which account is best to meet following needs? 26 August 2006 at 3:41PM edited 30 November -1 at 1:00AM in ISAs & Tax-free Savings

homersimpson_3

my friend wants an instant access savings account with a passbook which is not isa into which she could deposit little amounts. not bothered about telephone or e savings. happy to tie money up for a year max. which one pays highest rate?