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The june 2010 br club.

2456716

Comments

  • wolfers
    wolfers Posts: 246 Forumite
    Falze wrote: »
    Whats the worst that could happen ?

    My main worries are: (1) having to leave my flat because the OR thinks it's too expensive or because my landlord finds out I'm BR and evicts me (2) having to do an IPA, which means I'll be poor and struggling for three years instead of one (3) losing control of my business (4) not finding anywhere where I can get the same level of banking (debit card, online banking) that I get now (5) the drop in self-esteem that comes from feeling like a "failure" and how I feel my friends/people who know me will respond.
  • 1) sorry not familiar with landlords etc
    2) An IPA is based on you surplus income after all expences have been accounted for so in essence an IPA should be within your means if you get one.
    3) Ive seen your other posts regarding your business so hope you resolve this but from sounds of it you have an option of going sole trader and remember its only 12 months
    4) Co-Op cash minder will do online banking but even without telephone banking still works well if you had to go with Barclays
    5) the biggy weve all felt low and its understandable but your far from a failure, facing up to it and making big decisions like this show your not a failure in any way shape or form. Friends may not understand but good friends will stand by you, mine dont really understand why or how its happened but they have supported my decisions and thats all I can really ask of them.

    It will get easier
  • wolfers
    wolfers Posts: 246 Forumite
    I'm sounding a bit whiney at the moment. I think it's just the uncertainty of it all. There's a lot of waiting and not knowing what's going to happen.
  • wolfers wrote: »
    I'm sounding a bit whiney at the moment. I think it's just the uncertainty of it all. There's a lot of waiting and not knowing what's going to happen.

    tottally understandable I felt exactly the same way.
  • dojoman
    dojoman Posts: 12,027 Forumite
    1.........................................wolfers. ..................................15th June
    2.....................................unluckyinmoney.............................11th June


    No matter what I do, I cannot get rid of the gap in the middle of your username,
    I have tried everything but when I save it, the gap appears again.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    dojoman wrote: »
    No matter what I do, I cannot get rid of the gap in the middle of your username,
    I have tried everything but when I save it, the gap appears again.

    Some spooky glitches Dojo, Phil's BOO!!! is well out of his 'location' box too!! (pardon the expression!) lol x
    "If wishes were horses, then beggars would ride"
  • 1.........................................wolfers. ..................................15th June
    2.....................................unluckyinmoney.............................11th June


    I hope this has removed the gap dojo lol
  • Argh the gap it still there !!!!!!!!!!!!!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Argh the gap it still there !!!!!!!!!!!!!

    Hi unlucky it's weird isn't it lol x:eek::rotfl:
    "If wishes were horses, then beggars would ride"
  • dojoman
    dojoman Posts: 12,027 Forumite
    Argh the gap it still there !!!!!!!!!!!!!

    Done it, gap now gone....:)
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
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