Pay off mortgage and start having fun!

newgirly

optimist68 wrote: »

I've been overpaying my mortgage for a while. But, I need to relocate and where I work and where my children now go to school (45 miles away from my house) the house prices are about £50k more for a smaller house than what I have. Going backwards (bigger mortgage, smaller house) in one way and forwards in another (no transport costs and low childcare).
No matter what though, I will always overpay by at least £250 a month - even if the interest rates go to 7%. Hope they take their time doing that and don't go higher.

Oh and good luck with your dream. Your budget looks a bit like mine, only you have high gas/electric and water costs.

Hi optimist 68 , that's an old post you have quoted! I wish you all the best re locating that's a big commute to school :eek: quality of life has to be the priority, it's no good having your perfect home if you are never there to enjoy it. Do you have a diary as if so I'll pop in and have a read? Anyway best of luck.

greent

Hi newgirly I'd personally go for the turf option too - our neighbours love the astro stuff, but DH can't stand it. Would the dog not be less likely to trash it now she's not a puppy? Or is it being trashed from where she wees? - You can get some stuff to treat the grass for where she wees, I think...


Good luck with the tightened purse strings - we have bus costs for next year of £440 ish for DD that I need to come up with... I'll be joining you on the restricted spending! xx

littlegreenpeas

Hi if your going to buy grass seed the strongest I think is golf green grass.

Lgp

newgirly

Hi lgp and greent, thanks for popping in. I think the dog might not run about as much as before but she will probably dig holes

Spends so far this week are:

£20 exactly on petrol to top back to full
£44 ald* food
£3.99 mac for dd's trip to reading festival
£30 given to dd to buy some clothes for above mentioned festival as its student discount day tomorrow, it's not much but its a start.

It's been a Stressful day at work , we had a rather "interesting" customer in who happens to be a ukip candidate locally, let's just say he had some very colourful views, which ended with women should never have been given the vote :eek: had to go outside with a coffee and calm down after.

Anyway it wasn't all bad as a local unit opened who offered a free lunch trial today, so I got a box filled with salad, potatoes, rice etc. usual cost £5 though and the box was the size of a small tub of butter, very expensive seen as we are on an industrial estate in East London not a posh part of the city.

Off to the gym tonight even though I would prefer a nice bath and an early night :A

Goldiegirl

What is it with these UKIP people? Not a day goes by without some outrageous and unacceptable comments.

I don't agree with any of their policies.... But Nigel Farage does have some entertainment value!

newgirly

Hi goldigirl, indeed he can be quite amusing, although not intentionally

Gym done , only got on two machines though as they have done a groupon deal again so it was packed out.

Plans for tomorrow ,

Work
Avoid ukip man if he returns ( hopefully it will be on one of my days off!)
Take dd to shopping centre after work
Go to mums for dinner later on and visit aunt
Try to not stuff my face as I have the last couple of days

newgirly

Where have the last few days gone ? this week has flown by

I have been a very bad mse 'er tonight , a few months ago I booked tickets for dd and I to see a live theatre broadcast at the cinema of king Lear. I forgot all about it until 5pm tonight when I was out, we could have made it just in time but we both felt tired plus it was 3 1/2 hours long, plus a half hour in traffic in the rain. Unfortunately no one else wanted the tickets so it was £31 down the drain very naughty!

We had a lovely dinner at mums last night while the boys all went to see cinema , Greek vines , falafel , veggie moussaka and dips. It was all shop bought (not complaining as it was lovely) but I might have a go at making some Greek food Myself soon, I seem to remember making falafel from a girl called jacks blog and they were quite easy.

Oh, made a £1 mortgage op today

newgirly

Nothing planned today except the gym this morning. The boys have an inset day and are off out (providing ds 1 can find his Oyster card) so I want to finish this list :

Change all sheets......done
Do all washing/ Ironing up to date.......done
Make another Tilly tidy .......done £0.50
Meal plan for weekend and use what we have - no big shop until next week, prep and cook as well.....done lasagne, and an invite round mums Sunday , HM pizzas Monday
Collect flea treatment from post office ....done
Treat all pets ..... 2 done one out and about
Blitz whole house
Go to gym.....done
Dye roots if I can find a spare 99p box in the cupboard
Draw out £100 to pay for turf tomorrow
Put washing machine on a self clean wash

Back later to tick it all off

XSpender

newgirly wrote: »

Where have the last few days gone ? this week has flown by

I have been a very bad mse 'er tonight , a few months ago I booked tickets for dd and I to see a live theatre broadcast at the cinema of king Lear. I forgot all about it until 5pm tonight when I was out, we could have made it just in time but we both felt tired plus it was 3 1/2 hours long, plus a half hour in traffic in the rain. Unfortunately no one else wanted the tickets so it was £31 down the drain very naughty!

I had tickets for last nights King Lear up here in the NE and we nearly didn't go either:o. DH was tired after work and it is very long like you say. I did enjoy it though and luckily the cinema is 5 minutes from the house:).

newgirly

Hi xspender, glad you enjoyed it, I do feel guilty though we did watch frozen together instead - a little different but still enjoyable