Pay off mortgage and start having fun!

JAMIEDODGER

Any non-work day is a good day:D Hope you get some rest and enjoy planning for your birthday x

newgirly

newgirly wrote: »

newgirly wrote: »

newgirly wrote: »

FEBRUARY update!

Start figures 2018:

Mortgage £47,049

Loan. £14,941

Total at Jan 1st £ 61,990


As at today:

Mortgage £40,818

Loan. £ 13,785.99

Total today; £ 54,603.99

Total reduction so far this year: £7386.01

Total FEB reduction :£3,616.75

Update time again, I've managed to resist a vast amount of temptation this month -cars, holidays and home improvements :rotfl::rotfl: month two crossed off and still on track, that's a miracle!

AlexLK

This is fantastic to see, NG.

Kittenkirst

WOw NG- you!!!8217;re totally smashing your figures down!!

well done for resisting all the temptations!

newgirly

Cheers Alex and KK, I told dh last night how much we have paid off this year and he was shocked (and probably rubbing his hands together in glee planning how he can spend loads of money when we are done!)

March will be harder I think but still needs a challenge, so I'm going for sticking to the £700 total budget and however much I can get under that will go in the travel savings pot.

Hurdles for march are:

My birthday - Indian takeaway (paying for 6) and booze for Friday night

Meal out - Saturday at a nice restaurant (with dance floor :eek:) and lots of booze with best friend and dh, plus uber

Overnight trip to york- driving up in dads car to take stuff and they are paying for the hotel :T will need to buy lunch or dinner for us all

Exercise classes - best friend forcing me to start again , about £6.50 a class a couple of times a week


Dh said he will pay for the meal out for my birthday as it was his idea it should be achieveable if I can control my spending urges!


Non money related plans for march:


Stick to the diet

Exercise

Drink less

Start growing herbs again

Get more creative in the kitchen



Happy Sunday

newgirly

Ok I've just realised another rather large expense we need to pay for this month- passports for the boys darn!

Mse stuff done this weekend:

No spend day today

Rang hairdressers yesterday and downgraded tomorrows appointment from full head highlights, cut , blow dry and toner (expected cost about £140-150 :eek:) to full head highlights only -hopefully £70.50 :T still extortionate! Borrowing the money and hoping to pay back from birthday money as nobody knows what to buy

Went to see I Tonya with the cinema pass which was great

Only ds1 and me in tonight, he's never cold so I'm turning the heating off and going to bed early to watch tv

Gave final readings for gas/electric , new payments £161.35 pm instead of £170

Using the cat as a hot water bottle until I go to bed

themadvix

Well done on resisting temptation NewGirly - it definitely helps, I know! Those figures are so impressive!

You've reminded me that I need to do an outline plan for March - it definitely helps me with remembering that a month is a whole four (and a half) weeks , not just the first two when I have enthusiasm!

pink_poppy

Re the passports... I did my DD's completely online and it was so quick and easy. It didn't accept the photo I had taken on my iPhone for some reason, so I ended up taking one with a digital camera and that was fine. I did have to send her old passport back before they could process the new one. I tried to do mine the same way, but because my passport had lapsed before 2012 (I had to google that because it wasn't obvious on the site) I could complete the application online (and pay), but then had to print out and sign the declaration form, get photos taken in a booth (£6) and send it all off with my old passport. I did that via the Post Office signed for delivery which cost £1.75.

newgirly

themadvix wrote: »

Well done on resisting temptation NewGirly - it definitely helps, I know! Those figures are so impressive!

You've reminded me that I need to do an outline plan for March - it definitely helps me with remembering that a month is a whole four (and a half) weeks , not just the first two when I have enthusiasm!

Hi vix , thanks. That's so true, it's why I'm shocked my New Years enthusiasm has lasted to February :rotfl:

Hi pink poppy, thanks for that I shall have a look online, although I think it might be an awkward one as the passports were children's ones which will now be adult, plus they ran out years ago, as well as the fact I have lost them both


Off to the hairdressers soon, popped to the shops for coffee with mum first thing and she wanted to buy me some perfume for my birthday, but instead I went for a nice new cabin sized suitcase, it can go to york on the train with me and also perhaps a cheeky cheap weekend in the future, black with rose gold, so dh won't be borrowing it

newgirly

Hairdressers charged £60.50 :T no cut or blow dry this time so will be dearer next, but good to know I can pay less and still be blond

Back on the mfp for a bit as I'm sick of eating salad , egg and vegetables on WW. I'm going for 1300 cals a day plus a few hundred extra for two days at the weekend to cover wine or a treat or two. Had to do an Aldi shop yesterday as we were so depleted, no money for it though unfortunately so it came out of the virtual holiday saving pot -boo! £58 spent.

Off to work :snow_laug hope everyone's is staying warm