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Which banks don't use card readers for online transactions?

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Comments

  • oo03sjw
    oo03sjw Posts: 12 Forumite
    Tenth Anniversary Combo Breaker
    'That is a completely untrue statement.
    There are several ways in which to avoid the £10 monthly charge.
    The simplest of which is to open an e-Saver account and deposit £1.'

    I went to get an account and asked about the fee and explained that I couldn't pay in £1000, and I was told to pay it for a month and then stop it. Not once was I told I would be charged, if that's what I did!
  • Nationwide have issued me with a card reader which has a super big display and lovely pouch to keep it in. It is far superior to the standard (toy) one but the main snag is that it ties up your debit card if you don't want to go hunting for it every time you want to log in and they won't issue a duplicate just for that purpose. They let you log in with memorable data as an alternative but just try moving money to a non-Nationwide account without the card reader; it can't be done.
  • lilrahi
    lilrahi Posts: 1,483 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Lloyds TSB so far don't. Co-op bank has one for the first time you set up a new transaction. After that you don't have to use it.

    HSBC have this secure key type thing you need to log in everytime but you don't need it for transactions I thnk
    You'll have to speak up; I'm wearing a towel
  • dc
    dc Posts: 2,547 Forumite
    You Do Not Have to use the reader to log on to your Nationwide accounts if you dont like the faff of having to find a card and the reader.

    Just read down the log in page and you will see.

    To log in with your card and card reader please follow the instructions below:

    Or, use your memorable data and passnumber to log in.

    Just click on the blue link and log in as before the reader was thought of, Simples.
    I havent used the reader for months now, lets hope they dont twig.
    ac's lovechild
  • dunstonh
    dunstonh Posts: 120,213 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Lloyds TSB so far don't.

    They do on business accounts. However, to make up for that, they allow greater amounts to be transferred online than those without card readers.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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