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Pay off mortgage and start having fun!

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  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    We had a great night out last night with best friend and her dh, good Greek food but not cheap at £135 considering 2 of us are veggie and we had no coffee and desserts, but then we are not used to eating out at proper restaurants!

    Today I went Xmas food shopping with my dad, what an eye opener :eek: totting it up according to what he has bought so far it's at around £800 odd not including the m&s shop they do last minute. Over £50 on cheese, I know I shouldn't be discussing it in here they would be most annoyed and its none of my business how they spend , but , you know its a LOT :rotfl:

    I have had a rough work out of figures for the mfw2014 tonight and I think I'll reduce the budget I set the other day of £800 at least for the first 5 mths. I have a cc which has the 0% deal ending in May with a£5075 on it so if I reduce the outgoings maybe we can clear it in time. It will be tricky but a good mini challenge, the only fly in the ointment is I'd like to take the kids to alton towers for 2 nights before the passes run out in April and its £70 pn plus petrol. Other than that hopefully no big expenses.

    I'm going to sleep on the figures I worked out , then update diary and mfw thread tomorrow hen I'm sure.:D
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 23 December 2013 at 9:51AM
    Crazy day ahead, so the long to do is is:

    Do all washing/ironing
    Clean whole house properly:
    Kitchen
    Hoovering
    Floors mopped
    Bathrooms
    Loft room
    Living room/conservatory
    Kids rooms
    Clean fridge and stack yesterday's food neatly (dh unpacked ;))
    Clean mums house to a very high standard :D (she is VERY particular!)
    Find all missing presents and wrap...... Done, there were loads :)
    Drop kids presents I bought for gran off
    Print off hp conformation for tomorrow
    Find meat in freezer for Xmas eve dinner to go with stuff I made sat
    Do list and buy last food bits for Boxing Day
    Swap presents with friends and family
    Change dd's sheets..........done :)

    Dh is going for works drinks today, half day followed by the rest of the day in the pub and a curry tonight. I will go but not to the pub as I don't have time and I will only have one or two drinks as I'm driving Xmas eve morning.

    Have a great day. :rudolf:
    MFW 67 - Finally mortgage free! 💙😁
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am in awe of you contemplating doing that list in one day. Hope you and your family have a great Christmas x
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Everyone's busy making those lists..... Are they checking them twice? X
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • That is one scary list newgirly - cleaning 2 houses in 1 day :eek::eek::eek:

    Good luck!
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy Xmas to you to aj, I will pop in your diary and visit its just been a bit manic :D

    I am checking my list twice money curious :santa2:

    Hi MWC, the irony Is my mums house is probably cleaner before it's been cleaned than mine is after I've finished cleaning!
    MFW 67 - Finally mortgage free! 💙😁
  • :eek: Newgirly, now I know you must be on the Duracells! :p Good luck with your epic house cleaning mission :)

    £800 on food! You could get a return flight somewhere exotic for that! :rotfl: I mean, I like cheese, but I know what I'd go for :p
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Newgirly how are you doing with your list? Mine doesn't seem to be getting any shorter!
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 23 December 2013 at 5:37PM
    newgirly wrote: »
    Crazy day ahead, so the long to do is is:

    Do all washing/ironing....did all washing but no ironing- the boot of the car it is :rotfl:
    Clean whole house properly:
    Kitchen.....done :)
    Hoovering....done :)
    Floors mopped....done :)
    Bathrooms.....done :)
    Loft room......done :)
    Living room/conservatory.....done :)
    Kids rooms......done but dd can do her own :)
    Clean fridge and stack yesterday's food neatly (dh unpacked ;)).....done :)
    Clean mums house to a very high standard :D (she is VERY particular!)......done :)
    Find all missing presents and wrap...... Done, there were loads :)
    Drop kids presents I bought for gran off......done :)
    Print off hp conformation for tomorrow....forgot, do in morning :(
    Find meat in freezer for Xmas eve dinner to go with stuff I made sat....done gammon and a bit of chicken :)
    Do list and buy last food bits for Boxing Day ....done just salad and fresh fancy bread to buy :)
    Swap presents with friends and family......done :)
    Change dd's sheets..........done :)

    Dh is going for works drinks today, half day followed by the rest of the day in the pub and a curry tonight. I will go but not to the pub as I don't have time and I will only have one or two drinks as I'm driving Xmas eve morning.

    Have a great day. :rudolf:


    Getting there slowly, also have to dye dd's hair and drive dh and friends from one pub to another as the work do has started and they don't want to get wet. He didn't ask as they were going to get a cab but it's only 2x roads away , not very mse. I did come back from the cleaning at mums just now to a huge xmassy bouquet of flowers , so he's in the good books for the moment :D


    Oops just seen posts above, list going ok so far xspender, hope yours is too. Hi pearla, I am hoping for some leftover cheese, so can't complain too much!
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Phew, done for the day except cooking the kids dinner. Dh has booked a cab from the pub to the restaurant for everyone at 6.45 so I will have a nice long bath then go round to meet them yay!

    Sorry I have not had time to pop into everyone's diaries as much as I would like to , I really miss it the last few weeks. I'm really looking forward to a few days at home over the Xmas hols with the kids eating chocolate and catching up worth what everyone has been up to, hope everyone is having a good Xmas and are not too stressed out :D :xmassign:
    MFW 67 - Finally mortgage free! 💙😁
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