am I liable for my ex girlfriends credit card bill

mutley1959

:cool:Hi i am wondering if anyone can help me? I split up with my ex girlfriend over 12 months ago we luckily had no property together or anything like that no joint accounts etc and now I have received a small claims court form from her asking me to pay her credit card bill which she says I owe as she spent the money whilst I was with her...she also wants me to pay for her next catalogue which non of these are in my name or joint ----has she got a legal right to get me to pay??:(

GEEGEE8

Erm, I don't see why you would be liable at all..

stephane_2

Unless any of her debt are in your name then she has no legal ground to claim the money from you

Fang_3

On the face of it no. Unless of course she bought things for you after you asked her to. Did you?

BertFink

she has got no legal right whatsoever

why don't you go back and ask her to all your credit card bills whilst you were together! same thing

fluffmagnet

I couldn't read this and not post!

I ran up majority of my debt trying to keep up with my then bf (we were together for 8 years - I was a full time student & he was employed full time) - as far as I am concerned, while I was naiive and stupid, it was my choice and my own fault - not his - as he never put pressure on me - I put the pressure on myself as I didn't want to miss out on the holidays etc..

tbh, unless she has proof of some form, I can't see she can.

x

zzzLazyDaisy

On the face of it the debt is in her name, and is her responsibility.

But, if she claims it was a loan, then it will be her word against yours, and she may have a claim.

For example, say she paid for all your driving lessons on her credit card, and she claims that this was because you couldn;t afford it at the time but that you said you'd pay her back. I use that as an example because I personally know someone who was taken to court and had to repay the money for exactly that reason - the judge accepted that the money was spent on the gf (in this case) and that it was never intended to be a gift.

Similarly, supposing the credit card shows expenditure on fridge, sofa, etc for the home where you still live and have the benefit of these items, and she claims that you said you'd go halves with the bill. The court may well look at that as a joint debt and order you to make a contribution.

So it very much depends on the circumstances.

Did she try to come to an agreed arrangement with you before issuing proceedings?

Daisy

mutley1959

Fang wrote: »

On the face of it no. Unless of course she bought things for you after you asked her to. Did you?

No she bought things for me but I never signed the dotted line if you know what i mean:o

mutley1959

zzzLazyDaisy wrote: »

On the face of it the debt is in her name, and is her responsibility.

But, if she claims it was a loan, then it will be her word against yours, and she may have a claim.

For example, say she paid for all your driving lessons on her credit card, and she claims that this was because you couldn;t afford it at the time but that you said you'd pay her back. I use that as an example because I personally know someone who was taken to court and had to repay the money for exactly that reason - the judge accepted that the money was spent on the gf (in this case) and that it was never intended to be a gift.

Similarly, supposing the credit card shows expenditure on fridge, sofa, etc for the home where you still live and have the benefit of these items, and she claims that you said you'd go halves with the bill. The court may well look at that as a joint debt and order you to make a contribution.

So it very much depends on the circumstances.

Did she try to come to an agreed arrangement with you before issuing proceedings?

Daisy

we split and the bottom line is as i have moved on she has not --she wants me to even pay for some car lights she bought me... an every item she ever bought even xmas presents----she lived at my mums rent etc free and this is how she has ended up because she has not got me she is trying everything to get me down

zzzLazyDaisy

You may have problems. If the court accepts that these items were not gifts, but were in fact loans (items bought at your request, and with the promise that you would pay her back) then you could be ordered to repay her. There is no requirement that you must 'sign on the dotted line'. I have seen it happen.

You have two choices - go to court, fight your case, and hope the judge believes you.

or

Try to come to a reasonable out of court settlement with her, and walk away.

It is up to you.

paulofessex

If there is no case to answer surely this wouldn't have got to this stage would it? Don't the County Court ensure there is a valid claim before issuing papers