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I want to be a better man
Comments
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I have just come across ur wee thread, i just join this wonderful world after many many sleepless nites worryin bout debt and how much it affectin me and OH life! we r not in the place 2 pay hugh money off r debt's but we try every month and dont have a social life at the min to b honest not had one in last 2 years:(and we only spent bout £15 per month on food but we get there and after readin ur post we WILL get there!! thank you xx :j:j:j:A:j:j
Good luck!, It's a rollercoaster ride, strap yourself in and enjoy
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I found a spreadsheet really helpful to keep track of all your spendings. I started with a simple Excel sheet but now have 6 tags which cater for all the money we have and all the money we spend. It also has a section for keeping track of any money you put away to pay for car tax, birthdays, insurance & holiday etc. If you like I can send this out if anyone needs it. I know it helped me a great deal and still is, maybe it may be a benefit to someone else.Present Day / 22nd May 2010
Credit Cards & Loans - £54,032.81 / £63,645.64
Mortgage - £160,794.47 / £166,894.02
Total Debt Paid Off so far = £15,712.38
Debt Free Date = Oct 2013 / Oct 20140 -
Yes plz! i'll take any help i can get please :beer: marriage is finding that one special person that you can annoy for the rest of your life:)0
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What a wonderful, positive "diary" - well done you and everyone who is dealing with debts. :beer:0
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Just wanted to say that this is a great thread and well done to the OP..I work in finance
Anything posted on this forum is for discussion purposes only and should not be considered financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation0 -
Regarding the calls abroad, is it not cheaper to get a bolt on for one of the mobiles? I know O2 have a bolt on, I think is £20 and includes 3000 minutes to landlines abroad and 200 mins to mobiles and a 'call me' number. (My sis lives abroad) Hope that helps.
Well done for posting and good luck x0
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