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Debate House Prices
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House prices fell by 0.4% in May.
Comments
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yawn - errr no. if people bothered to check two months data it shows less of a fall from one months falls.Graham_Devon wrote: »You went on about something completely different. You stated that people are now changing the data used.
everyone was discussing monthly numbers when you popped in and showed us all the YoY graph... did you not realise that they we were discussing the monthly report... we all know that you did...Graham_Devon wrote: »I simply said the same data has consistently been used, and that graph, showing Halifax and Nationwide has consistently been posted.
that's why i provided both set's of numbers so that people could make their choice to spin away...Graham_Devon wrote: »All I was saying is the same data is being used, in response to your accusation that people are now spinning it....adjusted or not adjusted. adjusted is currently two months falls of 0.5% and unadjusted is only one months fall of 0.9%. take the one that you prefer...
how many pages of this thread do you think you can keep this up for??0 -
maybe... but at least my maths is better and understand the difference between YoY numbers and monthly reports :eek:
Given my personal circs, I don't need to worry too much about this. Yes it'll affect me. That said, to be honest there's bigger & more important stuff. Firstly, I want family & friends to stay fit & healthy & happy. Those losses are immeasurable. Any YoY loss on that is too much. Secondly, I want to maintain my employment, & hopefully improve my investments. Thirdly, I want to be happy & enjoy my free time (interestingly in an appraisal, my manager admitted to being envious of how I spend my downtime...:))i hear you my brother. that's exactly the same as when the Wolves fans refused to accept that they were on a two season holiday in the Premier League.
ROFL!:D
Given the quality signings we are making, all will fear us next year!:D
It'll be tough, but we're going in the right direction. & this'll be matched by our 50,000 seater stadium.
The more you post, the more I know you're jealous of us.
The p0rn twins will look after the hammers for you chucky...It's getting harder & harder to keep the government in the manner to which they have become accustomed.0 -
i don't mind you picking me up when i'm wrong but you're looking at Seasonally Adjusted Mr Chester you made the bit up about me using Seasonally adjusted - feel free to use the massaged numbers however
I don't want to start a debate on seasonal adjustment as somebody says you've already discussed this, but here's my thoughts on the subject.
In spring house prices nearly always rise and in winter prices nearly always fall. So if in spring prices rose 1.5% then the only way to gauge this figure as an indicator of Market conditions is to compare it to the same time in previous years. This way you can tell if the Market is doing well or not for the time of year. Seasonal adjustment does this for you to save you time comparing vast amounts of yearly data. Non seasonally adjusted figures offer no insight into the actual Market without comparisons.
Take, for example, last weeks bank of England mortgage approval data. The data we discussed on this forum was seasonally adjusted. Here's how it compares:
...................NSA..........SA...
31 Mar 10....57945.......49008
30 Apr 10....53650.......49871
Source: http://www.bankofengland.co.uk/mfsd/iadb/fromshowcolumns.asp?Travel=NIxSTxTAxSUx&FromSeries=1&ToSeries=50&DAT=RNG&FD=1&FM=Jan&FY=1963&TD=4&TM=Jun&TY=2010&VFD=Y&html.x=2&html.y=13&CSVF=TT&C=10Z&C=112&Filter=N
if you take the NSA figure it shows a 7.5% drop from the previous month and looking at this alone you would be inclined to think that the Market had collapsed from march to April! But it hasn't because a drop like this is a standard seasonal variation between march and April. So if you remove that variation you left with a rise 0.2% showing that the Market dropped slightly less than you would expect for a standard march - April.Debt Is Slavery.0 -
so why tell me i was using the wrong figures in the first place when you knew they were the un-adjusted numbers?Henry_P_Chester wrote: »I don't want to start a debate on seasonal adjustment as somebody says you've already discussed this, but here's my thoughts on the subject.0 -
i'm not a West Ham supporter :rotfl:lemonjelly wrote: »ROFL!:D
Given the quality signings we are making, all will fear us next year!:D
It'll be tough, but we're going in the right direction. & this'll be matched by our 50,000 seater stadium.
The more you post, the more I know you're jealous of us.
The p0rn twins will look after the hammers for you chucky...
that's Inspector Monkeyfish0 -
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lol - what a loser!!lemonjelly wrote: »The Inspector is a Hatters (Luton) supporter...
lol - not again. that's 9 times this week now!!lemonjelly wrote: »You've been outed!:D
i've been to Upton Park about 3 times - i'm not a Hammer.0 -
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“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
Sorry - not read any of the thread. Just enjoying the headline.
Third monthly fall this year, my paper said. And we're only in May.
Looking forward to the double-dip.0
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