Triumphing over the Evil Pigeon

ClootiesMum

Can me and the boys pop our head in later this morning

*Runs to fridge to make sure there's milk*

Course you can - and I can even make coffee with milk

ClootiesMum

Drum roll please - the final & updated 100 day challenge for ClootiesMum is as follows

Health
Lose 3 stone
Be cooking meals from scratch
Exercise at least 3 times a week (however this is allowed to include chopping logs, gardening & walking etc)

Financial
Finds Dad's money
Pay off last credit card
Have 1 fiscal fast week per month (No Spend Week)

House preparation for winter/Christmas
I will work through 100 things needing done (hopefully 1 daily) so by 24th October I'm sorted for the big freeze & Christmas
Clean out garage
Garden to be tidied & winter-proofed

Relationships
Out with DH once a month
Contact one long lost friend/relative per week
Invite friends over to dinner - we keep saying but never doing

House
Deep clean house
Make up house book
De clutter & e-bay/freecycle stuff

Attitude

Be a happy bunny again
Have worked through the book "Getting Things Done" and be actioning this
Find the "I can do it" attitude again

What do I want to do

Start patchworking again (1st item is a bag for the house book)
Get stuck back in about the family history
A firm plan in place for moving abroad


And that folks, is the great plan - I've not explained this to DH yet but as we are on holiday for 2 weeks from tomorrow then I will bring it up then.

BRING IT ON

Memory_Girl

Woohooo Clootie !!! A plan.

What time would be best for us to rally on over - I know you are out this afternoon.

Sorry I would phone you - but - well erm!! no phone dontyaknow??

Memorygirl

ClootiesMum

Never thought about the phone

I need to go out @ 2.30 so any time before then is fine - I'm only ironing

I'll open the gates so just pull in to the drive - it gets you off the main road

Memory_Girl

Kids are just eating lunch .................and I'm ironing too - or "Seeking inspiration in routine" as I prefer to think of it - LOL.

We willhead over about half one - wee one should sleep then.

TTFN

Memorygirl

ClootiesMum

No probs....

Former_E.ON_Company_Representative:_Malc

ClootiesMum wrote: »

Harrumph...:mad:

So much for the EON bill dropping - it's not moving. But as we can budget for this then I suppose it's not too bad. Last winter was really cold and as we only got the wood burning stove in on 18th December we probably did use the heating more than expected. So I'll wait patiently and then not have to pay any extra for the bill over the year. And we've chatted at the work and I do seem to have the lowest bill - one of my work colleagues is £240 pm for gas & elec :eek: so my £80 is kind of paltry by comparison.

Sorry to intrude on your thread ClootiesMum, but just wondered if you have had a chat with us about ways we might be able to help reduce your energy bills.

For instance, make sure you are on a tariff which best suits your circumstances. There are extra discounts available for paying by Direct Debit and managing your account online.

I would pop your annual usage in kWh on to one of the comparison sites, too. This will list all the options available, both with us and the other suppliers. Make sure we are competitive.

We might also be able to help reduce your usage. Give our specialist Energy Efficiency team a call and they will be happy to advise of ways you may be able to cut back.

Ask for a copy of a booklet called '100 ways to save money by saving energy.' It's free and contains lots of useful tips.

Check out our website, particularly the interactive house; more good tips here. :cool:

Not sure if this is any use ClootiesMum but every little helps these days. Give me a shout if I can help at all as will be happy to do so.

Malc

DawnW

Hi Clootiesmum,
I enjoyed reading your diary! Re your endowment, I am by no means an expert on insurance, but I think what might have happened is that, when you stopped paying in to it, it may have become 'paid up', which means it just sits there, and in theory gains interest or whatever (but not much in this day and age of course). It all depends on how much you have paid in, and the charges made by the company etc, but I would check your documentation and contact the company, because it may have a value - and if it does, it belongs to you. Of course, it may not cover all you paid in, but is definitely worth following up. There are companies that will buy endowments, and I understand that sometimes they offer more than the surrender value, but you would need to take proper advice on that.
Good luck x

ClootiesMum

Hi there folks,

Malc - thanks for your input - we're on an on-line tariff fixed until May 2011 and we already get a reduction for direct debit & on-line billing. We're pretty good at saving the basics in energy but I'll ask for a copy of the booklet - thanks again

And Dawn - thanks for the info about the endowment - it was kind of what I thought but I'll follow it up anyway - if you don't ask, you don't get.

And the good news is - I've been signed back to work - yahay :j:j

I'm on holiday now for 2 weeks but am feeling so much better I need normality back to life - all I need to organise now is the holiday for me & DH.......

Primula

That's great news you have been signed back to work, and even greater you are on holiday for 2 weeks. I have only tomorrow to work and then I am off for a week, can't wait.