Friday 14th May - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Goood morning lovelies:beer:
Hooray tis Friday at last! Off to work for the morning for me, then rest...!
I got on fine yesterday at the hospital, all ready and checked for Thursday...eeek, am very nervous! The preparation for the op starts next Tues...no solid food from then..booooo. It will be worth it....I keep telling myslef that:rotfl:

Ok, hope everyone having a good week and is ready for a lovely, dfw weekend:)
Here's my list:

• check banking
• daily scratchcard
• packed lunches for girls
• Got to Tesco for cheap PJ bottoms...got some in M+S yesterday but not happy paying £15, they're going back;)
• washing on later
• write list of what i need for hospital
• shopping list for start of next week
• relax with glass of wine and tv tonight
• post council tax exemption letter and uni deferment letter

Ok, that's enough:p
Have a lovely day everyone:A

OrangeFairy

Morning Milly - Glad appt went well yesterday...i bet you can't believe it is all happening so soon!

Feeling good this morning. Just done 25 mins on the cross trainer and went out for a half hour bike ride last night. Just got to eat well today!

Right today

Finish work at 2.30 to collect the kids
send cartridges to Mr T's for points
try and carry on toing and froing with estate agents
try and think up an excercise plan
lunch and dinner from stores
wrap DD1'2 bestfriend's present with wrapping paper and card from stores
lots of housework later!
check banking
surveys
look at sctratchs as i didn't yesterday

I hope everyone has a great day x

La_escocesa

Hi everyone :wave:

Thanks for starting the thread, Milly.

Hope everyone has a good day today :grouphug:

Quick Friday post from me!

• Taking a sandwich to work
• Check balance transfer thingymabob - had momentary panic that some interest is still to go on the cc (so wouldn't actually be 0 balance) but think I'm just being a bit crazy. Also first time I've done a bal transfer without increasing the amount I owe! It came up asking if I wanted to transfer money from a current account/overdraft and I almost ticked the box without thinking!! No, Eggyweggy, there's no overdraft here to worry about!
• Kept my shower at 8 - will this make any sort of difference and should I just put it up to 9 for a more enjoyable shower experience??!! Thing is, at 9 I enjoy it so much that it also lasts an extra 2 - 5 mins cos I stand under it like a zombie! Answers on a postcard please!
• watching my ebay bids roll in - have definitely sold about £30+ so that'll do me nicely. No bids on another few things but a few watchers - ends sunday so there's still time!
• started reading a cool book - Let me tell you a story by Jorge Bucay - I'm reading it in Spanish so can't promise it's not cheesy in English (Spanish can get away with it more I always think) but it's full of little fables/short stories that "can help every one of us understand ourselves, our relationships and our fears better".
• Put a coin in the jar
• PAD to cc

Happy Friday everyone!

Roll on the weekend!

:beer::beer::beer:

La_escocesa

littlekel wrote: »

Feeling good this morning. Just done 25 mins on the cross trainer and went out for a half hour bike ride last night. Just got to eat well today!

You're doing so well with your crosstrainer! V impressive!! :T

catmiaow

Hello all,

My list for today:

[STRIKE]Go to work - booo need another job but no one is giving me a chance
Check online banking
Enter comps
Vacuum house before work
Quick shower before work
Take out rubbish
Pay work cheque in bank at lunch time
Comps after work
See to pets
More job applying
Will use free texts and emails
Call my nan with free mins
Food from freezer[/STRIKE]

Hope everyone has a good day and that it goes fast!

OliveOyl_2

Morning All :wave:
I love Fridays - the weekend starts here :j (not that I go to work, just that Popeye will be home and I won't be so bored )
Well done La escocesa on not increasing your BT :money:

So today I shall/will
Make beetroot soup, beetroot salsa etc from my now cooled roasted cheap beets
Learn how to make Hollandaise using the eggs I got cheap yesterday - I shall impress Popeye with eggs benedict for breakfast tomorrow
See if there is something less fattening to make with the egg whites than Pavlova
Continue with my surveys which I have restarted.

I may unpick the 2 fronts and back of the shrug I've been knitting as the sleeves really don't look right in this wool and I'll look for something else to knit more suitable.

Have a great day everyone :A

Triangle

Morning all :hello:

Sorry I have not posted in a while, I have been spending this week (my study week) writing up my essay - its been such a hard slog and I felt I had nothing positive to contribute on here. I have missed you all and am in a much more positive frame of mind now so will be back to my usual list making Hope everyone is well

My list then:

• My evil essay is finally done! Will spend today reading over several times, checking references and word counts etc.
• Reply to a couple of emails and texts
• Housework - I WILL make the house all shiny and sparkly, its been somewhat neglected the past few days!
• Check online bank accounts
• Pay C/C online
• NSD other than the above
• Finally get around to organising new home and contents insurance - go through Quidco
• Update spending diary
• Walk pup down the beach at lunchtime
• Phone grandad
• Write some thank you cards for people at work placement and post
• Quick research online for things I want to include in exam in 2 weeks - make list
• Write out meal plan for the week
• Get back on track with SW - have been naughty for the past few days, I seem to do this when I am low which is another motivation to stay positive!
• Chilling out tonight with DH on the sofa

Best get cracking
Lots of love
T
x

WelshWoofer

Morning all!
A day off today for me - I have a streaming cold and shouldn't really go in to the special school full of germs to pass them on to the vunerable kids so an unexpected day at home.

So today I will...

• Make up spare bed with clean sheets for visitors
• Bath dog (little Billy dog coming too so will show mine up as the mucky mutt he is!)
• Hoover upstairs
• Clean bathrooms
• Walk dog for free exercise
• Checked banks
• Do a job application
• Write some of the lesson for interview next week
• Make nice tea for visitors to save us going out for a meal
• Tidy kitchen
• Have a LSD

That's it for today - have a good one!

elfen

Check Quidco - £20 for my home insurance is tracking nicely, along with the other 8 quid
Check dooyoo - cashed in points for amazon voucher
Check onepoll
Go to Ikea
Buy stuff
Phone LL - do I have to call him that? He's really nice!
Go to new flat
Put stuff in flat.

angelflower_2

good morning everyone

Busy day at work today, lots of student hand ins and I have folders coming out of my ears! Need to work v hard to clear everything off.

Off to a conference in glasgow tonight and tomorrow - nice freebie as was paid for by church. Taking car with me but also taking a friend so share petrol. Having tea at hers tonight before we go - another freebie. Will see if have quick shower either at work or at hers tonight too as couldnt be bothered to get up early this morning. Tomorrow, free lunch and in the evening a freebie quiz night with a big group of friends.

Today, clicking to get income up
checking banking
might have to top up mobile (last voucher lasted 14 days longer than normal so thats good)
Brought hm lunch with me....a lovely salad to keep going on the old diet/healthy eating plan
see if boss emailed me back about riding her horse for free this weekend
check fb&emails to catch up with friends.

Thats all I can think off but will try catch up again later for updates on everyone too. If I dont though, hope you all have a lovely weekend!!

determined_new_ms

Morning ladies! Gosh I'm still in bed but need to jump into gear in moments! so my list is really just catching up with outstanding things from the last week, and of course the search for the equillibrium that I am after!

So good news Milly - I know it must be so nerve racking but totally worth it come next ~Friday!

Kel you're a marvel to us all I don't know where you get the energy/motivation!

So ladies I was thinking - what's out average age on here? I get the impression we've all got a good dose of maturity on our side - either through age or experieince!

I'm 34 and have two children one 17 (ds) and one 16 (dd), I started early!





Ok look forward to learning a bit more about you all! and will post back later and complie a done list rather than a to do this that was I can't fail!

• [STRIKE]hc on 30 wash[/STRIKE]
• signed up for flylady - lounge, hallway (our hallway is massive!) & porch (don't have a porch but have a laundary room which is a massive task to take on!)
• have been told by dd she doesn't want me to go to the scan
• [STRIKE]hc on line[/STRIKE]
• [STRIKE]another hc in wm @ 30[/STRIKE]
• [STRIKE]hm bread[/STRIKE] gurning away in the machine now
• hm pizza for tea
• off to a friend's for coffee and a catch up