Gentle Jump into June? Did we mention NOT spending...(well this is the NSD challenge)

AllieBallie

WooHoo a NSD for me! my first (and possibly only) NSD Saturday - i normally cave and go shopping or 'browsing' or something silly!!


That takes me to an amazing 8!!! :j

Keiss_21

Another spending day...but OK about it. Got a Mr T delivery, posted my sis's pressies and booked our two-night stay (and ferry) in Orkney. :j

Totally blown the budget, but know I can cope with it this month thanks to the tax-refund...just have to get back to "normal" next month...which could be difficult as off to Scotland for two weeks!!!

Also DS1 will be home for one of the weeks that we are away...and may eat everything left in the freezer ! Actually, we may find more that we leave...but possibly not. He hasn't got a job this summer (who has?!), so may spend a lot of time at his girlfriend's. Just so long as he is back once in a while to water the plants!! I have a lot of my pots on a watering system, but there will be others that will cope with a week of no watering, but a fortnight could be the death of them!

Have decided to put more than half my tax-refund into savings and pay into the 0% cc each month enough to have paid off most (or even all) of it by the time the interest-free time is over (15 months). I could just leave it there to pay the bill at the end of the 0% period, but knowing that money is coming out regularly will stop us from raiding it....at least that is the idea!

This way we earn some interest (not much though) as well as reducing our debts...and have some money for treats and essentials (and holiday!) now. Good plan?

It's funny how having money and wondering what to do with it was almost as bad as not having it...not really, but much more indecision and stress on my part!

I was sooo worried about spending so much on our trip to Orkney...but as we had no holiday last year (I was too ill), and we will be staying with family the rest of our time in Scotland..I decided to splash out. Not too much though, as I managed to find a hotel that does a family room...so we will be sharing with DS2 for a couple of nights!! All this scrimping and saving (or at least trying to!!) made me really think about spending all this money...so I am improving!

Just have to get all my spending in line the next few months, and perhaps we will see more of our debts disappearing :j.

The car sailed through its service, so no "new" car for a while - what a relief!

Thank goodness the Glasto concert has stopped...our neighbours were blasting it out tonight (and last night!). Muse are not our favourite band...DS2 went to bed in disgust! :rotfl:

Off to get the washing on, then bed...need to get up early to get some work done in the greenhouse before it gets unbearably hot . Great tennis today, may (or may not!) watch the footie tomorrow...

Night, night all xx

Nargleblast

Well, today (Sunday) will be my last NSD of the month so sadly my target has not been reached. Still, 10 is not too bad. Put me down for 10 again next month please!

solventsoon

slowlyfading wrote: »

It hasn't been a nsd for me today - got a takeaway to celebrate finishing the PGCE course and gaining QTS :j :j

Congratulations, sf, really pleased for you after all the hard work you've put into the course.

solventsoon

Hi lovely NSD gang :A
More targets being smashed today, well done everyone. :j
Have a lovely day tomorrow, more sunshine promised, I will be out in the garden avoiding the footie:rotfl:......

Targets met today:
3Dogs: :j yay... well done for no 17 and your target - that’s fantastic!! :j The pony award is now coming your way. Increasing your target to 20 now and hoping the dancing banana will also be yours this month:T
moneypenny2k: :jwell done for no 12 and your target, that’s brilliant.:j The pony is coming your way now.
Let me know if you decide to raise your target and aim for the dancing banana;)
AllieBallie: :jyay, well done for no 8 - you have now made target no 2 and the dancing banana is yours!! That’s brilliant:j

Well done to:
:jmz_grim: well done for no 13 - on your way to target no 2 and the dancing banana now! Keep going and fingers crossed for today as well
Update: and you made it - well done for no 14. 1 more to go to get to the dancing banana!:T
:jjintyb: well done for no 13 - only 2 more to get now, hang on in there.
Well done for resisting spending your birthday money, not sure I could do that;)...
Oh dear to the knitting - one of the joys of knitting is realising you’ve made a mistake... only it’s 3 inches below where you are and is blindingly obvious:rotfl:......
Hope you enjoyed the match!
:jMythi: well done for no 9 - well and truly smashed your target now!
Glad you’re pleased with the smiley!!:)
:jboultdj: well done for no 15 - only 1 more to get now, that’s brilliant!
Hope the cardie was well received:)
:jLadyfromVenice: well done for no 16 - that’s brilliant.
Oh dear for too many spendy days, that’s not good, hopefully July will be better for you.;)
Wow, those bracelets are an incredible price... I know exactly the ones you mean and they are expensive:eek:..........
:jBigMumma: well done for no 19 and for resisting the new bedding.
The offspring won’t notice for a bit, you’re safe for a few weeks, I reckon!!
Hope the boy genius manages to sort your sockets out;)
:jelfen: well done for no 14 - that’s brilliant!
Hope you enjoy the film tomorrow:)
:jkathy40uk: well done for no 11 - that’s brilliant! And a huge well done for being so organised on the spends - really sounds as though you will make your target, I’m keeping my fingers firmly crossed for you
Hope you enjoyed Doctor Who tonight:)
:jMainyasha: well done for no 14 - only 1 more to get now, that’s brilliant! Fingers crossed for you for tomorrow:)
:jTMVen: well done for no 18, that’s brilliant!
Like the sound of your day, hope you enjoyed it:)
:jNargle: well done for no 10 - even though you didn’t make your target, you should still be pleased with 10:)

And hello to everyone else:
honey: oh dear to having to replace the BBQ - bit of an essential really if you’re having family round for a BBQ and your one is broken:(... Hope you had a good time and fingers crossed for some more NSDs for you
littlekel: oh... what a shame.. I was looking forward to you getting your pony.:( Never mind, 10 NSDs is a really good achievement - well done.:T
Well done for increasing your target for July
pure dead dopey: oh dear to food shopping days:(.... you’re going to be like Cheryl next week, trying to keep DS from raiding all the cupboards:eek:....
Yep, no grunty players at Wombledon, hopefully Sharapova won’t be around then:eek:..
Re chavvy do - no you don’t need an adenoid operation, that must be a Scottish thing.:rotfl:
BDINI: oh dear to a spendy day today:(, but you’ve been so good that you deserve a little spend. Hope the shoes are OK - good price there. Enjoy the do at your local.:T
Keiss 21: very organised spendy day by the sounds of it.
Good decision about the tax refund, I think, and you’re right about the stress of making the right decision on what to do with it;)..
Good planning on the holiday as well - and great news about the car MOT:T.
Arrggghh to Muse:eek:.. not my favourite band either, glad it’s stopped. Hopefully you won’t get the same again tomorrow night:eek:

I had a lovely surprise just then, thought I had decided on 23 this month, just realised I decided on 22 and have now achieved 21, so only 1 more to get for me.... yippppeeeeee!!!!:j:j

Off to do the usual update now, see you all tomorrow

‘night all
spoon
x

teenyweenyspender

Hi everyone :wave:

I did a food shop on saturday, but today is NSD No. 19/20

It's looking very promising for hitting my target on Monday :T
I might even be able to get a dancing narna before June ends.:dance:

positivelypurple

Hi everyone, I've been MIA due to chickenpox, chest infections, school stuff and general end of terminess. I pleased to report that I've had NSD 9 & 10 amidst the chaos Only two more to find now. It's going to be tough as there is so much to do before we go away on holiday next month but I'll try.

Hope everyone is doing well and I'm pleased to see lots of targets being smashed :j

thrifty_fifty

Hi Everyone,

Been a bit slow on the NSDs this month, most days have been LSDs, hoping July will be better. No 7 for me today

Hope everyone is having a great weekend.
x

boultdj

Morning All declaring early again,already been in the garden for an hour before it get's to hot,so I'm at target,interweb still being 'orrible, should have been going to Clumber Park to look at Vintige car's/steam engin's bird display's ect.......but OH is ill in bed,so another day in the garden for me.....so Aussie check for me Slip,Slap,Slop.....Slip-t-shirt on-OK done that,Slap-suncream going on,don't forget back of neck!! done, last 1 slop on my hat....and it give's everyone a laugh but I wear it every where when it's hot,and that's it I'm all set for the garden.

jintyb

Good morning everyone - its a beautiful day here - must be summer;)
Pleased to announce NSD #14 for yesterday. I'm determined to make my target today, so I'm going nowhere!
Had a great day yesterday - went to library to return my books and I managed to get two books which were on my Amazon wish list. I was thinking of using my birthday money to buy them - so that was a stroke of luck!:D (Incidentally, if anyone is looking for a good book I highly recommend "The Help" by Kathryn Stockett, easily the best book I've read for a very long time!)
My Mum came up and fixed my knitting for me, then we went for lunch with my Dad and they treated me!
We didnt bother with our usual Sat night takeaway, OH cooked a nice dinner, and we watched good old Andy WIN at the tennis.C'mon Andy:beer:
All in all a lovely day, and no money spent! :j
This challenge makes you realise that the good things in life dont always need to involve dosh! I'm lucky to be blessed with a great family and OH.
Today Im going to do a bit of housewark before it gets too hot, then Im going to sit in the garden with my book. OH is working, hopefully just till lunchtime. I believe there's some football match on today ...............:rotfl:

Have a lovely day everyone, thanks for all the posts, they keep me going!:)