The cutting out/cutting down alcohol thread (part 7)

graemecarter

SimIsOnTheUp wrote: »

Hiya Guys,

Hope you're all well.

I can't sleep a wink, as I'm so worried about what I did last week.

Fell off the wagon again, and took out a £500 loan with The Money Shop.

I have 30 days to repay it, and I won't be able to.

This is tough to admit, but I lied on the application in The Money Shop, and said that I was working when I haven't done so since losing my job last November.

Am seeing my Counsellor at the Substance Misuse Centre later today.

I've had enough of booze, and all the grief it's caused. The debt. The health problems.

Feel so angry with myself, for last week. For committing, what was essentially fraud.

Am now also worried about the charges, from The Money Shop, as well as from A&L bank next month.

Am considering cancelling my Visa Debit / Cheque Guarantee card / Cheque book, as a damage limitation measure, and reordering new ones.

I will then contact The Money Shop via CAB, next week to arrange a repayment plan.

Do any of you know, if the Money Shop would still be able to bank / cash the old cheques, even if I cancel my old cheque book.

Am so annoyed I was so stupid, and all down to booze.

https://forums.moneysavingexpert.com/discussion/2525927

Thanks,

Sim x

The disease of alcoholism is centred in the mind. The booze is just the final manifestation of the disease. I felt uneasy, anxious, bored, jubilant, etc so I would pick up a drink.

My mind plays tricks on me - it tells me that because I haven't had a drink in a while, that I CAN drink normally and safely now.
My mind tells me that I won't be able to enjoy myself without a drink inside me
My mind tells me that things are bad, so I may as well drink as it cannot make anything worse

I should not listen to my own mind. That's why I get help from others for my drinking. If left to my own devices, my mind will get me into trouble.

This disease of alcoholism will take everything of value from some people, especially peace of mind. That's why I try and do something EVERY SINGLE DAY to mean I am walking away from a drink.
I have to take responsibility for this disease I have - no-one else can make it better, just me (with the help from others)
My life is great without alcohol in it. I had to go to be willing to go to any length to have that though, and it is not easy. However, I believe it can work for anyone who wants it enough.

mollypolly

eselt wrote: »

Am I the only one who thinks GC, Bis and RA should write a self help book on alcohol-there words of wisdom have been invaluable to me over the last few years, without them and others on this thread I would never have thought I could ever be sober and life would be one big downward spiral for me, but this thread has taught me that it doesn't have to be like that and with that knowledge a huge burden has been lifted from my shoulders.

shaggydoo wrote: »

I'm sure you're not the only one. to GC, Bis and RA :T:T:T:T:T:T:T

Couldnt agree more!!!!!
When I first found the very first thread Bismarck was my inspiration.He talked me out of having 'Just One' many times at the beginning of my journey.
For the last two Xmas's I have been Alcohol Free and have bought myself gold bracelets each year in the Bismarck design.....just a little reminder..........

Eselt....I think you also have given excellent advice over the last couple of years...so thank you to you too:A

Right...sorry not much time to catch up....back off holiday and flung head first into yet ANOTHER family crisis.:(

See you later
Love Mollypollyxxxx

69chick

Good luck today Marru x

mollypolly

69chick wrote: »

Good luck today Marru x

Ditto:D:):):):)

happyshopper

11 for me Miss P.

HS

beachbeth

I feel rubbish this morning. Had a glass of wine with my lunch yesterday and then there was a bit of a family get-together in the evening and I was drinking vodka (small ones though luckily). My OH and I both agree that we're drinking too much. He said he's not going to have any alcohol until at least Thursday. Im definitely not having any today and will try tomorrow too. I will try not to have any until later in the week too. There isn't much alcohol in the house so I shan't replenish supplies and that takes the temptation away!

Best wishes everyone.

skintscottishgirl

SimIsOnTheUp wrote: »

Hiya Guys,

Hope you're all well.

I can't sleep a wink, as I'm so worried about what I did last week.

Fell off the wagon again, and took out a £500 loan with The Money Shop.

I have 30 days to repay it, and I won't be able to.

This is tough to admit, but I lied on the application in The Money Shop, and said that I was working when I haven't done so since losing my job last November.

Am seeing my Counsellor at the Substance Misuse Centre later today.

I've had enough of booze, and all the grief it's caused. The debt. The health problems.

Feel so angry with myself, for last week. For committing, what was essentially fraud.

Am now also worried about the charges, from The Money Shop, as well as from A&L bank next month.

Am considering cancelling my Visa Debit / Cheque Guarantee card / Cheque book, as a damage limitation measure, and reordering new ones.

I will then contact The Money Shop via CAB, next week to arrange a repayment plan.

Do any of you know, if the Money Shop would still be able to bank / cash the old cheques, even if I cancel my old cheque book.

Am so annoyed I was so stupid, and all down to booze.

https://forums.moneysavingexpert.com/discussion/2525927

Thanks,

Sim x

Morning SIM

Sorry to hear abhout your worries.

I hate to tell you this and i could be wrong, but i used to get these payday loans and it's my understanding that it doesn't matter if you cancel the cheques and cards as they will still get the money from your bank at the agreed time, it's in the terms and conditions, and any charges incurred are down to you.

Have you thought about getting a basic bank account so you don't have any option to write cheques and get into more debt? I know since i did and cancelled all my cards since being on a debt management plan it is easier in a way i can't get any credit and safer in some ways re drinking etc.

Have you called the CCCS or visit them online? They can really help with all of this.

On the plus side sounds as if you were sober last night so onwards abd upwards no?

By the way read the link to your previous post and agree with your girlfrined honesty is not always the best policy!

Good Luck i really hope it all works out for you. As it happens i was up last night as couldn,t sleep and wish i had read your post to respond earlier everything seems worse at night.

As i say i am not an expert about these things which i why i recommend you see one!

Thanks

SSG

skintscottishgirl

yellowmonkey wrote: »

Morning

10 please Miss P

Well done YM:)

skintscottishgirl

shaggydoo wrote: »

Morning All :hello:

12 for me please Miss P




Have a great day

Shaggy

Well done Shaggy am loving these pictures people put in too!:)

skintscottishgirl

eselt wrote: »

Am I the only one who thinks GC, Bis and RA should write a self help book on alcohol-there words of wisdom have been invaluable to me over the last few years, without them and others on this thread I would never have thought I could ever be sober and life would be one big downward spiral for me, but this thread has taught me that it doesn't have to be like that and with that knowledge a huge burden has been lifted from my shoulders.

Definately agree with that one Eselt, i have read a lot of their posts from previous threads and they are so enlightening. I have also read bits of the Big Book online, and it's really inspiring. Even for non-alcoholics, a lot of it is plain old a good and mentally healthy way to live life.

Enjoy Torquay! wish i was getting away somewhere.... Mind you if i can just get away from the office that would be a great help!:rotfl: