Daffy's 'a nice cup of tea cheers you up' diary

Happytogetdebtfree

Morning daffy wow id love a pancake and a nice cofffeee im tired im off to bed for a few hours then im off to the drs for bloods doing later.... mini update to the siggy and i think il make 11k paid off the 20k challenge, anyway off to bed now i need sleeps lol xx

Lemon_Tree

happy you know know how long things will take, i did a rough summary of my debt progress since joining here and spotted to my shame that my first year here i only paid off £2-3k, whereas i'm now upto about £12k per year. Eventually it feels that instead of fighting for every repayment they just fall naturally into place and actually sometimes (though rarely) find themselves falling into your hands.

Happytogetdebtfree

I know ive paid 11k in 9 months so thats okay i guess and considering that ive been here nearly 2 years the 1st year must have been a poor reflection of payment but we live and learn lol x

hypno06

Each year you will find yourself paying off more than the previous year, HTGDF.....and 5 years max is not such a bad thing......it will have taken me the same sort of amount of time to clear my debt by the time I am done and dusted, and I am pretty pleased with that! But, yes, I too get frustrated at the length of time it takes, and want it done yesterday, but when I look back and see how the numbers are falling, I am more than satisfied with progress, and you will be too!

Happytogetdebtfree

i must say my amount is manageable in sept 2008 it wasnt so managable to so to get through unscathed is pretty good and i am pleased il be even more pleased if i make my 20k challenge lol x

Cheery_Daff

I don't even *earn* 10k in a year, so I'm mightily impressed at anyone who can pay 10k off and still eat! :rotfl: :T :j

Happytogetdebtfree

thanks i feel all proud as punch now ive done myself proud really i have xx

Cheery_Daff

Yes indeed Happy, you have! :T :T Well done you! Keep up the good work! (and just imagine the possibilities if you manage to save even half as much as you're paying on debt repayments when all this is over with!) :j :j :j

I, however, am not proud of myself at all. I have, in all seriousness, just written the sentence "This relational association between perception and situation reflects the dialectical connection between structure and agency." :eek: I don't even know what it means myself! :eek: :rotfl:

Oh dear! Might have to go and have a lie down now with a flannel over my face :rotfl:

Cheery_Daff

Woohooo, just noticed that last post was my 1000th post! :j :j :j

Surely that calls for some kind of celebration???? :rotfl:

Perhaps a nice cup of tea? :coffee: And cakes all round I say :j (virtual ones of course, can't get distracted from PhD by going and baking now!) :rotfl:

pania

Afternoon madam. Just thought i'd say i've subscribed and will have a proper ready when i get home!
Hugs, p x