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Utility Warehouse (Telecom Plus) Discussion

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  • Meeper
    Meeper Posts: 1,394 Forumite
    Quentin wrote: »
    Thought it was plainly explained!

    1) You say you pay uw £1190 for energy which you could get for £944 elsewhere.
    With you so far
    2) You say you "reduce" your bill by your busy fool activity using the uw card and letting uw take your £396 cashback (though you don't actually get £396 as uw makes charges for using the card). You say this brings the expensive energy down to a less expensive £794.
    Definition of being a busy fool is doing something out of your normal pattern of behaviour for no benefit. I don't do anything out of my normal pattern of behaviour by shopping in Sainsbury's therefore whether there is any benefit, perceived or not, the definition cannot apply.
    3) But if you bought the cheapest energy elsewhere and used your sainbury discount off it you get down to £548 (ie £944 minus your £396).
    This is the part you are not explaining and that requires details. How do I get the Sainsbury's discount off the energy if I have it with a different supplier?
    (Were you not indoctrinated with the crazy way of "saving" uw style you could of course get it for even less!)
    I save money. It is a fact. Less money is going out of my bank account by using UW than was before I switched over to them. That is indisputable. Could I get my energy for less? Of course. But would having that cheaper energy mean that more money would come out of my bank account every month? As far as I can see it would, so until you can illustrate to me EXACTLY how I can have that cheapest energy deal and still get the £396 discount (talking only about gas & electricity, not phone lines and other things) then I have to issue you with your own advice - time to put up or shut up.
    I am an Independent Financial Adviser
    You should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Meeper
    Meeper Posts: 1,394 Forumite
    Cardew wrote: »
    How about the bad practice of posting with multiple names and posing as a customer when a UW salesperson.
    Hi Cardew! Please provide some proof of the above allegations, as requested multiple times before. Another put up ot shut up case, methinks.

    And before I get labelled as "abusive", I've just adopted your buddy Quentin's latest catchphrase!

    Cheers for now!

    Meeper
    --UW Distributor
    I am an Independent Financial Adviser
    You should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Quentin
    Quentin Posts: 40,405 Forumite
    Meeper wrote: »
    As far as I can see it would, so until you can illustrate to me EXACTLY how I can have that cheapest energy deal and still get the £396 discount (talking only about gas & electricity, not phone lines and other things) then I have to issue you with your own advice - time to put up or shut up.

    You are a rep for the uw and so indoctrinated with their misleading rationale you don't see the obvious.

    1) Don't buy their expensive energy in the first pkace

    2) Then any cashback/discount etc you are able to get off your shopping is yours to do with what you like. Getting a discount (before paying uw their charges) off your spending at sainsbury just to pass on to uw to lessen their expensive energy prices is being a "busy fool"!
  • Quentin
    Quentin Posts: 40,405 Forumite
    Meeper wrote: »
    This is the part you are not explaining and that requires details. How do I get the Sainsbury's discount off the energy if I have it with a different supplier?

    If you have your energy from a different supplier then you don't have to let another supplier use your sainsbury's discount.

    You can do with it what you want.
  • Meeper
    Meeper Posts: 1,394 Forumite
    Quentin wrote: »
    If you have your energy from a different supplier then you don't have to let another supplier use your sainsbury's discount.

    You can do with it what you want.
    Excellent. We are making progress with your ability to answer questions. But we're still not quite there. Now, how exactly do I get my 3% Cashback from Sainsbury's without the UW Cashback Card?
    I am an Independent Financial Adviser
    You should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Quentin
    Quentin Posts: 40,405 Forumite
    Meeper wrote: »
    Excellent. We are making progress with your ability to answer questions. But we're still not quite there. Now, how exactly do I get my 3% Cashback from Sainsbury's without the UW Cashback Card?

    From your unnecessary sarcasm it seems you clearly have another agenda, and don't really want these questions answering!

    All uw reps must be well aware that the risky uw card is not the only way to get discount at supermarkets.

    (Though it is the only one I know that gives just 3% before charges for shopping at sainbury!)
  • Quentin wrote: »
    From your unnecessary sarcasm it seems you clearly have another agenda, and don't really want these questions answering!

    All uw reps must be well aware that the risky uw card is not the only way to get discount at supermarkets.

    (Though it is the only one I know that gives just 3% before charges for shopping at sainbury!)



    Perhaps you would be a treasure and tell the group of a less 'risky'/as convenient way of getting discount at Sainsburys?
  • Meeper
    Meeper Posts: 1,394 Forumite
    Sadly, my sarcasm is my way of life. I do, in fact, want an answer to my question however it was a good attempt at a dodge. Can you answer a simple question with something compelling please? I have seen nothing in your posts to refute my assertions that I am on a good deal for myself and I am, in fact, saving money. No evidence that I could save money by other means, other than to say that I could have my energy with a cheaper supplier and still get the cashback. I am waiting on an explanation as to how to do this. You could be winning here Quentin. You show me a compelling way to be able to do this and I may be a convert.

    Bear these facts in mind:

    1 - I do nothing out of the ordinary and am not a "busy fool" by using the UW Cashback Card.
    2 - I have only included my Sainsbury's cashback in my example but there are, of course, many many other retailers where I can use the card. So much so in fact that my gas & electricity bill for December is £5.
    I am an Independent Financial Adviser
    You should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Meeper
    Meeper Posts: 1,394 Forumite
    It would probably also be a good thing if you could indicate exactly how the UW card is "risky", as you are so fond of saying. Please outline the elements of risk associated with the card.

    I'm not trying to be awkward here, but I think that the thread in general would benefit from everyone having to back up their statements with facts rather than simply saying things that are potentially misleading to people who come here. Please don't take that comment to mean that I invite you to go off-track and post about people being misleading. Please stay on topic and answer the questions put to you.

    Thanks,

    M.
    I am an Independent Financial Adviser
    You should note that this site doesn't check my status as an Independent Financial Adviser, so you need to take my word for it. This signature is here as I follow MSE's Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Quentin
    Quentin Posts: 40,405 Forumite
    Meeper wrote: »
    It would probably also be a good thing if you could indicate exactly how the UW card is "risky", as you are so fond of saying. Please outline the elements of risk associated with the card.

    It's not me who says the uw card is risky.

    The uw says it!

    It is the uw that warns everyone that there are risks in using their card, and that anyone taking out the card must accept the riska or not activate the card.

    These risks are highlighted by the uw in their ts + cs for the card, (in the first line):

    By activating your Card you accept these Terms and Conditions and confirm you understand and accept the risks highlighted in clauses 2(b) and 18(d) of this Agreement.

    We know uw reps are encouraged by the uw to avoid getting into the details when signing up new gullibles, and it seems you don't bother too much about highlighting these risky details!
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