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DontDoDebtKids

Happy Birthday!

Nice to see someone else keeping up their spending diary still. I've been spending far too much lately but seem to be bringing it down.

Keep it up - I've not managed to pay anything off my debts in January but should be able to start paying a bit more back this month and plan to use any bonus I get next month to pay off one of my credit cards (fingers crossed)

DDDK

coxj2901

Hi DDDK,

I've had a good week so far this week and haven't spent a penny yet! However that can all change in a day or 2 :rotfl:

I've just taken £600 out of our vinyl business to reduce my directors loan (The business still owes me £1200) and have transferred another £120 from paypal. I should be able to make another £350 payment towards my credit card before I get paid again.

I listed a further 5 books on Ebay last night and we have loads more clothes to sell so I'm feeling fairly optimistic at the moment that the credit card may well be paid off in full before the end of Feb :T

Rgds, John

jackie_w

Hello John,

Ive been reading though your diary and I must say im really impressed, youve done really well. You must be very proud.

When I was in debt I was never as motivated as you. I wish I had known of this site when I was in debt, the advice and help you get here is great.

Keep up the good work, it really does feel great when youve got no debt. Little by little you actually feel the weight being lifted from your shoulders, and you start sleeping at night.

Keep up with the no smoking.

Jackiexxx

PS. What do you mean your now officially old!!!! Im older than you and I dont feel old:p

coxj2901

I have just paid a further £400 off my credit card :dance:

This leaves me with £599 on my credit card now and there is every chance with the latest batch of ebay sales that I may be able to clear this credit card in full by the end of the month :rotfl:

Once I have done this that huge overdraft of £5k is going to get a good kicking

Rgds, John (From The Snow Capital of the West Midlands!)

:snow_grin

coxj2901

Another £24.91 paid off my credit card this morning :j leaving me £40 to get through until payday :rolleyes:

Here is my spending diary for last week.

W/E 11th Feb-07
Details Amt
Football £3.00
Chippy £5.50
Evening Out £20.00
Petrol (Fiesta) £10.00
Ballpark & Family Meal £19.05
Mcdonalds £12.20

Total £69.75

coxj2901

Another £35 paid off my credit card which leaves me nothing in the bank now :rotfl: However, only 9 days until payday.

I also transferred £29.50 from paypal today from our latest batch of book sales on ebay. We have another 6 items listed which all have bids on so heopefully more funds coming our way.

*** AND ***

Still not Smoking :cool:

Rgds, John

coxj2901

I've managed to scrape £41 together which I have sent off as another payment off my credit card. My balance is now below £500

We have loads more stuff selling on ebay and they all have bids on so that should bring some much needed funds in. I also have the opportunity to take some more money out of the business as we have decided it should trade on profits as opposed to our own personal money!

I can't wait to cancel my credit card and start chipping away at the overdraft.

Debt has been constantly on my mind this week and it has got me down at times. However, I'm feeling a little more positive today and I'm looking forward to getting paid again next Friday :rotfl:

Rgds, John

coxj2901

Hi All,

Here is my spending diary from last week. I should have a low spend week this week because I have no money left until Friday :rotfl:

W/E 18th Feb-07
Details Amt
Football £9.00
Valentines Day Gift £2.99
Chinese Buffett £16.99
Petrol £8.00
Pizza £16.50
Bowling £12.50
Asda (Groceries) £4.10
Stationery £4.00

Total £74.08

Rgds, John

coxj2901

I received £29.56 into my bank account today from money we transferred from Paypal last week. I also paid a cheque for £357.67 into my bank account which was a draw down on my directors loan from our part time business.

I have just paid another £290 off my credit card, leaving me a balance of £226. I get paid on Friday so this will be cleared in full on Friday :j

Rgds, John

rustybucket

well done, its horrid being in debt, it's driving me mad.

Hows the running going? Did you do 3 miles in under 30 minutes?