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Stormy Saturday/Sunday (8/9th May) DFW Daily Chat

1151618202135

Comments

  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    If i had £400 spare I would be able to clear my current target credit card.
    Nearly £400 for a bleeping breadbin.

    I need to put together an essay today as I need to post it by Wednesday at the latest.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    Lou, I wish there was some way I could help. X

    Honestly Bun I am OK, just feel a bit overwhelmed at times and this course has been a total nightmare from beginning to end. I just want it to be over so 6 weeks of hard work will pay dividends so that I pass and never have to think about it again:D

    I often yearn for change but unless I can set my goals I am changing for changing's sake.

    Basically................I havent got the first clue what will make me happy.

    Maybe its time to go back into councelling.....
    But these things take time, I know that I'm, the most inept that ever stepped.
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pinic sounds good SRM :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ZTD
    ZTD Posts: 24,327 Forumite
    LouiseJ wrote: »
    Honestly Bun I am OK, just feel a bit overwhelmed at times and this course has been a total nightmare from beginning to end. I just want it to be over so 6 weeks of hard work will pay dividends so that I pass and never have to think about it again:D

    I often yearn for change but unless I can set my goals I am changing for changing's sake.

    Basically................I havent got the first clue what will make me happy.

    Maybe its time to go back into councelling.....

    SWOT analysis...

    Strengths, Weaknesses, Opportunities, Threats - write them all down, and see what you can make of it.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lou~Keep plodding hun & you will get there.
    The end is in sight. xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ZTD
    ZTD Posts: 24,327 Forumite
    beanielou wrote: »
    If i had £400 spare I would be able to clear my current target credit card.
    Nearly £400 for a bleeping breadbin.

    But it's a sooper dooper bread bin...only takes sooper dooper bread too...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • elfen
    elfen Posts: 10,213 Forumite
    Gonna do some revision as Grand Prix = boring
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • katsu
    katsu Posts: 5,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    The breadbin does get you doesn't it - I can't imagine spending that kind of money on one. I felt guilty 'fessing up that if I somehow destroyed my expensive washing up bowl I would replace it - but that is half the point; the thing is practically indestructible and has a hugely convenient feature of being adjustible to random lumps and bumps that need to soak. I could only justify having it in the first place by putting it on a wedding list. The bread bin is hugely more expensive and at the end of the day is the same as any other roll-top bread bin.

    I bet most of them are purchased with credit cards.

    ION took me over 1hr to go to Aldi as I had to keep going back - walk half way home remember cheese, walk half way home remember bananas. I went through the checkout 3 times!
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • katsu wrote: »
    If there was no internet we would have it to keep up with the world I think.

    Ahh but I have a tv with a fair few channels, the internet and access to papers. Yet I know less about the world and whats happening now than I ever had. You have to have a need to increase your knowledge or find out news in the first place. You can give someone the tools but its if they will use them...
    ZTD wrote: »
    But it's a sooper dooper bread bin...only takes sooper dooper bread too...

    Whats that £50 a loaf? :rotfl:
  • katsu
    katsu Posts: 5,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Whats that £50 a loaf? :rotfl:

    Not just any bread, but artisan milled flour, handmade bread... ;)
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
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