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BOB'S CUNNING PLAN 2- 'Cos the other one failed and i blame Baldrick
Comments
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Hi Bob, good to see you're able to have a laugh about the finances
Not spent much time on the boards in the last few weeks so thought i should catch up with how things are with you. Looks like you have everything well in hand.
I just hope it was drinks AFTER archery and not before!!After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
Hi Bob, good to see you're able to have a laugh about the finances
Not spent much time on the boards in the last few weeks so thought i should catch up with how things are with you. Looks like you have everything well in hand.
I just hope it was drinks AFTER archery and not before!!
Hey up George:D Nice to see you - hope the hols were good and your back is feeling better.
Err drinkies were evening before and that night- so was very relaxed (ish):rotfl::rotfl:
So, young George- what's the gossip then? Spill:rotfl:
Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
glad you had a niceday today..hope student finance hurries up for you0
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No student finance Taxi as yet- but got a tax rebate, which will be going into the pot in waiting. Also got paid petrol expenses, so that is a further £200 set aside..just wish they would hurry up
Thank Goodness it is FridayBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Well not exactly a spend free day today.
Shopping/Groceries came in at £36:D
Went shopping with DD2, she desperately needs a new bed as she has a spine problem(she damaged her coccyx years ago and has to have injections- on top of everything else) and i suppose with growth and whatnot she has outgrown her previously very expensive bed:o So we went bed trying and the one that we felt would benefit her, came in at £600:eek:
Obviously being an MSE'r i wasn't going to pay that:cool: So went back to drawing board and looked for same mattress and a bed frame that suits a young lady, with definite tastes:rotfl: Found one with the right mattress ( she had tried) etc for £328 plus delivery, cashback through Quidco on an Argos 9 months interest free, and my mum is paying half. So effectively i have to find half which just about wipes out the tax rebate. It was money i wasn't expecting and so even though i have it in the UNI fund pot..i do feel it will be wisely spent.
She has been in a lot of pain with it all, has to go for further injections and well with her general health problems, i thought it was a wise thing to do.
Luckily no cash handed over yet.
One of us will have a good sleep in this house.:D:rotfl:
So that is my wee bit of news today.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
You did well on the shopping front.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
bed sounds like a bargain0
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Urggh Monday Blues, here today.
Lack of sleep, etc and i feel a bit light headed. I thought i had the beginnings of a migraine, but it was ok. So less of the self pitying bit and onwards.
Been making an effort on the de cluttering front too, so i will have a good head space, surprising how things build up even if house looks relatively okbut things sort of accumulate during the week and then no one else seems to bother. So rota's need sorting.
Money wise, i made a boob- forgot to pay something, but have not been charged ( phew) they were pretty decent about it as well. So can't moan. I seem to be so focused on other things at the moment and forgot to set up automatic payment for the month.Oh well, i live and learn.
Still no news from Student finance-i don't want to rely on them in the future for DD, so i am going to be making a set of targets for myself this year, one of them to be to be able to pay that off in full next year. I know a lot of folk may disagree with it, financial independence for DD etc, but i do think the system is stacked against her. Plus she can make savings herself this year and that will be going towards next year. I think it may be the start of further creative things for us both- why worry for the future when we can make things happen now? Yes MG's thread has rubbed off on me.
I do hope everyone has had a happy Monday todayBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
flipping heck didnt realise I hadnt looked in for so long...sorreeee
Well done on bed buy - needs must and nowt worse than bad back. Sorry to hear that worky still "problematic" - hope you sort em soon!
Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
Hi Bob, I think it's a great idea to start planning for DD's finances for next year - if you are able to help her then why not, I'm sure you're already teaching her good lessons about money and this is another oneDebt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0
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