Opinions wanted - Keep old banger or buy newer car

[Deleted User]

Hmm. Just seen a decent mini on 36 month lease for £188 a month including tax/servicing etc. decent.

[Deleted User]

Can someone explain how going through the business would be better?

If its a company car then you'd have to pay tax on a personal level, yeh? Worked this out (for a mini) as £390 a year.

Lease would cost £2256 a year charged to business. So thats £2256 I dont have to pay company tax on at 20% = £451. Correct so far?

But then I can only claim 11p a mile not 40p as I do now, so lose a bit there...

Jennie-1987

tomstickland wrote: »

Sell it someone who doesn't care. I bought my current car with dents and keying all round.

Thanks, its nice to know its workable. I decided Id take some pics and put up an ad (whats the worst that could happen) and as I was shooting my neighbour asked if I was selling saying his son wrote off his car so is just looking for a cheap car to run back and forth to college. He said hed talk to his son about it so im waiting a day in case anything comes from it, so could be some good luck already :cool:. Plus anything nearby for the price is at least 3 years older with at least 10,000 more miles and no CD player/you dont know its any good while I have MOTs/Service History/Log Book/Codes and original radio so its well looked after and no serious problems.

[Deleted User]

Whenever I've got a car to sell I can never sell it !!!!

SavingTide

jd82 wrote: »

The i10 is also worth looking at, as is a used C1/Aygo etc.

.

Getting a new car is to some extent an individual thing, but I just got a new Kia Picanto and am absolutely delighted with it.
Got it through scappage for £5,150. I just saw somebody on Watchdog who nearly spent as much on a new sofa :eek: (Which did not work, the "Harveys" fiasco)

I test drove a number of cars. The i10 I rejected because my passengers found it uncomfortable (and the saleman was so objecitonable, even arguing with us when I requested a 2nd test drive)

The Toyota Aygo was a good car but not massively better than the Kia (at not worth the £2K extra in my opnion)

Honda Jazz was excellent but even pricier.

I would highly recommend the Kia Picanto if a) you would like a new car and yet do not want to pay too much b) want a reliable car - OK its early days but so far reports from other owners are positive, and the 'killer' for me was the 7 year warranty which is a sure sign that the manufacturer is confidnet that it is reliable c) Want a car that is very economical run. (excellent mpg, low insurance and tax( £35, to £0 next year)
For a "supermini", it has excellent interior space - though this does come at the expense of a very small boot: So if you regularly need to carry large suitcases then you would probably need to look elsehwere. (Its not a problem for me, and the rear seats fold down nicely to give you extra room) My model comes with all the extras (air con, adjustable this and that).
And no, I am not a "plant" Kia employeee, but I was so impressed with their customer service (especially after HYundai fiasco) that I am happy to recommend them

SavingTide

Kilty wrote: »

Can get a Fiat Panda 1.1 for £5995 from Arnold Clark without scrappage.

Leasing makes more financial sense for a business though.

Further to my last post, I agree that if you can get a new Fiat Panda for this money it does sound an excellent deal (It was not one of the cars I test drove, maybe I just have a bias in terms of "Asian" cars being more reliable. For me it would be just out of my budget and as I said I am really delighted with my Picanto! :j

Having said that - I could not find the offer on the Arnold Clark website - probably did not spend long enough looking, but the one I saw had the cheapest Panda at £6,900

But if its in your budget (and assuming it is also reliable, which i am not sure about, then go for it if you can find it!!)

LandyAndy

SavingTide wrote: »

I would highly recommend the Kia Picanto if a) you would like a new car and yet do not want to pay too much b) want a reliable car - OK its early days but so far reports from other owners are positive, and the 'killer' for me was the 7 year warranty which is a sure sign that the manufacturer is confidnet that it is reliable c) Want a car that is very economical run. (excellent mpg, low insurance and tax( £35, to £0 next year)

Or is it a sure sign that some manufacturers have to offer extra incentives to get people into their cars?

Not saying it won't be reliable but I think the long warranty is as much about buying sales as confidence in the product.

[Deleted User]

SavingTide wrote: »

Getting a new car is to some extent an individual thing, but I just got a new Kia Picanto and am absolutely delighted with it.
Got it through scappage for £5,150. I just saw somebody on Watchdog who nearly spent as much on a new sofa :eek: (Which did not work, the "Harveys" fiasco)

I test drove a number of cars. The i10 I rejected because my passengers found it uncomfortable (and the saleman was so objecitonable, even arguing with us when I requested a 2nd test drive)

The Toyota Aygo was a good car but not massively better than the Kia (at not worth the £2K extra in my opnion)

Honda Jazz was excellent but even pricier.

I would highly recommend the Kia Picanto if a) you would like a new car and yet do not want to pay too much b) want a reliable car - OK its early days but so far reports from other owners are positive, and the 'killer' for me was the 7 year warranty which is a sure sign that the manufacturer is confidnet that it is reliable c) Want a car that is very economical run. (excellent mpg, low insurance and tax( £35, to £0 next year)
For a "supermini", it has excellent interior space - though this does come at the expense of a very small boot: So if you regularly need to carry large suitcases then you would probably need to look elsehwere. (Its not a problem for me, and the rear seats fold down nicely to give you extra room) My model comes with all the extras (air con, adjustable this and that).
And no, I am not a "plant" Kia employeee, but I was so impressed with their customer service (especially after HYundai fiasco) that I am happy to recommend them

Sounds good. Like the idea of a 7 year warranty anyway.

We've got a Kia Sedona also at the mo. Alas, without the 7 year warranty.
Decent people carrier and cheaper than others.

[Deleted User]

LandyAndy wrote: »

Or is it a sure sign that some manufacturers have to offer extra incentives to get people into their cars?

Not saying it won't be reliable but I think the long warranty is as much about buying sales as confidence in the product.

Yeh, but 7 years with no repairs is good. Assuming warranty is decent.

Kilty_2

SavingTide wrote: »

Further to my last post, I agree that if you can get a new Fiat Panda for this money it does sound an excellent deal (It was not one of the cars I test drove, maybe I just have a bias in terms of "Asian" cars being more reliable. For me it would be just out of my budget and as I said I am really delighted with my Picanto! :j

Having said that - I could not find the offer on the Arnold Clark website - probably did not spend long enough looking, but the one I saw had the cheapest Panda at £6,900

But if its in your budget (and assuming it is also reliable, which i am not sure about, then go for it if you can find it!!)

http://arnoldclark.com/used-cars/fiat/panda/1.1-active-eco-%28facelift-model%29/brand-new-10-plate/ref/blk_m9f1f4lcpdokt52l/

It's a Fiat offer so not just Arnold Clark. I doubt you can go wrong at that price without trade-in and it'll still come with a 3 year warranty. Small cars will always be worth something so at 3 years it's probably not completely dead value wise either.