twinparents07's joint diary 'doing it together'!!

Happytogetdebtfree

I know it does get you in a state of panic thinking how long will it take... id like to start a family but accomodation not big enough and debts would make it much more stressful... i want to be able to know my money is my own x

twinmum07

Happytogetdebtfree wrote: »

I know it does get you in a state of panic thinking how long will it take... id like to start a family but accomodation not big enough and debts would make it much more stressful... i want to be able to know my money is my own x

With kids your money is never your own!!!
We were just saying last night that it isn't too bad economising now with the kids being young (obviously baby formula isn't something we can economise on!) but once the twins get a year or two older it will be hard when they want to go to ballet/karate/whatever classes and we have to say no due to finances.
However, if you waited to have kids until you could actually afford them we'd all be rolling up for a spot of IVF at 70 once we'd saved enough!

Happytogetdebtfree

Haha no I mean I want abit more free cash to have a safety net :-) lol I don't want to be juggling large finances an struggling to buy nappies I get stressed now I'd probably be ten times worse lol x

twinmum07

We have been really lucky this time around as our twins are boy/girl so we knew we'd have a full wardrobe for the baby either way and i used cloth nappies with the twins so just reused those this time so nappies aren't an expense now (I did treat him to a few new nappies but bought on ebay using money gained from selling my old designer maternity clothes).

I have just had an email from one of the exam boards and have been accepted as an examiner but on a waiting list to actually get work so it might not happen this year or next but at least I am on the list. I think DH is going to stick in an application tonight so he can go on the waiting list too.
DH has been out at a network meeting for heads of maths in the county and mentioned that I am looking for part time work - 3 schools have asked for my details so hopefully something will come from that. The in laws have offered to try to go up to 2 days a week down here so things seem to be looking up a lot! If I could do 2 days work so that would hopefully bring in £800/£900 per month (but would effect working tax credits) so almost make up our current shortfall but once we have been able to make some cuts then we might end up with the income/outcome balance tipping the right way. However, the schools are interviewing for full time this week but aren't too hopeful about the pool they are interviewing so I would be more of a fall back. Even if they come to nothing at least it gives me hope there might be other schools/colleges out there who might want me

Numpty_Monkey

The clicks on TCB (TopCashBack)
if you click on Browse on the TCB home page(it's in the top left hand corner
and look for Recurring Earners
remember some can be doe twice:D
Do you know about clearing cookies

What is the other site you joined?

twinmum07

I have sussed out clearing cookies I think but am finding it very hard to find things to search for - is it odd that vegetables keep coming to mind?
The other site is fatcheese and was pleasantly surprised to log in today and discover a pending balance of 70p after joining last night - yay!

I haven't heard abything from the co-op about our account application so a bit worried we will get turned down and struggling to think of a bank we don't already owe money to!

Happytogetdebtfree

Hi twin mum hope you hear from the bank soon im sure all is ok keep positive and all the best tomorrow keep us posted xx

twinmum07

Thanks - our CCCS call isn't until 4.30pm so still seems ages away.

I have got the other application form sent off for the examiner role

twinmum07

One of the schools DH spoke to yesterday has just rung and asked me to come in on Thursday. The school is in special measures but I am not too phased by that at the moment. How exciting!

Numpty_Monkey

twinmum07 wrote: »

Thanks - our CCCS call isn't until 4.30pm so still seems ages away.

I have got the other application form sent off for the examiner role

Good luck on both
The CCCS are really good and on your side:A:T

As for the clicking thing get an Argos catalogue;) its good for ideas
There is quite a few tips on how to speed up clicking ,
using Firefox web browser(its free) and having the clearing the private data thing set up right so you only have to enter items once and keep using them (but try to add a lot of items)
and set up some spam email accounts (yahoo,Gmail,Hotmail etc) and do some of the no spends(no purchace) things
Fatcheese is a good one:T, Maya and "T" (the site owners) are good:A