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Pay off mortgage and start having fun!

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  • Hi Newlygirl, it's not sad and old at all, it's just a different phase of your life. DH and I were talking about the pressure on the late teens, early 20's these days and thank goodness my clubbing days are over. Having an Indian and a glass or two sounds like a great plan, your DH can put his feet up and have a rest before tomorrow. Everything is so full on at the moment isn't it.

    Hopefully you can find some time for a romantic evening out over the next couple of weeks, or wait until January and all the restaurants will be having extra deals to get customers in, the you benefit both ways, MSE and romance.

    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • I love getting presents and things for my home.I am getting old but have always been like it.
    Dont spill the Indian on the new rug though.:eek:

    Havent thought that far ahead with the job yet, just hoping i can stick at it long enough to get the debts paid off.Landlord can be a bit of a so and so and the person who i replaced left because of an abusive outburst.:)
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 17 December 2011 at 9:31PM
    Thanks guys, We had a nice curry and watched a film, much cheaper and not feeling hungover today so I can continue with my long to do list!
    • strip and wash all beds.....done
    • ice xmas cake...........done
    • make mince pies (for the first time)
    • buy more veg for family xmas dinner tomorrow, not enough in my lovely new veg box.......done
    • send xmas cards............done
    • transfer money, check accts.........done
    • dye my roots............done
    • empty washing basket/pe kits
    • iron up to date
    • clean whole house except living room
    • staem clean kitchen and bathroom.......done
    • clean/tidy log cabin
    • clean inside of car out (too cold to do outside)..........done
    • go to freezer shop for large prepared gammon joint............done
    Thats it for today, hopefully some will get crossed off.:D
    MFW 67 - Finally mortgage free! 💙😁
  • Morning Newlygirl, I am thinking of buying a steam cleaner in the New year. Would you mind sharing details of the one you use if you recommend it - thanks. I did have one a few years ago for the floor, buti put lavender oil in the water and it broke shortly afterwards. It had been recommended to do this but wish I hadn't in hindsight.

    Glad you had a good evening and hope your rug looks pristine. When I buy something lovey like that, I keep going in the room to look - very childish I guess but I love to see things looking 'shiny and new' if that makes sense.

    Have a good Xmas

    Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi tilly, my steam cleaner is a hand held cheap one, I really want to get a proper floor one as well , so if you do find a good one please let me know :D
    MFW 67 - Finally mortgage free! 💙😁
  • Sepa74
    Sepa74 Posts: 962 Forumite
    lol... If you didn't live on opposite sides of london you could buy one between you and share it!

    But you'd probably spend as much on petrol ferrying it around as you would on a steam cleaner each!
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looks like you have a busy day planned, I'm struggling to get much done at the moment. DD creates chaos behind me and DS would quite like to spend the day on my lap!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I managed 9 things off my list of 14 yesterday, but still have stacks to do today, full on xmas dinner for 9 and so far sprouts prepared.

    I am staying on the sofa until 8.30am and then going to turn into a whirlwind of cooking and cleaning. Dh started work early yesterday and did not get home until 10pm, and he's back there today already, however he knows he MUST be home for the family lunch or else.:D
    If only he would pay himself for all the extra hours we would probably paid this mortgage off by now.

    The veg box I had delivered was good, but I still had to go and top up yesterday for dinner today. I did make some jerusalem artichoke soup on friday which dd liked but I wasn't keen. I got a lovely cook book for free with it and there are some great ideas for cooking with veg, not sure how well it will fit in with being a bit more frugal, the oranges were to die for though and I am not keen on fruit usually.
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Lunch went well yesterday but I ate and drank too much! Still have a bit of furniture re-arranging to do to put things back as they were.

    I have checked the accts and there is a shortfall, oops. I think the only way out is to earn enough to cover it before xmas (maybe?) or use the treat fund from january which should just about cover it, but I really wanted to start the year completely with a clean slate.

    Food wise I do seem to have a freezer full, so I don't think we will need to buy much, just need to be making stuff from scratch this week. I would love to get another veg box delivered this week as well, as we are not having xmas /boxing day food at home I don't need to do a big shop thank goodness, I'd better have a look in my purse and see whats lurking around first. I know I should probably do without but it is xmas week.:o
    MFW 67 - Finally mortgage free! 💙😁
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Am sure you will balance everything out. I am dreading the big food shop! We don't usually have to do it but are having Christmas at home this year. I'm going to make a curry later (if chicken defrosts in time!) and see if I can stretch quite a few meals out of it.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
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