never, EVER, pay

James_3_2_2

rogue_elements wrote: »

I am a student and it is a student account, but I have no use for the money at the moment (I don't require it for living costs).

forums.moneysavingexpert.com/showpost.html?p=32097545&postcount=7

Azrael_1701

CannyJock wrote: »

I've already consigned this joker to the troll bin.

Someone in genuine hardship wouldn't still be bleating on with the same tired lines.

As for not knowing what it's like, I've posted previously about growing up in the east end of a Scottish town that had saw it's traditional heavy industry dismantled, being on unemployment benefit just after leaving school, impoverished student days, living on £60 a week "enterprise allowance" when I left uni while trying to establish my own company with a couple of mates. I grafted my a$$ off.

Now I'm very comfortable. I didn't change my circumstances by looking for ways to rip off credit card companies or find sure-fire bets. Sorry if that means that I don't have a lot of time or sympathy for people who want an easy way out.

well said!

Debt_Free_Dreamer

rogue_elements wrote: »

first job would be nice first thanks if only it were that easy
no such thing as getting a job these days, it doesn't exist

and do you think i actually own anything of value that i haven't sold/had repossessed already? all i have is one tshirt and one trousers. that is ALL i own. thank god for free library internet access that i can even get on here and TRY to find good advice...

And a library that opens at 9pm at night. Amazing :rotfl::rotfl:

Dr_Cuckoo3

Debt_Free_Dreamer wrote: »

And a library that opens at 9pm at night. Amazing :rotfl::rotfl:

Widnes library is open until 9pm
http://www2.halton.gov.uk/content/tourismandleisure/libraries/haltonlibraries/widnes/?a=5441#opening
Roundshaw library is open until 10pm
http://www.sutton.gov.uk/index.aspx?articleid=908
Downham libray is open until 10pm
http://www.lewisham.gov.uk/LeisureAndCulture/Libraries/OurServices/WhoWeAre/DownhamLibrary.htm
Hook library is open until 10pm on Thursday
http://www.kingston.gov.uk/browse/leisure/libraries/branches/hook_library.htm
Hornchurch libray is open until 10pm
http://www.havering.gov.uk/index.aspx?articleid=2440 :cool: