Mackenzie Hall / CCJ

rog2

Tootsie_Roll wrote: »

Unlike your comments all my statements regarding statute barred debt are 100% accurate.

Based PURELY on the Gospel according to T Roll - never mind the Office of Fair Trading, Financial Services Association, Financial Ombudsman, Citizen's Advice Bureau, Consumer Credit Counselling Services, Payplan, oh, I almost forgot, British Law.

Go Away T Roll.

Tootsie_Roll

rog2 wrote: »

I regret to see that you are back trolling these boards T Roll - I was almost beginning to enjoy your absence.

I am not reporting your post as 'abusive' at least for the moment, because I think it would be a good idea for those 'Newbie' posters, who haven't yet come accross your vitriolic posts, to see just how sad you really are.

I will be happy when you are finally expelled from MSE, as you already have been from at least two other Debt Counselling forums, for your libellous posts, and your incredulous 'defence' of the 'lowlife' that inhabits the cesspit of the 'debt collection' fraternity.

Why don't you just crawl back into the festering bog, beneath your bridge - open the bottle of hemlock that Mackenzie Hall sent you for Halloween and try and get a life of your own?

In other words - Get off my back you evil old scroat.

I see that you have reverted to type and cannot argue your case like a grown up. Is throwing insults around adding anything to your case ?

I ask you once again to back up your comments - this must be at least the seventh time you have been asked and on each occasion you fall back on insulting me. Really all you are doing is proving me right; you're a troll trying to score cheap shots.

Tootsie_Roll

inmypocketnottheirs wrote: »

So you agree that is is all above board to coerce people into paying a debt that is irrecoverable (i.e. statute barred)?

Where have I mentioned anything about coercing people into paying ?

rog2

Tootsie_Roll wrote: »

I ask you once again to back up your comments - this must be at least the seventh time you have been asked and on each occasion you fall back on insulting me. Really all you are doing is proving me right; you're a troll trying to score cheap shots.

The LAST person on this planet, to whom I would need to justify any of the comments that I make would be you T Roll.
The comments given by those GENUINE posters (unlike you) is sufficient testament to any comments that I post regarding the underhanded behaviour of that group of thugs and criminals from Kilmarnock, whose favour you are obviously currying.
DO NOT continue to attempt to use the fact that I refuse to enter into any dialogue with somebody of the same ilk as MH, such as yourself, as a feeble justification for your unwanted, yet persistent, presence on these boards.
BEFORE you talk about insults - have a look at your own posts - in particular those addressed at me. On saying that, the majority seem to have been removed by the moderators because they can see you for what you are.
Your feeble attempts to use these boards, and in particular those threads on which I post, in order to attempt to discredit anyone who stands up to the disgusting tactics employed by Debt Collectors (including yourself) are becoming boring.
Haven't you got any toys to play with?

Tootsie_Roll

rog2 wrote: »

The LAST person on this planet, to whom I would need to justify any of the comments that I make would be you T Roll.
The comments given by those GENUINE posters (unlike you) is sufficient testament to any comments that I post regarding the underhanded behaviour of that group of thugs and criminals from Kilmarnock, whose favour you are obviously currying.
DO NOT continue to attempt to use the fact that I refuse to enter into any dialogue with somebody of the same ilk as MH, such as yourself, as a feeble justification for your unwanted, yet persistent, presence on these boards.
BEFORE you talk about insults - have a look at your own posts - in particular those addressed at me. On saying that, the majority seem to have been removed by the moderators because they can see you for what you are.
Your feeble attempts to use these boards, and in particular those threads on which I post, in order to attempt to discredit anyone who stands up to the disgusting tactics employed by Debt Collectors (including yourself) are becoming boring.
Haven't you got any toys to play with?

Of all my values and beliefs honesty is very close to the top of the list. The simple fact is you are lying, telling falsehoods; something that offends one of my strongest values. You may be happy to live your life in this way, it really is nothing to do with me. When you post your inflammatory lies on a public forum in relation to a subject that I have some experience in I will call those lies into question as I have done so on many previous occasions. Your strategy in the past for dealing with this has been to throw as many insults at me as possible (as you have done so on this post) and then to my discredit I have responded to you in kind and the end result is that all our posts get deleted. You can try to deflect the attention away by making comments such as 'Gospel according to T Roll' but the fact is you cannot substantiate your claims because they are false.

rog2

Tootsie_Roll wrote: »

Of all my values and beliefs honesty is very close to the top of the list.

I've seen it all now T Roll - You have already been expelled from TWO respected Debt Counselling Forums for your abusive and misleading posting.
Now you have the audacity to cite 'honesty' as one of your beliefs.

FACT - Mackenzie Hall are a bunch of chancers who make a living out of collecting 'alleged debts' which, often by the very fact that the 'alleged debtor' has not made any payment towards, or acknowledged the 'alleged debt' in writing for a period of six years or more, these 'alleged debts' are covered by the terms of the Limitations Act 1980 and are, therefore and by LAW, Statute Barred.

FACT - This means that, once the 'alleged debtor' has told the creditor, or debt collector that he/she will no longer be making any payments towards the 'alleged debt' because it is 'Statute Barred' (And this is the ONLY reason that an 'alleged debtor' need give.) then that debt is no longer collectable through the courts.

FACT - The Office of Fair Trading consider it 'unfair practice' for a 'debt collector' to continue to press a debtor for payment once the debtor has informed them that he will not be paying a debt that is 'statute barred'.

FACT - The Law allows for a debtor to refuse to pay a 'debt' which is statute barred - it does NOT allow for debt collectors to continue attempts at collection. It is considered misleading to infer, to any debtor, that the debt collector can continue to pursue payment, yet many dcas, including Mackenzie Hall do just that.

FACT - Mackenzie Hall (and other DCAs) mislead 'alleged debtors' as to their powers, by threatening the use of bailiffs and bankruptcy - against the guidelines laid down by the Office of Fair Trading.

FACT - Mackenzie Hall use 'blanket' tactics when looking for debtors, such as writing/telephoning to everyone who shares the same sirname or postcode in the hope of finding the 'alleged debtor'.

FACT - Mackenzie Hall will, and do, rely on the debtor's ignorance of the law, particularily in regard to 'debts' which are statute barred, in order to attempt to collect debts which, if, the debtor were aware of his rights, would no longer be collectable.

FACT - Mackenzie Hall mislead debtors over their rights and use underhanded and bullying tactics, such as harassment or illegal threats in order to collect money at vast profit to themselves, yet often at great hardship to the 'debtor'.

FACT - Mackenzie Hall are frequently investigated by the Trading Standards Office and have, on several occasions, been ordered to act in accordance with the guidelines laid down by the Office of Fair Trading. The Trading Standards Service of Kilmarnock Council is innundated by complaints about Mackenzie Hall.

FACT - Mackenzie Hall are a particularily unsavoury crowd of chancers.

FACT - This is a forum for people who are experienceing problems with all aspects of debt - one of those 'problems' is having to deal with Debt Collection Agencies like Mackenzie Hall, and others, and people come here to see how others have been affected by the tactics of such thugs.

FACT - DFW is, unfortunately as far as you are concerned, an open forum - unlike the website of Mackenzie Hall - where you need to register to see anything.

FACT - You Tootsie Roll post on this forum with the SOLE INTENTION of discrediting ANY poster who either stands up to the tactics of thugs such as Mackenzie Hall or who attempts to make posters aware of their rights. Whilst this is not really surprising, given your background as a member of the seedy world of debt collection, posters, especially new posters, should be made aware of the fact that you are nothing but a vicious old TROLL

I trust I have made myself clear.

Tootsie_Roll

Rog2

I specifically stated in my post #129 'Lets not confuse the issue by referring to MH but simply deal with debt that 'may' be statute barred:'.

I am not really that interested in what they do - I am more interested in the lies that you are perpetuating on here regarding statute barred debt. I do really question your motives. I think possibly the reason you continue in this vain is that you are unable to fully understand how the legislation works and how the OFT guidelines apply in this matter.

rog2

Tootsie_Roll wrote: »

I specifically stated in my post #129 'Lets not confuse the issue by referring to MH. I am not really that interested in what they do.

You may not be interested in what Mackenzie Hall do, yet you seem to have spent a lot of time 'defending' their actions.
To detract from Mackenzie Hall, and enter into a 'points scoring' argument in which you will argue vehemently to defend the often criminal actions of the debt collection fraternity would be futile.
This whole thread is about the actions of Mackenzie Hall - like it or lump it, T Roll.

Ant55

i would like to thank rog2 for the reply,yesterday i received a
FINAL NOTICE letter from the dreaded macks stating they are instructed by our client to recover this Overdue Account on their behalf.
They are asking for the full amount to be paid in 7 days which works to be monday.
signed by Andrew Lowe
accounts manager

Well i dont have the money to pay £2700 just like that and by reading these threads of macks they wouldnt even accept a monthly payment plan to suit me.
ive done a credit check today and nothing has shown up of this debt and my credit rating is good.
so im goin to be sending the barred letter to them and take it from their.

watch this space!

inmypocketnottheirs

Rog2, very eloquently put. I think everyone now will see TRoll for what he/she really is.