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Pay off mortgage and start having fun!
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Brilliant diary. I’ve spent the last week reading it lol. Lockdown...
I have Cordy the robot hoover and I lurve him. X2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£3103 -
Omg, I love that he has eyes!
Very belated happy birthday! Glad you had a good day.3 -
Hi Newgirly Hope your ok Hope they are all spoiling you today on Mother’s Day xx2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️4 -
Oops been missing for a few days 🙄
Greent, that’s funny I didn’t see the photo you posted until now! Very cute 😬 Thanks for the birthday wishes KP and to Jak you must be mad ploughing through this waffle but thanks for taking the time 😆
Mother day is very relaxed (no surprise there!) I’ve had a card from the cat and dd - the boys don’t believe in cards, and some candles, chocolates and hot tub bath crystals. Food wise I’ve had a small icel@nd delivery today so we can all have pizzas so I don’t have to cook.
Its been a rubbish week really, dh has had terrible toothache and won’t get an emergency appointment, I’ve had my throat issues again (tight throat caused by anxiety as before I think) it can be impossible to get peace here sometimes, mostly I enjoy it but sometimes it’s a bit much!Work is still up in the air for dh, they should have let him know a month ago if he’s keeping his job, but I’m still on furlough so it seems wise to not rock the boat right now and see what happens. He’s cracking on with doing the log cabin as a workshop and it now has a new floor and roof and today he’s boarding it out inside.Anyway i hope everyone is having a good Mother’s Day, it’s certainly a strange year again.MFW 67 - Finally mortgage free! 💙😁4 -
Went for a walk with best friend today, first thing while it was freezing and poured, then came home to sit around now it’s sunny and dry 😆
Not much to report except the purchase of some tops from cr@w clothing form the flea bay store, they are a bit old for me according to dd 😁 but I’m in very scruffy tracksuit bottoms and T-shirt’s since lockdown most days so I wanted to smarten up whilst not having to dress up and they were nice pastel colours 😊
MFW 67 - Finally mortgage free! 💙😁3 -
Just caught up with your news NG - birthday sounded fab. Envious of all that cake!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
💚💚💚💚💚💚💚💚💚FEBRUARY UPDATE💚💚💚💚💚💚💚💚💚💚💚💚
Very late indeed and not exactly accurate as the figures are from today not the end of feb, but close enough!Start bal 2021 - £66,188.16 mortgage
start bal 2021 - £1,715.84 offset bal
start bal 2021 - £66,472.32 net bal
Feb - £67,668.53 mortgage
£7,025.63 offset bal
£60,642.90 net bal
Reduction In Feb £2,945.64
Reduction in 2021 so far: £5,829.42
I’ve also made double the planned cruise savings for he first 3x months of his year, £260pm instead of £130pm we need to pay, in the hope we can clear it a lot quicker than sept 2022 when we go (mainly due to using all my personal spending money to top up ) Also bought another £40 of Amazon vouchers towards Xmas presents.MFW 67 - Finally mortgage free! 💙😁5 -
Cracking work NG! I'm particularly impressed with you not spending your personal spending money 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Great reductions, ng:) xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203
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Cheers sc and greent 🙂
The personal spending money will soon be easily spent again once the shops reopen so I needed to make the most of it 😆
Lively evening tonight as it’s was the final of drag race on tv and dd is a massive fan, her boyfriend is not but managed to get sent a Ru Paul gift box of goodies through work so she was beside herself and dressed up 😊
The budget is not going well for food this month and we will be short unless I find extra elsewhere, I might stop the online shop now and go back to Lidl, just checked online and my last trip was before Xmas, it would give me something to go out for too!MFW 67 - Finally mortgage free! 💙😁4
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