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Vanquis Application

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Comments

  • sscott5581
    sscott5581 Posts: 663 Forumite
    Part of the Furniture 500 Posts
    star-fire wrote: »
    But do you tell the credit card lender you have been bankrupt..

    No i dont, cause the bankruptcy is no longer on my file and this is all they check. Saying that not a lot of lenders ask the question anyway. Applying for a mortgage well thats a different story, you would have declare your previous bankruptcy then.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    See what your saying, i think applying for a mortgage is a complete different ball game..Think you would have to tell them then..
  • TastyTeeth
    TastyTeeth Posts: 205 Forumite
    sscott5581 wrote: »
    No i dont, cause the bankruptcy is no longer on my file and this is all they check. Saying that not a lot of lenders ask the question anyway. Applying for a mortgage well thats a different story, you would have declare your previous bankruptcy then.

    Agreed you should declare on a mortgage, but not on a standard credit application (only if the BR is no longer on your credit report).
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