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Pay off mortgage and start having fun!

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Comments

  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Glad you had a good time,Thorpe is my favorite but i like the rides.:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • Weronika
    Weronika Posts: 260 Forumite
    newgirly wrote: »
    ..... I will go through the accounts later in the hope that I have more money than I thought.

    I do that often:rotfl:
    Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
    Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500

    From March 2012: Mortgage OP: £160 pcm
    (saving 29k):D
    Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Weronika wrote: »
    I do that often:rotfl:

    Ah yes, the triumph of hope over experience :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • newgirly
    newgirly Posts: 9,410 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hmm, wishful thinking ! Very skint as expected :o

    At the moment I'm trying to decide at what rate to clear the 0% cc , it has about £3150 ish on it 0% until next jan, the mortgage has 10 yrs left to run in june. I might as well get rid of it but the mortgage rate and balance transfer fee are around the same so it does'nt really matter. The feeling of no debt (mortgage aside) would be very nice though.

    Today I am doing a couple of hours for dh, taking the dogs for a long walk with my best friend, going for lunch with the girls, and ds2 has a friend for tea. So a nice day, with housework avoided as much as possible.:D
    MFW 67 - Finally mortgage free! 💙😁
  • Weronika
    Weronika Posts: 260 Forumite
    newgirly wrote: »
    Hmm, wishful thinking ! Very skint as expected :o

    I get that often too, unfortunately:rotfl:

    So a nice day, with housework avoided as much as possible.:D

    Keep it up! housework never ends so it should be avoided at all costs, waste of time really, as you can never claim it's actually 'done and dusted':rotfl:Nobody ever seen me washing the floors in the morning .... before my LO started crawling and I was scared he will choke on dust bunnies:D

    My lifelong ambition is to have an extra £50 at the end of the week to pay for a cleaner :p
    Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
    Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500

    From March 2012: Mortgage OP: £160 pcm
    (saving 29k):D
    Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Weronika wrote: »
    Keep it up! housework never ends so it should be avoided at all costs, waste of time really, as you can never claim it's actually 'done and dusted':rotfl:Nobody ever seen me washing the floors in the morning .... before my LO started crawling and I was scared he will choke on dust bunnies:D

    My lifelong ambition is to have an extra £50 at the end of the week to pay for a cleaner :p

    Where do you live and how big is your house:eek:
    I can do a huge 5 bedroom house easily for £20 less than that a week:rotfl:
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Where do you live and how big is your house:eek:
    I can do a huge 5 bedroom house easily for £20 less than that a week:rotfl:

    £16 for 2 hours for me and it's amazing how much can get done when you're not[STRIKE] lazy [/STRIKE]distracted :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • newgirly
    newgirly Posts: 9,410 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I know what you mean, I can clean someone else's whole house in a few hours but can't finish a couple of rooms in a whole day at home.

    I've had the twins off today due to the strike, dd not too impressed at having to go in! So took them and my mum to see the hunger games at the cinema, it was quite good but a long one, the tickets were cheap though £15 for 4 of us plus mc d's for the boys.

    Off to bed early as ds2 has been feeling sick all evening so may end up having along night ahead.:(
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,410 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I have my friends 40th party tonight in the pub, she is going to get hair and nails done this after noon then we are meetingfor bubbly round one of the girls houses then on to meet another friend at the pub where hopefully everyone else will have already arrived, should be around 60ish :eek: I managed to get some sparkly banners/flags/table glitter and we got hold of some childhood photos which dh blew up to poster size for me to decorate the room we have, fingers crossed it goes well.

    I changed all the beds yesterday and the cat decided to be sick all over ds1's bed during the night, so he spent the night in bed with us which was a nightmare, he is way too big now :D plus I have caught the cold that ds2 had earlier this week , so not a good start to the day.

    Its time to do an end of month round up so if dh takes the kids out for a day I might have time to do it later, not much if anything paid off this time though.:o
    MFW 67 - Finally mortgage free! 💙😁
  • Peonie
    Peonie Posts: 1,471 Forumite
    Ahhh, is this the party where the budget was going out of control? Have a great time tonight.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
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