Tax credits have left us with nothing

snoop2008

Jowo wrote: »

The best route out of poverty should be through employment and I recall a journalist who despises the focus of the changes to the benefit system on 'innocent children' when they should tackle adult employment and dysfunction.

I recall one study that looked at the statistics saying the best way for a person to ensure they are not trapped in poverty is to finish college (i.e. get skills/qualifications) and to have children after marriage (sounds a bit Daily Mail, I know but this study was apparently based on the later income of various people from similar social backgrounds).



snoop:

I recall having a conversation with a friend of mine who onced asked after given her some good advice to go and brush up on her english and maths. Not having worked for nearly 20 years, I hated the fact she relied on benefits. she replied, ' Whats the point of learning!' . Now who am I to tell people how to spend their benefits. She has 45in tv, drives a car, goes on holidays, buys named brand clothes for her adult children still! smokes like a trooper, shops in expensive shops BUT, does not want to educate herself to work!!



Tax credits are there to help people, I do understand this big time, but like I said to my friend, ' what and how will you live without your benefits?

The point I am making, is this. Its not the money people get, it's how they use it. That person I know lost her income support last year, something to do with not telling the benefits people about her estranged partner. Well she couldn't even afford to buy bread!!! She never saved for a rainy day, she never thought about tomorrow, she never thought about her future, she never wanted to educate herself, she didn't know how to spend and budget and bought things she didn't need, simply because she did not earn it!!!

Its great families get help, but please I really believe it's how people use their income that makes a difference and going back to basics!!

pupsicola

You have been informed correctly. Until the new claim is set up there is nothing to issue an emergency payment against. However to tell a person, who is trying her best to look after 4 children, that they wont get a penny is extremely rude and unproffessional. Im sorry you were treated like that.

I hope they process your claim and it all gets sorted out quickly.

Sarah

pelirocco

welshmoneylover wrote: »

Why on earth have you had 4 kids if you can't afford to raise them yourselves?

It's not the tax payers tab to pick up and one ofyou needs to work full time, not a measly few hours a week.

You are jumping to conclusions here , you dont know the full circumstances , so it is unfair to comment .

And to the poster who said well done for having the balls to post what others think ? , its hardly brave to post on an anonymous forum is it

tessie_bear

AnxiousMum wrote: »

Never said anybody's opinion was correct......please don't put words in the mouths of others.

i wouldnt dream of putting words in the mouth of someone who cant communicate in plain english...so sorry

Deepmistrust

sh1305 wrote: »

People shouldn't be relying on tax credits to live off. What's wrong with working more hours?

When people are already in a job, it's not always a case of "let me work more hours". She will most likely have to source a second job, which isn't helping her situation as it stands TODAY. Even assuming she finds one relatively quickly (say within a month), she will then have to work a month in hand i.e. two months before the salary filters it's way to her. If she hasn't any savings, then she still has children to feed.
Maybe she will increase her hours (one way or another). That is most certainly her best option IN THE LONG TERM. But it doesn't help her much today.

And, what law is there that says people should not rely on their WTC's? Most people in receipt of them, rely on them very much, hence they would have severe problems if WTC's stopped tomorrow. Hence the reason they were brought in, in the first place.

When I was younger, my dad would do anything up to 60 hours per week and mum would do around 12 (because of the career she went into - she couldn't do full-time) per week. There were no tax credits.

Now, it seems like people work minimum hours for maximum amount of money. Of course, if the parent or child has a disability, I could understand them working 20 hours per week.

Yes, welcome to workers rights, fortunately there is no need (in fact, nor does EU laws allow it), to work ridiculous amounts of hours, normally benefitting in the first instance, the employers, then the state, then lastly the employee. People should of course have access to employment, that pays them a reasonable salary, and live in a society in which that salary can safely cover theirs, and their families needs. When we live in a society whereby many people on low incomes cannot meet their families costs, without living in relative poverty, hence a civilised nation like ours, provides assistance to these working families via WTC.

She CHOSE to have kids - why should the state pay for a lifestyle choice?
You know nothing about her choices. Or how she got to where she is today. And assuming she did make those choices, then she did so in the knowledge that it was safe to have those children in a society that would not see them starve.

I'm also sure the OP was after advice as her situation stands TODAY, not a committee of self-righteous backward-thinkers to tell her off for things she did years ago.

Keeping_Positive

I do agree with most on this point that tax credits have made it too easy to owrk less hours although I know the OP is just trying to do the best by her family. I have heavily relied on TCs over the years but my aim has been and is to earn more and more to eventually not need them. I could work 35 hours a week in my old job and use tax credits to top up some of shortfall or keep working 40-45 hours a week in the hope that it will pay off.

I would love to be part time for the kids but as OH is a stay at home dad it falls to me to support the family financially.

I hope OP that your situation is sorted soon but please look to increase you hours or get DH doing some part time work around yours.

nextyeartina

MyRubyRed wrote: »

Whilst I can partially sympathise with your views I have to admit to totally hating your post:eek: and I'm sure I'm going to be jumped on big style but all I can see in my mind's eye is Vicky Pollard. (Pink, no grammar etc). I'm truly sorry

how damn rude!! ur judging me cos of my slang & colour of writing!! i'll have u know, I DO HAVE A GD EDUCATION, JOB & STUDYING ACCOUNTS!!

I do hope none of the posters who have slagged off people stuck in the "BENEFITS SYSTEM" ever need any support as they obviously should be able to do ok without any help.

well sed man of faith :T

nobody knows wot the future holds. when we make the decision to have a child/ren, difficult patches aren't part of the plan.

& as i sed before, if u have nufink useful 2 say, don't say anyfink

man_of_faith

nextyeartina wrote: »

how damn rude!! ur judging me cos of my slang & colour of writing!! i'll have u know, I DO HAVE A GD EDUCATION, JOB & STUDYING ACCOUNTS!!

I do hope none of the posters who have slagged off people stuck in the "BENEFITS SYSTEM" ever need any support as they obviously should be able to do ok without any help.

well sed man of faith :T

nobody knows wot the future holds. when we make the decision to have a child/ren, difficult patches aren't part of the plan.

& as i sed before, if u have nufink useful 2 say, don't say anyfink

you use whatever colour takes your fancy....cant say pink suits me:eek: but hey each to their own

man_of_faith

AnxiousMum wrote: »

Never said anybody's opinion was correct......please don't put words in the mouths of others.

i wasnt aware tessie was.....she didnt seem to understand what u were talking about...im not sure i did either

tigtag02

nextyeartina wrote: »

how damn rude!! ur judging me cos of my slang & colour of writing!! i'll have u know, I DO HAVE A GD EDUCATION, JOB & STUDYING ACCOUNTS!!

I do hope none of the posters who have slagged off people stuck in the "BENEFITS SYSTEM" ever need any support as they obviously should be able to do ok without any help.

well sed man of faith :T

nobody knows wot the future holds. when we make the decision to have a child/ren, difficult patches aren't part of the plan.

& as i sed before, if u have nufink useful 2 say, don't say anyfink

It's much easier to put a coherent argument across if you use correct spelling and grammar.

How you expect to be taken seriously when you say things like "as i sed before, if u have nufink useful 2 say, don't say anyfink" is beyond me!!