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Pay off mortgage and start having fun!

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  • newgirly
    newgirly Posts: 9,350 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    It’s been a full weekend again, sundays we have dds boyfriend’s dd as well and now she is coming daily to focus on her school work as her own home is full of younger siblings. She will be working in the dining area, so we really will be bursting at the seams 😱 she’s no trouble though and is old enough to work independently, just need to get more vegan food in!

    I have been very naughty and ordered some bits from monsoon sale, there are two coats I liked after Xmas one £165 reduced to £39, went to order and he price went up to £99 ☹️ As they are reduced again I’ve ordered lots in various sizes as it free returns, I shan’t keep both but also got a few summer dresses at massive discounts if I can squeeze into them, no idea how monsoon come up and had to get small sizes for some, probably won’t go near me so mse really 😆

    More spending also done on some of what I would call fancy shampoo and conditioner, my home bleaching may be overlapping a bit much and my hair has just stated breaking a bit 😱 I’ve done lots of reading online as to what to do - less washing, no heat, sulphite free shampoo. Etc. this has to work as I’m not going back to the hairdressers for colour as it’s way to expensive, and I’m not ready to give up the blonde just yet 😬 Anyway wasted twenty minutes of my life comparing he price of the shampoo which was £6.99 and got it online for £5.70, along with some conditioner and a mask. 


    MFW 67 - Finally mortgage free! 💙😁
  • South_coast
    South_coast Posts: 5,897 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I'd say you invested 20 minutes of your life on it. It would only have been a waste if you ended up paying the same amount (or if you could have spent those 20 minutes earning more than you saved). You found a saving and now you know where the cheapest price is for next time. Could turn out to be time well spent 😀!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • newgirly
    newgirly Posts: 9,350 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    😆 That’s a generous way of looking at it Sc! 

    Quick trip to b@@ts with dd first thing, it’s a huge branch and there was one other customer in there, bought a few large bottles of hand wash for 50p a bottle, plus more posh conditioner. 
    It’s my birthday tomorrow and I’ve planned my own day 😬 first thing I’m meeting best friend for a walk and a takeaway coffee, then home for a lunchtime deal domin@es for the six of us at home during the day along with few films in the afternoon, I doubt it could get more exciting than that 😁
    MFW 67 - Finally mortgage free! 💙😁
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy birthday. What a nice day you have planned x 
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy birthday, newgirly! :kissing_heart: x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Cornish_mum
    Cornish_mum Posts: 669 Forumite
    Fifth Anniversary 500 Posts
    Happy birthday hope you have had a wonderful day CM
  • South_coast
    South_coast Posts: 5,897 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Happy birthday NG 🍕
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Happy Birthday hope you had a great day xx
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • South_coast
    South_coast Posts: 5,897 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Sounds like a fab day!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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