Do other 'Singletons' find it easier or harder to become Debt Free?

cathybird

I've been going out with the same guy for about 4 years and my debts have got much worse since I started seeing him. Can't blame him and I always was extravagent and always have spent more than I earned but he doesn't help. He fritters away lots of money and his debts are getting worse and worse, whereas I'm at least digging myself out of mine now. He often asks me to buy stuff on the way over to his place because when he cooks he always finds he doesn't have all the ingredients and it's difficult because I want to contribute and ought to contribute to what he cooks but on the other hand picking stuff up from corner shops or supermarkets every day in dribs and drabs is the way to fritter cash away. It's tricky. My thought would be that it's easier to sort your debts out with a partner if they're also prudent with cash but harder if they're not...

PeachPickle

I think I'd find it harder if I were seeing someone (tho please deal me in on the northern guys if there are any floating around! I'd like to order a rough-ish one rather than cute tho, if poss ). I don't go out a whole bunch, and I assume that if I were seeing someone he'd actually want to see me occasionally. Probably not tho :rotfl:

Slayerx

Since when did us northen guys become in such demand?

MinnieSpender

Slayerx wrote:

Since when did us northen guys become in such demand?

I think you're in demand for northern lasses - because the bus fare is cheaper.

And at 24 I don't think you've got a whole lot to worry about just yet! At your age you should be playing the field, NOT settling down!

Slayerx

I don't want to settle down, it would be nice to be in a semi-serious relationship at least, shame the women in bradford/leeds tend to be rather picky with guys.

JAMIEDODGER

PeachPickle wrote:

(tho please deal me in on the northern guys if there are any floating around! I'd like to order a rough-ish one rather than cute tho, if poss ).

oh dear ive started something now lol:D i only know one northern bloke and im keeping him! sorry girls, youll have to find your own!!!:p

GardenMillie

I firmly believe it's easier to be debt free if you're a singleton. I am and have no children and no debts (other than the mortgage). Ok you only have one income but you can also choose how to spend and cut back without affecting anyone else.

Friends who have children spend so much money on toys, clothes, hobbies etc I wonder how they do it.

lynsayjane

up, i also think it's easier being single. while i was with my ex, apart from cinema tips, bigger food bills etc, he wasnt bothered about being in debt, i think he only had a loan and that kinda made me less bothered, i also had less outgoings so was easier with what i was spending rather than being as prudent as i am now and clearing debts, and for the time he lived here i could have made a big difference :mad:

however it would also have saved me money, he had a car i was insured on so i could have reduced the numebr of lessons i'm going to have to take as well as had a car i could pretty much have anytime, he also had a transit van for his work, so essentially a two car house. really knew i shouldnt have chucked him when i did :mad:

LookingAhead

Blimey I must be the one to buck the trend here.

When I was single I ran up thousands of pounds worth of debt (on top of some small-ish debt I already had when I was my with ex) through good living and a whole lot of head burying in the sand/putting food on credit cards etc.

Now I am living with someone I have had my LB moment and am tackling the debt.

However I think it helps when you don't have a partner who spends like it's going out of fashion. Well, I don't have that type of partner....he 'could have'! I am controlling myself better these days but it still takes effort.

I do feel like I watch him like a hawk though to make sure he doesn't make the mistakes I did, financially.

Imelda

Hi all,
I live alone but have a boyfriend, I find this is very expensive, I pay out over half my salary on household bills alone, if we lived together I would be paying out only a quarter. As we haven't been together too long we still go out quite a lot (he does pay for most things, he is a traditional guy and earns about 5 times what I do) and I did run up a bit of debt buying new clothes etc when we first started going out. However because he has a lot of disposable income he does fritter it away, I am slowly getting him to be more MSE but I think it's going to take a little time....