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new chap

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    -SDW- wrote: »
    recieved and posted off acceptance form to FOS today for wifes card ...AND ... i've been appointed an adjudacator for mine :beer:


    Great news, thanks for posting up your update, also well done and good luck.:beer::beer:
    The one and only "Dizzy Di" :D
  • -SDW-
    -SDW- Posts: 137 Forumite
    another load of ammo for my grand plan against HBOS ;)
    HBOS charges..£7000.00 recieved.
    Egg cc..£1300 recieved.
    Barclaycard cc..£ 568 recieved.
    A&L loan..£1677 recieved..HBOS cc..£3500. HBOS.. loan £919.HBOS.cc charges. £1400 MPPI £21799 recieved
  • -SDW-
    -SDW- Posts: 137 Forumite
    HBOS has recieved my acceptance form and say they will have the calculations done for next week (aye right) i'll let you know how much it is.:beer:

    Halifax secured loan...' i agree the policy was not appropriate for you and have arranged for our redress team to complete the relevant calculations and put you back in a position you would have been had you not taken the insurance on this account, i am sorry for the inconvenience caused.
    The redress team will issue a seperate letter with a breakdown of any amounts paid to you,the calculation will be completed and a letter issued in the next five days....:beer: ohhhhhhhhhhhhh yes... first claim i've had that they admit it was mis-sold:eek:
    HBOS charges..£7000.00 recieved.
    Egg cc..£1300 recieved.
    Barclaycard cc..£ 568 recieved.
    A&L loan..£1677 recieved..HBOS cc..£3500. HBOS.. loan £919.HBOS.cc charges. £1400 MPPI £21799 recieved
  • di3004
    di3004 Posts: 42,579 Forumite
    -SDW- wrote: »
    HBOS has recieved my acceptance form and say they will have the calculations done for next week (aye right) i'll let you know how much it is.:beer:

    Halifax secured loan...' i agree the policy was not appropriate for you and have arranged for our redress team to complete the relevant calculations and put you back in a position you would have been had you not taken the insurance on this account, i am sorry for the inconvenience caused.
    The redress team will issue a seperate letter with a breakdown of any amounts paid to you,the calculation will be completed and a letter issued in the next five days....:beer: ohhhhhhhhhhhhh yes... first claim i've had that they admit it was mis-sold:eek:


    Well done and Congratulations!:T:beer::j
    The one and only "Dizzy Di" :D
  • -SDW-
    -SDW- Posts: 137 Forumite
    recieved calculations for Halifax loan ...amazingly quick !!

    refund of premuims paid to date.......£640.89
    interest for compensation at 8%.......£278.19
    total...........................................£919.08.

    and paid directly into bank account:beer:
    HBOS charges..£7000.00 recieved.
    Egg cc..£1300 recieved.
    Barclaycard cc..£ 568 recieved.
    A&L loan..£1677 recieved..HBOS cc..£3500. HBOS.. loan £919.HBOS.cc charges. £1400 MPPI £21799 recieved
  • di3004
    di3004 Posts: 42,579 Forumite
    -SDW- wrote: »
    recieved calculations for Halifax loan ...amazingly quick !!

    refund of premuims paid to date.......£640.89
    interest for compensation at 8%.......£278.19
    total...........................................£919.08.

    and paid directly into bank account:beer:

    Fantastic SDW :T Congratulations!:beer:
    The one and only "Dizzy Di" :D
  • -SDW-
    -SDW- Posts: 137 Forumite
    Just off phone to HBOS..calculations done £3500 coming my way:beer:
    HBOS charges..£7000.00 recieved.
    Egg cc..£1300 recieved.
    Barclaycard cc..£ 568 recieved.
    A&L loan..£1677 recieved..HBOS cc..£3500. HBOS.. loan £919.HBOS.cc charges. £1400 MPPI £21799 recieved
  • di3004
    di3004 Posts: 42,579 Forumite
    -SDW- wrote: »
    Just off phone to HBOS..calculations done £3500 coming my way:beer:

    Wow, well done you :D:T:beer:
    The one and only "Dizzy Di" :D
  • -SDW-
    -SDW- Posts: 137 Forumite
    HBOS sent me a mid month statement for my credit card ...showing they paid in £3500!..still no letter from them with how they arrived at that figure..and get this ..my statement shows that they owe me money!! thats a first:D
    HBOS charges..£7000.00 recieved.
    Egg cc..£1300 recieved.
    Barclaycard cc..£ 568 recieved.
    A&L loan..£1677 recieved..HBOS cc..£3500. HBOS.. loan £919.HBOS.cc charges. £1400 MPPI £21799 recieved
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