📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay off mortgage and start having fun!

1515516518520521949

Comments

  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    That's a productive list! I'm shattered just reading it! Well done!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Not so much done yesterday except work due to being very achey from the shock of exercise :rotfl:

    I've been having a right move nose today and am really surprised by the prices nearby. A 3 bed end terrace with downstairs kitchen extension has just gone up for £460k in the road behind us. we don't have a downstairs extension (except conservatory), plus our house is not done to such a nice finish and we are mid terrace , but we have a large 4th bedroom and extra bathroom which this one doesn't. We are in the cheap end of town too!

    The posher end of town currently has 4 bed semis for £830k and 5 bed detached for £1.5 m :eek:

    I know things have gone a bit crazy in the house market in this part of the country, but we had our loft conversion 3years ago and it was with the knowledge that it may mean we lose money if we sell as we were so close to the stamp duty 250k tier.

    That's a stupid amount in a short space of time :(

    Frightening stuff when you have three children, with the tightened mortgage controls on top, it's going to be an impossible task for them to be able to live anywhere near the area where they and generations of our family have lived before if they want to.

    Obviously the big fear is they never move out :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Day off today :j meeting friends for coffee and then me best friend and baby are popping my to Costco for a mooch about. I can't stock up on meat as the freezers are currently full, I am hoping they do cheap avocados though :)

    Legs bums and tums for the first time tonight , it's £5.50 each time but I think it's worth it while I try to lose weight, once I reach target maybe once a week will be enough.
    Strangely even though on the way home me from work I feel desperate for a nice glass of wine before dinner, by the time I get home and eat I don't feel like it much at all, cutting dairy and having to have black coffee and green tea all day is much worse than no wine :rotfl:

    £2.73 tcb payable today , plus £10 half fax rewards that's £12.73 free money to op :)

    Meters need reading as dd has been adjusted upwards again, it's the only place bill wise to save now, everything else is down to the minimum, even sky is haggled to £6 pm so no more discount there I think!
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I am on fire this week, second workout done :eek:

    Legs bums and tums in a church hall with lots of ladies of a certain age, if they can do it I can, easy I thought! Wow I nearly passed out, it was worse that Zumba :rotfl: managed to get back to the car with my jelly legs afterwards , shower and then dinner. Shattered.

    Can't sleep well since giving up alcohol, I thought it was supposed to make sleep better, maybe I just have more energy eating fruit veg and nuts than the normal snacking and no proper meals I used to do.:o
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    How could I forget the big news of the day :D I have got an antique wrought iron white double bed for dd from eBay for £65 :T shabby looking on castors with big brass finials, it's just what we wanted, plus they were selling a Lloyd loom blanket trunk with faded green paint (dds colour scheme to be) with a bright pink palm tree seat cover , kitsch heaven :D £25 , haggled £10 off the pair, to be collected Sunday , but too far for the electric van so dh will have to park at ikea on the way to recharge (and have a fry up ;))

    Will need a new mattress , but it's a great start :D
    MFW 67 - Finally mortgage free! 💙😁
  • Bordeuax
    Bordeuax Posts: 298 Forumite
    hi thanks............................................message to short
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi NG,

    I went to an aqua workout before Christmas thinking the same thing, it was so tiring!
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Weight loss going ok, still have pains in muscles I didn't know I had from Thursday night. I am just debating whether to put on some of my new workout clothes and go for a long walk (not jog- I hate it :o) but it is windy and my bed is very snuggly :rotfl:

    Went to the big Swedish shop last night with dd and bought a small white metal and glass desk and a bedside table for her room, £45 for both. There is a vintage fair in Bethnal Green tomorrow which we might go and have a look at too. I think I am more excited than her looking for things, it's double the pleasure of you like it and it's cheap :o

    We have a small surplus each month at the moment, I was using this months (£200) to pay for some of dds room, but I might actually try and squeeze some of that from the usual food/petrol/general budget instead. As Feb is a dry and diet friendly it should save a bit , except for the cost of excercise classes of course, and there are no birthday nights out for friends or anything planned.
    MFW 67 - Finally mortgage free! 💙😁
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Enjoy the vintage fair, they are great fun. I always get excited when I see something that I remember from my childhood
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks gg, hope you are well :)

    I did brave the weather this morning and walked to town and back 4 miles, then had another walk this afternoon with my friend , around 2 and a half miles, it's blooming cold though :snow_laug

    Quiet one apart from that, made a veggie vindaloo from jack monroes blog, except changed half the ingredients, it was very good. Watched gone girl again with ds2 who had not seem it before.

    Up early tomorrow to do the ironing as I will be out during then day and its ironing day!
    MFW 67 - Finally mortgage free! 💙😁
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.