Mackenzie Hall / CCJ

Tootsie_Roll

rog2 wrote: »

This whole thread is about the actions of Mackenzie Hall - like it or lump it, T Roll.

This thread maybe, however your post that I originally referred to wasn't entirely and it was in that context that I replied. It is very interesting that you still continue to throw insults around and yet are spectacularly unable to defend your comments.

bluecoxy

Hi all,

OK some do owe the debts some don't but how do companies like mackenzie Hall and Lowell trace people so quickly after the original creditor usualy big corperations have sold the debt on,why couldn't the original creditor find the person within the time that the debtor went missing eg. 6 years.Then the company that brought the debt traces the person in less then 6 months.

I find this very strange can somebody en-lighten how it works

bingo_bango

Had dealings with this crowd in the past.
I did owe money (£8:rolleyes:), and simply didn't pay, due to an oversight. That's not the issue.

Original company didn't pursue it for long. One letter, then they gave up. That was over 15 years ago.
MH starting writing to an old address of mine (Hadn't lived there for 6 years, but know current occupants) about 4 years ago. After several of these cards, I rang them. Told me what debt was, and I replied that it was staute barred. Guy on other end (sounded like Taggart, hard not to laugh at him) replied with 'but you moved and didn't tell us'.

So I pointed out that they were able to get in contact with me at the same address after 10 years plus (I've always been on the electoral register), and where were they during all that time? He ignored this question, and asked for a credit/debit card (!!) for payment. I of course told him that I wouldn't be paying anything, and would look forward to seeing him in court if he wanted.
He tried to bluff me with something along the lines of 'we'll take you to court, and we'll win', at which point I told him he was costing me money keeping me on the phone, and if I needed funds for a court appearance, I'd better go back to work.

He wasn't nasty with me, but probably because I wasn't going to listen to it and he knew. Just kept saying 'you HAVE to pay'. Of course I don't, and so I reiterated my invitation to court, wished him good day, and hung up.
That was over a year ago, and not a word since. I regularly check my credit profile, and it's been gold for years.

I'd confirm that they are shysters. They'll chance their arm for a few pounds.

Ooh, just now that I think of it, He did mention bailiffs, so I asked which firm he would be using in Northern Ireland. We haven't actually had any (legal) ones here for years (they're allowed to operate, just that none dared during the troubles), and surprise, surprise, he couldn't confirm which firm they would be using.

Ignore, Ignore, Ignore......unless of course you owe the money!

scousekraut

They are the worst breed of sharks I have ever seen or had to deal with. They had me paying simulaneously into 3 accounts for one debt. They would tell me to pay into 1 and then would chase me and tell me to pay into another number. Then because I they said I had been dodging payments they would take £300 or more from me in 1 go. I firmly believe they are stealing money and the fear of a debt collector causes many people to just shut up and pay.

I have just had another text from them today telling me to phone immediately. I wonder what they want now as I know and have the paperwork to prove that I am up to date with my payments - which - incedentally, I had to carry on making while I was unemployed and out of the pittance I got from the job centre - a measly £230 a month. £50 they sucked out of me every month.

rog2

scousekraut wrote: »

They are the worst breed of sharks I have ever seen or had to deal with.

Very well put, sk - I find it INCREDIBLE that some people actually try to defend the methods that these 'vultures' employ in order to 'ply their evil trade'.
Are you sure that you even 'need' to be paying these 'alleged debts'?

sching

Hi, hope someone can give me advice. I have received a two letters from mackenzie hall, I made the mistake of calling them, they told me what was owed and who two, and when it was I quoted statue of limitation, they said this wouldn't count as I hadn't told debtor of change of address, I informed MH that at present I am a member of the certain bank. Informed MH I would be going to CAB, at to which she said I am ending this call and put phone down. I have contacted said bank and they opened an investigation, they are saying an amount was owed back in 2001 but I don't remeber having an account with this bank in 2001. They are also saying I should deal with MH. Don't know what to do?

rog2

sching wrote: »

Hi, hope someone can give me advice. I have received a two letters from mackenzie hall, I made the mistake of calling them, they told me what was owed and who two, and when it was I quoted statue of limitation, they said this wouldn't count as I hadn't told debtor of change of address, I informed MH that at present I am a member of the certain bank. Informed MH I would be going to CAB, at to which she said I am ending this call and put phone down. I have contacted said bank and they opened an investigation, they are saying an amount was owed back in 2001 but I don't remeber having an account with this bank in 2001. They are also saying I should deal with MH. Don't know what to do?

Hi Sching - First of all I would not take what Mackenzie Hall have told you too seriously - they have a well documented history of 'economy with the truth' especially when it can help them into frightening an 'alleged debtor'.
Do not, either worry about having talked to them, or the original creditor - It would seem that, since the Bank say that you should deal with MH, they have probably 'sold' the 'alleged debt' to MH for peanuts, in the knowledge that it is no longer enforceable.
With regard to the original liability of the 'alleged debt' I can not stress strongly enough for you NOT to get involved with MH on this subject and certainly do not sign anything that they will tell you gives them the authority to liaise with the Police, on your behalf, for the purposes of investigating any possibility of 'identity fraud'.
CAB is an EXCELLENT idea, as is the National Debtline - 0808 808 4000.
Personally, I would just send them the 'statute barred' letter, but amended to include, as an opening sentence:

"I do not acknowledge any debt to you, or to any organisation that you claim to represent"

For more clarification of the Limitation Act and how it affects you, along with a template letter, have a look at the following link:

http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=25_liability_for_debts_and_the_limitation_act

Try to think of Mackenzie Hall as a bad dose of leprosy - best to avoid all contact.

gene54

Oh I've had dealings with this shower! The verbal humiliating abuse I suffered at their hands is now in the hands of a human rights solicitor.
They are sick people who target the vulnerable and their prying conduct in to your personal business on the phone is vile.
I told them in no uncertain terms if they ring my home again, the next person they'll be speaking to is the media and the buck ends there.
I have worked voluntary for three years helping children and through this I have gained qualifications to better myself and start full time employment in the New Year through it.
The caller from Mckenzie Hall asked me why I was a lazy b**ch and why wasn't I working full time?
I rang these people back and demanded to know why they abuse people on the phone and hey presto! They hung up!
I have been in touch with the company who I do owe the money to and since I have lodged that complaint, Mckenzie Hall have never rang back. I welcome them with open arms if they do because I will expose them.
I have complained to the MP and every other possible governing body I can think of with good response too.
There are in my opinion ways and means of retrieving debt without causing that person distress and these lot are useless to the point of sick.

claireemslie718

Hi,

I have recently had several letters from MH demanding payment of £4000 for a car i had taken from me 2 years ago. I ignored (perhaps stupidly) the letters and just last week i received a call at my work (how they got that number i will never know as i just moved jobs). The guy was extremely rude on the phone and when i told him i would not pay for a car i did not have over the last two years he called me "a child spitting out the dummy". Are these people seriously allowed to contact you at work? I dread to think how embarrassed i would be if they actually came to my work!

Can anyone offer me serious advice??

Thanks

Tisviv

So glad to have found this forum. A few months ago Mac Hall starting sending letters to my late father at my address, demanding £550.34. I wrote back and explained that the person they'd written to was dead and gave date of death (it was in 2000). I also explained that he'd only used my address for correspondence purposes and had in fact lived abroad (all true). They sent more letters, and each time I sent the same reply as before. One of their letters offered my father a reduced payment if he'd settle. I received another about a month ago and replied as before, asking them to PLEASE make a note on their files of the fact that the person they were pursuing was dead. On Saturday there was another "payslip" type letter demanding that he phone a number immediately to avoid further action as they had received no response to their letters. The letter further stated that their "field collectors" - by which I assume they mean bailiffs - would be calling within the next seven days if he didn't respond to their communications. I'm a bit of a quandary - I really don't want to engage with them on the phone - why should I? But I am a bit worried by the prospect of bailiffs at my door.....incidentally, my father did not leave me any money. Perhaps I should not to have replied to their letters in the first place - but I can't change that now. I've no idea if my father owed this money or not. My step-mother was his next of kin and inherited what he had and she has since also died. ANY ADVICE VERY GRATEFULLY RECEIVED.