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Pay off mortgage and start having fun!

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No, treat yourself and your family - it's a lot of extra usage for just over double. Make it MSE by promising to take picnics but I insist you go for it :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sorry your not going to get talked out of it by me, a few years ago we had one oh.dd dg1 dg2 and me and we used it all the time. DD and i would go on a Sunday morning to thorpe its only 35 mins away.We would go on the big rides then go home. London eye, dungeons, aquarium ( sealife) youve earnt your money back in one day doing both those on the Southbank.
    Once you have made the initial outlay your days out then become as cheap or expensive as you want to make them.Take a picnic and its only costing you teh petrol.
    You do have to pay a little bit for the Halloween fright nights but well worth it.
    Once we are straight i will save my clubcard points up for them.
    nto
    x
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • newgirly
    newgirly Posts: 9,338 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    :j Thats good enough for me :D:D yay!!!

    I promise I will take picnics GG, and go as often as we can :j
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,338 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks NTO, I will go for it! :D The kids will be absolutely beside themselves :j
    MFW 67 - Finally mortgage free! 💙😁
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just think how easy it will be for them to tag along with friends when they go.:j
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • newgirly
    newgirly Posts: 9,338 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    :j I've bought them !

    I massive £438 :eek: we will collect from legoland this weekend hopefully if DH is not working. It feels strange spending all that money and its only because we have already decided to go to AT for easter.

    Now the fun bit is done, the tough bit is working out how to pay for it as painlessly as possible. I think I will try and have a super frugal spending month until around the 14th april when I can use the cc again. I can use my birthday money to but fruit and veg/milk etc. hopfully scrounge a bit of petrol money if I am desperate from dh, and use some of my " up your income 2012 " money.

    My target was £167.66 pm on that and so far I have made:

    jan : £350.32
    feb: £271.99
    march:£ 108.94 so far =£731.25

    I have op'd £400 of this so far, the left overs were supposed to go towards dh's birthday, I will just have to catch up over the next few months.
    MFW 67 - Finally mortgage free! 💙😁
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How exciting, you will get it paid off you always manage to pull something out of the bag.
    Legoland is about 30 mins away from us, we used to take the littleones there on a saturday afternoon, far more exciting than the park.
    Ooh i want one now;)
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Only just seen this but I would have said go for it too. We have just renewed our zoo membership and only have to go 4 times for it to pay for itself. The main benefit is being able to justify just going for an hour or two though. Unfortunately I'm not organised at taking picnics so end up spending but our last visit we didn't spend a penny!

    I wish we lived down south (not that I could afford a house) but would love a family day out in Legoland.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • newgirly
    newgirly Posts: 9,338 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks cath, I still feel a bit in shock at spending that much, it just does not feel mse at all, but we are within 2 hours or less than nearly all of them, and not much over an hour from thorpe park, chessington, legoland and all the london ones.

    Mine will not be that mse though as I am the coward that ends up watching and holding the bags :D
    MFW 67 - Finally mortgage free! 💙😁
  • Weronika
    Weronika Posts: 260 Forumite
    Merlin pass is definitely worth it! I got Legoland only, as my LO is only 2 yr old, and I wanted to buy Merlin for this summer but got pregnant instead:rotfl:

    My pass was 'free' after just 2 visits, so I'll definitely renew it once I got over the shock of having baby again:D

    Could you not treat it as a family gift and snatch the money from birthdays pot? Just a thought....

    Also, how on earth you manage to have a grocery spend of just £250 with kids? My food alone was £350 last month, never mind the rest! Are you on diet or something???:o
    Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
    Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500

    From March 2012: Mortgage OP: £160 pcm
    (saving 29k):D
    Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal
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