Easiest credit card to get approved for after bankruptcy

digzz

I've Been Bankrupt since 2007....My credit Score on Creditexpert is Fair with a Score of 793. I was Wondering what is the credit card that will approve me for credit?

jonesMUFCforever

Nobody will touch you until you have been discharged.
Then its sub prime all the way until at least 6 years have elapsed and the bankruptcy disappears from your credit files.

chattychappy

The Credit scores Are pretty meaningless Really. Different lenders Have their own way of calculating Scores.

digzz

jonesMUFCforever wrote: »

Nobody will touch you until you have been discharged.
Then its sub prime all the way until at least 6 years have elapsed and the bankruptcy disappears from your credit files.

I was Discharged a year after I was Bankrupt. Does this mean I have to wait until 2013 until I get a credit card ?

BugsyBrowne

digzz wrote: »

I was Discharged a year after I was Bankrupt. Does this mean I have to wait until 2013 until I get a credit card ?

No don't mean you can't get a credit card just means for the next 3 years you will have to have high interest credit cards,then after that dont really know much about being bankrupt,not quite sure once you have been bankrupt that any lender would touch you aint got a clue mate..

digzz

star-fire wrote: »

No don't mean you can't get a credit card just means for the next 3 years you will have to have high interest credit cards,then after that dont really know much about being bankrupt,not quite sure once you have been bankrupt that any lender would touch you aint got a clue mate..

I could'nt care less about high interest. I just want a credit card.

BugsyBrowne

Try capital one or vanquis they will accept you,if they don't give up mate and try again in 3 years..

Thejagman

digzz wrote: »

I've Been Bankrupt since 2007....My credit Score on Creditexpert is Fair with a Score of 793. I was Wondering what is the credit card that will approve me for credit?

Are you still BR ..? If you are forget the whole idea as your BR can't have been a straight forward case if you got three years. I was BR in 2007 and got AD in 2008. Managed to get car finance in DEC 2008 then a mobile broadband ACC with orange in JAN 2009 but I had been with them for 12 years. Could not get a CC with any sub-prime providers untill last week, then Vanquis said yes on the second application.

dmg24

Why do you want a credit card? Surely the point of BR is to wipe out your debts and not get into debt again?

BugsyBrowne

dmg24 wrote: »

Why do you want a credit card? Surely the point of BR is to wipe out your debts and not get into debt again?

I was thinking the same,unless he rack up a load of credit cards and go bankrupt again..

digzz

Thejagman wrote: »

Are you still BR ..? If you are forget the whole idea as your BR can't have been a straight forward case if you got three years. I was BR in 2007 and got AD in 2008. Managed to get car finance in DEC 2008 then a mobile broadband ACC with orange in JAN 2009 but I had been with them for 12 years. Could not get a CC with any sub-prime providers untill last week, then Vanquis said yes on the second application.

Yes....I was Discharged in 2008 ... I've been approved for virgin boardband. And I've had a vodaphone contract since 2006 with out a miss payment. Could I ask why was the second time you applied you where approved? Also could I ask how much you where approved on the Vanquis?