How exactly to start a Debt Relief Order started with CCCS??

Firey668

Hi how exactly do I get the DRO from CCCS??


As i just did the debt-remedy online, and then did the 'Live-Chat' with an adviser,
but all he did was look at my income vs outgoings and debt from my debt remedy,
tell me that i wouldn't be able to offer any repayment for the debts as i have less income than i do expenditure...


But then he just sent me the link to download the PDF of CCCS's booklet about dealing with debt, what the banks can and cant do (all of which i already know),
but then just went without offering me the various solutions like DROs... ect


So didn't actually offer me any solutions at all, or say that he will do a DRO for me.



Do i need to tell them on the live chat that i want to do DRO, and ask to be sent a pack for it??

Fridge2

Firey668 wrote: »

Hi how exactly do I get the DRO from CCCS??


As i just did the debt-remedy online, and then did the 'Live-Chat' with an adviser,
but all he did was look at my income vs outgoings and debt from my debt remedy,
tell me that i wouldn't be able to offer any repayment for the debts as i have less income than i do expenditure...


But then he just sent me the link to download the PDF of CCCS's booklet about dealing with debt, what the banks can and cant do (all of which i already know),
but then just went without offering me the various solutions like DROs... ect


So didn't actually offer me any solutions at all, or say that he will do a DRO for me.



Do i need to tell them on the live chat that i want to do DRO, and ask to be sent a pack for it??

Trolltastic:D

Firey668

Oh yes i forgot getting Debt Relief Orders or other legal methods of getting debt written off,
all of which this website and Martin Lewis actively promote,
is ''trollish'' now!!

Fridge2

Firey668 wrote: »

Oh yes i forgot getting Debt Relief Orders or other legal methods of getting debt written off,
all of which this website and Martin Lewis actively promote,
is ''trollish'' now!!

Trolltastic:D

OnceUponADream

Why don't you post on the Debt Free Wannabe forum?

[Deleted User]

Firey668 wrote: »

Hi how exactly do I get the DRO from CCCS??


As i just did the debt-remedy online, and then did the 'Live-Chat' with an adviser,
but all he did was look at my income vs outgoings and debt from my debt remedy,
tell me that i wouldn't be able to offer any repayment for the debts as i have less income than i do expenditure...


But then he just sent me the link to download the PDF of CCCS's booklet about dealing with debt, what the banks can and cant do (all of which i already know),
but then just went without offering me the various solutions like DROs... ect


So didn't actually offer me any solutions at all, or say that he will do a DRO for me.



Do i need to tell them on the live chat that i want to do DRO, and ask to be sent a pack for it??

If you are serious about a DRO then you need to contact CAB,its a simple process if you have debts under 15k,less than £300 in savings,a car worth less than a £1000 and disposable income of less than £50 a month,and dont own your own house.:money:

Firey668

OnceUponADream wrote: »

Why don't you post on the Debt Free Wannabe forum?

I did.

Re-bumped the thread 4x hoping that the CCCS counselor would come back and reply again, as you cannot private msg them,
but due to the number of threads there mine never got answered.

Fire_Fox

Please do not feed the trolls: Firey668 was proven in an earlier thread to be posting opposing work histories and thanking himself under the AE Rothschild.

Glad

Hi, Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere(please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [EMAIL="abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL].

OnceUponADream

Firey668 wrote: »

I did.

Re-bumped the thread 4x hoping that the CCCS counselor would come back and reply again, as you cannot private msg them,
but due to the number of threads there mine never got answered.

You are making a mockery out of people that do really need help! I have read your previous threads and they are, ermmmmm how shall I put it, shocking!!!!!!!!! If you really need help post on the debt free forum and they will help you if not !!!! off;)

Firey668

woodbine wrote: »

If you are serious about a DRO then you need to contact CAB,its a simple process if you have debts under 15k,less than £300 in savings,a car worth less than a £1000 and disposable income of less than £50 a month,and dont own your own house.:money:

Hi and thanks for your reply.

I wanted to do it through CCCS instead of Cab though,
as i much prefer to do everything in life online instead of going to cab offices or over the phone.


I have between 9-10k of debt that il need written off,
dont drive so no car,
don't trust leaving money in a bank account so only ever have over £300 cash in 1 of my bank accounts the day before all my month's direct-debits are going out or before il be paying rent,
i claim housing benefit, council tax benefit and jsa so under £50 spare cash per month after paying my rent/bills/food/travel/other life expenses.

So already know that i automatically qualify for 1.



But they seemt o make the process of getting 1 DRO very complex, instead of it just being a form that you fill in online or print off and post to the IS. :mad::(