Right to Buy???

Chrisl

Thank you Alias and Running Horse for your comments and advise. Others seem to think that I have a free ride and cant understand my position! I work 50 hours a week have to travel 2 hours a day on top of that for work and all I was saying is should i invest and try and buy the property if i can, I have never claimed any benefits in my life, and the only benefits my partner gets other than the rented HA property is child benefits, we would both rather work than claim!!

ILW

Chrisl wrote: »

Thank you Alias and Running Horse for your comments and advise. Others seem to think that I have a free ride and cant understand my position! I work 50 hours a week have to travel 2 hours a day on top of that for work and all I was saying is should i invest and try and buy the property if i can, I have never claimed any benefits in my life, and the only benefits my partner gets other than the rented HA property is child benefits, we would both rather work than claim!!

It was your "it's not fair" comment in an earlier post that would have got a few peoples backs up.

Chrisl

yes I can understand that, it was ment like that just typed it before thinking!

lindseykim13

hi chris, i totally understand where your coming from we live in a council house in an ok area, i wouldn't have chosen it.
I will prob get shouted down but for some reason just because some are given social housing somehow it doesn't give us any right to complain.

Some do think we get it easy and handed on a plate when in reality we had to be means tested in the first place.

When we started out, my DH worked for £3.50hr on an apprentiship, i lost my job when i was 4mths preg and nobody would take me on. We got a grubby 1 bed flat and had to stay there until my DS was 18mths from which we had to beg our way out of, we were then moved to a 2 bed new build HA (we had no right to buy either) which i thought was a dream come true. It was like hell! The whole street had been built essp for HA homes and the majority of the people who got given them didn't deserve them as they wrecked the place, the street was basically a no go area and it was obvious to all it was social housing. We we're lucky and got out of there by exchanging to a council house.
There is a stigma but to be honest i think it is mostly in our minds i used to feel like we we're looked down on by neighbours 'handed everything' 'don't pay our way' it's the sort of thing people say or think just because you pay rent to a council instead of a landlord.
My DH has had many arguments with people who seem to think just because you have a council house you don't pay rent. Words used were 'why should my taxes pay for your house':eek:
The problem is there are 2 different types of tenants in social housing 1)the bums who never work and sponge 2) those of us who work hard to better ourselves and pay our rent/bills.
It does affect you and play on your mind that you can never own your own home and all that rent paid is not going towards anything. In reality we pay our way just like anyone who is paying a mortgage, they will have a house to show at the end of it, perhaps with some hard work we might have some savings for the kids to inherit sp?

Most people are finding it hard to buy a house now anyway so i just see ourselves as lucky to have somewhere to live. I never say never you may well exchange one day to a council, wait for the kids to grow up then buy your home. If i get down about it i just say to myself 'maybe one day'.

sorry long post and prob no help but your not the only one:)

Chrisl

Hi Lindseykim,

Thanks for your email and its nice that someone else is in the same boat as us and understands the situation! Every point you have made is true and relates to my situation, I work so hard and only trying to better myself for our families future! I dont like it when people look down on me when i work just as hard as everyone else and still pay rent, all be it to the HA. As you say maybe one day, its good to have dreams! I would like to wish you every success for the future as well!

Chris

lindseykim13

Thanks, and good luck to you too especially with a new baby on the way some things are more important than bricks and mortar

Fang_3

Chrisl wrote: »

I think most of you are missing the point here, I have never been 'given' anything in my life! My partner lived in the house way before I came along then I moved in after a couple of years! I actually work 35 miles away and we wanted to secure a future for us and my partners child! So is it so wrong to wanting to invest in a property and trying to buy the house we live in? I didnt mean to offend anyone by this thread! I have never brought a house in my life and I guess I am quite neieve to how the system works so I just wanted some advice really not harsh comments!!

Not been given a three bedroom house for a tiny rent and a secure tenancy for life then?

poppysarah

Chrisl wrote: »

but i just dont like the stigma which is assocated with the hosuing association
Chris

Without wanting to appear incredibly rude I have one simple bit of advice.

Grow up.


And if you really can't cope with the idea then go into private rented.
No one forces you to stay.

Chrisl

Fang wrote: »

Not been given a three bedroom house for a tiny rent and a secure tenancy for life then?

Its a 2 bed house mate, just as bad i know!!!!

lincroft1710

How will you "better yourself" by owning rather than renting a property you believe has a stigma attached?

The point of "affordable rented housing" is just what it says. In many rural areas buying a house is simply not possible for many young people so houses are built for rent so they can stay in or near the village they come from. As they move on/up these houses become available for the next generation.

If you want to buy "cheap" village housing, try somewhere like Great Whelnetham. But in the meantime enjoy your house, it is your home whether you rent it or buy it, a home for your expected child to grow up in.