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end of ctc, now what?

i am disabled, receive dla and incapacity. i live with my 19 year old son that i was receiving £104.50 ctc a week for. he is leaving college in a few weeks and so child benefit will stop, his oyster card will stop and biggest of all i will not receive ctc for him anymore! i am going to be out of pocket by a large sum and no matter where i look i cant seem to find any financial help now that he is all grown up. he feels really bad about this and says he will get a job and give me all his money bless him but he has disability problems himself and is unlikely to find a job as easy as that. he has been studying mechanics for 2 years but knows less now than when he started and cant even change a wheel. he says he has forgot it all, which i believe as he has real problems retaining any information and can only do the very basic maths. i am worried that when he tries to apply for jobseekers to help him get a job that they will give him no money when they find out that he cant take a garage job even though he has certificates that say different. his exams were muliple choice where the tutor would give them all the answers and he was too naive to see that by doing this the tutor was not helping at all. anyway sorry to digress i did consider income support but when i went through the claim form it was obvious that i wouldnt qualify for that either. am so worried we will not be able to keep up financial commitments that my husband left me with when he walked out 2 years ago. have i missed something?? is there anywhere else i can turn? or is it just a case of tough luck, you were lucky to have received anything in the first place which has been quite a few responses
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Comments

  • Indie_Kid
    Indie_Kid Posts: 23,097 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If your son claims JSA, he can also look or non-mechanic jobs. The only conditions he has to meet are - being avaliable for work and actively seeking work.
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  • homealone_2
    homealone_2 Posts: 2,004 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sh1305 wrote: »
    If your son claims JSA, he can also look or non-mechanic jobs. The only conditions he has to meet are - being avaliable for work and actively seeking work.


    thanks for replying. i thought they may stop his money if they tried to get him mechanic type work and he refused due to his poor knowledge
  • Killmark
    Killmark Posts: 313 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    homealone wrote: »
    thanks for replying. i thought they may stop his money if they tried to get him mechanic type work and he refused due to his poor knowledge

    When he attends his New Jobseekers Interview he will have the option of choosing between 1-3 job goals.

    It is important that he chooses goals that are realistic and obtainable within the areas he will be job searching.

    However if he was to choose mechanic as a job goal and was then matched during signing/advisor interview for a job that he met the critera for but refused/failed to apply he could be sanctioned (no money) for up to 6 months.
  • JC9297
    JC9297 Posts: 817 Forumite
    You cannot receive any benefits for your son as he is now an adult and is not classed as a dependent. He will need to claim benefits for himself. You say he has disability problems, does he receive DLA? He may qualify for ESA.
  • bestpud
    bestpud Posts: 11,048 Forumite
    He has spent two years on his course and none of the tutors has noticed he can only just change a tyre? :eek:

    Has he definitely forgotten everything or is it that he isn't using the knowledge he's learnt? Maybe it would come back to him once he started working in a garage?
  • Killmark
    Killmark Posts: 313 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Two things.

    1. Maybe you shouldn't write your son off so quickly but support him in living a productive and fullfilling life by guiding him.

    2. Maybe cut back on unnecessary expenses.

    From 12-5-2010
    homealone wrote: »
    Me and my 19 year old son would like to go to Turkey the best prices we have found so far are as follows but would love someone being able to beat this prices and to allow more spending money.

    Its breaks down to 2 adults travelling on 27th July for 14 nights (This can be changed by 3 or 4 days either way if cheaper) travelling to dalaman airport resort icmeler. Accomodation hotels4u.com B+B £401.57 if including transfers its then £421.01 (HB or AI would of been nice but alot more expensive). Flights with bookthistrip.co.uk £582.20 this includes 1 case of 15 kilos all together totalling £1007.21.

    Beat this quote??????????
  • AnxiousMum
    AnxiousMum Posts: 2,709 Forumite
    Part of the Furniture Combo Breaker
    Killmark - thanks for your post above - it says alot!

    Homealone - I'm sorry - but you're booking holidays to Turkey and complaining that you are losing your CTC's and any funding for your son, who is now a grown adult? Don't worry - your ctc and cb should run on for a few months yet, so you'll have spending money for your trip.
  • AsknAnswer2
    AsknAnswer2 Posts: 753 Forumite
    One word.

    Unbelievable.
  • Rejoice. Your son is no longer your financial responsibility. This is all part of him growing up and now he faces the same choice that most young people his age do. Benefits or paid employment. He can claim JSA, which will bring about £60 a week into the house. Or, with a bit of effort and encouragement, he can get himself a job. Even a full time Mc job, doing the fries for minimum wage, will bring in more than the CTC ever did, so this could end up making your household better off than before.
  • kizzy2010
    kizzy2010 Posts: 83 Forumite
    i just wanted to echo what someone else here has already said. you're booking a holiday to turkey and we're meant to believe you're on the bread line. my partner was out of work for months (landscape gardener by trade), when the company he worked for went under last year. we've got ourselves into a right pickle with money, some our fault, some not. but never the less, my partner had to swallow his pride and take a poxy warehouse job (which he hates), just to pay the bills. we are skint, 2 young children to support. we can't even afford a day out at the zoo let alone 2 weeks in turkey, so i have no sympathy.
    secondly, i have a son, all be it only 5, but he has special needs. and no matter what his future holds for him, there's no way i would encourage him to simply claim benefits after hes left education, unless that really was his only option. but with employers the way they are these days, they have to give equal rights to all people, including those with disabilities.
    sorry, rant over
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