 tax credits that probably makes up a significant minority of the household income she receives directly which are going to be replaced with a sum almost half that which goes directly to the son.

However, a minimum wage job for his age over a 35 hour week will yield him £170 per week gross (about £150 net), around three times the sum of JSA and 50% greater than tax credits.

And if he qualifies for DLA because he has significant care or mobility issues, this is not means tested and will be paid additionally to his wages.

The OP could model the changes in the Entitled To website which will show the impact of various benefits/income of the non-dependent on the household budget.

babyharry5

DaveLy wrote: »

In her defence her ex. husband has saddled her with debts.

On another note, it's pretty much the usual expectation of society these days, crazy benefits that got this country into serious debt.

she's saddled with debt and yet is still going on holiday abroad??

agree with others, that she needs to encourage her son to pursue his interests and try to get himself a job. I feel that her short sightedness in protecting her income, is seriously harming her sons long term future by initimating that he will never be able to hold down ajob or become anything.
he doesnt sound like he has a lot of confidence anyway and a job/opportunity outside if the home may well be the making of the poor lad

krisskross

sh1305 wrote: »

If he claims carers for the OP, he can.

Is that all the future offers for a 19 year old? Caring for his mother? That really would take away his future.

Better for him to claim JSA and at least be trying for self sufficiency than to rely on a pittance in benefit payments and only live a half life.