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Recieved 4 loan statements from LTSB can someone have a look please

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  • BigCraigJohn
    BigCraigJohn Posts: 1,082 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 3 May 2010 at 6:34PM
    just a note on the subject of rebates for PPI, on my Lloyds loans the rebate was paid directly into my bank account after i settled the loan in full. so on my loan statements from the SAR they do not show the rebate, but this then shows as a credit on my bank account statement about 2 weeks later.
    Cheers for that, will go through my bank statements see if theres anything there.
    Either way i'm sure it was mis sold rebated or not. :)

    Yep you are right, was a fairly small rebate though again considering only 9 months passed. :)
  • di3004
    di3004 Posts: 42,579 Forumite
    just a note on the subject of rebates for PPI, on my Lloyds loans the rebate was paid directly into my bank account after i settled the loan in full. so on my loan statements from the SAR they do not show the rebate, but this then shows as a credit on my bank account statement about 2 weeks later.

    Hiya

    Thanks for this.
    Been looking through all the bank statements of the years of the loans, I see where rebates have been refunded into the actual loan statements shown where rebated and on the loan statements where no rebates are shown no rebates on bank statements. Baffling.

    Even a month after settling I could not find any details.

    Still worth checking just in case.

    Cheers.:);)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Cheers for that, will go through my bank statements see if theres anything there.
    Either way i'm sure it was mis sold rebated or not. :)

    Yep you are right, was a fairly small rebate though again considering only 9 months passed. :)


    So you been doing the same as me then LOL.......going through all your statements.....:rotfl::rotfl:, I have an headache checking and double checking even treble checking in case I missed anything.:D;)
    The one and only "Dizzy Di" :D
  • BigCraigJohn
    BigCraigJohn Posts: 1,082 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Right just to update my thread.
    Now entering week 8 from when I put in the 4 complaints.
    LTSB upheld the 2 later loan complaints very quick so hoping they will refund that shortly however still waiting on there final response to the other 2 after I wrote back again. Guess they will write back on the last day of the 8 weeks.

    Have to admit i'm watching for the postman at the mo. Its usually either ppi related from 1 of my creditors or a dca, also from 1 of my creditors. :mad::D

    Have got several others to do when I get around to it.
  • di3004
    di3004 Posts: 42,579 Forumite
    Right just to update my thread.
    Now entering week 8 from when I put in the 4 complaints.
    LTSB upheld the 2 later loan complaints very quick so hoping they will refund that shortly however still waiting on there final response to the other 2 after I wrote back again. Guess they will write back on the last day of the 8 weeks.

    Have to admit i'm watching for the postman at the mo. Its usually either ppi related from 1 of my creditors or a dca, also from 1 of my creditors. :mad::D

    Have got several others to do when I get around to it.


    Hi
    Chase them up here:
    [EMAIL="Customer.Care.Insurance@LloydsTSB.co.uk"]Customer.Care.Insurance@LloydsTSB.co.uk[/EMAIL]

    Good luck.:D
    The one and only "Dizzy Di" :D
  • BigCraigJohn
    BigCraigJohn Posts: 1,082 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    di3004 wrote: »
    Hi
    Chase them up here:
    [EMAIL="Customer.Care.Insurance@LloydsTSB.co.uk"]Customer.Care.Insurance@LloydsTSB.co.uk[/EMAIL]

    Good luck.:D

    Will give em till monday and see if anything arrives. I think my A&L turned up on the day before. :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Will give em till monday and see if anything arrives. I think my A&L turned up on the day before. :D

    Customer Service email dept are pretty good and will normally get back the same day, or the following day the latest, you could just ask them for an update to ease your mind, I'm sure they won't mind.:D;)
    The one and only "Dizzy Di" :D
  • BigCraigJohn
    BigCraigJohn Posts: 1,082 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Result.

    Letter today advising they have upheld the 2 they originally rejected.

    Strange though as this letter was just 1 page advising they had upheld. No answers to my barrage of questions in my last letter :D

    Think its in the region of £3k + interest but tbh its probably even a bit more but dont wanna get ahead of myself as the gits have just defaulted me on my credit card.

    Me 4 - Lloyds 1

    Loads more to go though and theyve got nothing more to hit me with now.:)
  • di3004
    di3004 Posts: 42,579 Forumite
    Result.

    Letter today advising they have upheld the 2 they originally rejected.

    Strange though as this letter was just 1 page advising they had upheld. No answers to my barrage of questions in my last letter :D

    Think its in the region of £3k + interest but tbh its probably even a bit more but dont wanna get ahead of myself as the gits have just defaulted me on my credit card.

    Me 4 - Lloyds 1

    Loads more to go though and theyve got nothing more to hit me with now.:)


    Well done BigCraigJohn :T:beer::j
    The one and only "Dizzy Di" :D
  • BigCraigJohn
    BigCraigJohn Posts: 1,082 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Cheers di
    Have to admit I was very worried when the ombudsman leaflet fell out of the envelope but soon cheered up upon reading :)

    Who was it that does all the working outs on here?
    Be nice to have an idea what should be what. :)
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