Badly resurfaced road + overtaking car = major stonechip damage

Lum

Writing it off will be a very interesting process, first the salvage value will be determined by the number of people who may actually want to buy parts (literally a handful) and the market value will be impossible to determine as AFAIK I have the only 4wd variant of this car in the country.

Hopefully I could buy it back and offset the cost of the respray partially.

Not bothered about it being a Cat D since my aim is to keep a hold of this car, not sell or scrap.

atrixblue.-MFR-.

Lum wrote: »

The paint isn't rare, it was used on other Nissans that were sold in the UK., it's mainly body panels that are hard to obtain.

Oh, just got some more info out of her. Shortly after this incident she caught up with a road sweeper that was trying to clear up the stones (and apparently not doing a very good job)

not doing a good job in what way was he sawying around wildley going over both carriages? or doing as normal close to curb doing about 5mph as all of them do. as a third party prospectaive (as the coarts will see it) i see no case the local authority has to answer. dont forget that once they get into court if you take it that farr they will have their top lawyers rip appart your claims of neglagence. im sorry it sounds harsh and pitty your rare car has been deface by chips by someone over taking but in one senence you claims of the road sweep wasnt doing his job properly will be put to rest by the courts and that is "why was your partner driving near it or simply get over as so it minamised stone to vehicle contact"

and another good thing to check is whether your policy allows third party use on your policy if it doesnt say she wasnt covered and same goes on her policy etc. unless she is named driver on your policy.

atrixblue.-MFR-.

Lum wrote: »

Writing it off will be a very interesting process, first the salvage value will be determined by the number of people who may actually want to buy parts (literally a handful) and the market value will be impossible to determine as AFAIK I have the only 4wd variant of this car in the country.

Hopefully I could buy it back and offset the cost of the respray partially.

Not bothered about it being a Cat D since my aim is to keep a hold of this car, not sell or scrap.

i would ask myself whether the increase in premuim for 3-5 years for a claim on your insurance, having to VIC test the vehicle and then the devalue of it comes under or over the cost if it were just paid for private.

insurers wont take parts etc when inpecting just how much it will cost, a salvadge yard would shift it in days either by exporting or reselling.
but then again were talkin a respray so if insurance is your only means of correcting the chips seek out a good classic cars restorer that accepts insurance and give the quote to the insurers if they dont accept then offer a 50/50 deal!

Lum

atrixblue.-MFR-. wrote: »

not doing a good job in what way was he sawying around wildley going over both carriages? or doing as normal close to curb doing about 5mph as all of them do. as a third party prospectaive (as the coarts will see it) i see no case the local authority has to answer. dont forget that once they get into court if you take it that farr they will have their top lawyers rip appart your claims of neglagence. im sorry it sounds harsh and pitty your rare car has been deface by chips by someone over taking but in one senence you claims of the road sweep wasnt doing his job properly will be put to rest by the courts and that is "why was your partner driving near it or simply get over as so it minamised stone to vehicle contact"

and another good thing to check is whether your policy allows third party use on your policy if it doesnt say she wasnt covered and same goes on her policy etc. unless she is named driver on your policy.

By not doing their job properly I mean that this incident happened before she caught up to the road sweeper, therefore it happened on the allegedly swept section of road.

When the overtake happened she pulled over the curb and came to a near stop.

As for third party use, she is a named driver on that car and thus is covered fully comp.

Hammyman

Lum wrote: »

Maybe, it's also worth noting that this was late at night and the loose chippings sign (of which there is only one in each direction) was unlit.

And? Most signs are unlit on roads.

INT1

Just bad luck I think, thats for your insurance to sort for you.

For info that road surface is pretty common on A roads.

I don't understand how the stone chips were on the right hand side of the car if someone was overtaking you? If your other half was only doing 10 mph and someone was overtaking, thats not enough speed to chip paintwork, the front bumper I can understand if the overtaker cut your other half up...

Weirdlittleman

Stonechips happen. If you dont like it dont drive.
Its not anyone elses fault you happen to own a rare unsuitable car for the roads in this country.

flyingscotno1

Hmm, surface dressing. Not resurfacing, but extending the life and making it a bit more grippy and safe- same principle with the high grip surfacing at bends. Quite a good way of stopping a road with cracks etc deteriorating further, esp quieter rural roads. Unfortunately loose chippings are a way of life with the surface and not a great deal you can do. It is a cheaper process, but not actually inferior if it was done right, however it does look like it to the public. Better than SMA in my opinion!

Given the signage warning of loose chippings and advising the speed as well as an operative in a roadsweeper attempting removal, I'd suggest the authorities are fairly well covered against a claim. IMHO you'd be better going after the driver who did the damage.

Strider590

flyingscotno1 wrote: »

IMHO you'd be better going after the driver who did the damage.

With a cricket bat.....


The upside of commuters damaging your car is that, they take that route all week long

Lum

aldo wrote: »

Just bad luck I think, thats for your insurance to sort for you.

For info that road surface is pretty common on A roads.

I don't understand how the stone chips were on the right hand side of the car if someone was overtaking you? If your other half was only doing 10 mph and someone was overtaking, thats not enough speed to chip paintwork, the front bumper I can understand if the overtaker cut your other half up...

The overtaker was doing 50+ mph kicking up a cloud of stones and spraying them all over the place, hence why the right hand side got done.

Weirdlittleman wrote: »

Stonechips happen. If you dont like it dont drive.
Its not anyone elses fault you happen to own a rare unsuitable car for the roads in this country.

It's perfectly suitable for the use to which I put it, it is just not normally used as a long distance commuter car (I do use it for my commute but that's all single track lanes that never get resurfaced) but these were exceptional circumstances as my GFs car got a major puncture in a 5 week old tyre and we can't get a matching tyre until Tuesday.

Normally the spare car for these circumstances would be the sheddy old Volvo but right now it's running like a bag of spanners and cost her £70 for one days commuting when she used it, hence why I'm using the Volvo for my short distance commute. The Volvo is also getting replaced on Tuesday (company car which we're both insured to drive), hence why I haven't fixed it.