Tuesday 13th April - What small DFW thing have you done today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :beer:

Urgh I'm having another fed up day today. Just generally fed up with the world and his wife!

Today I might, if I can be bothered...:-
- Check banking
- Maybe do some work (boss aint here this morning, thank god...)
- Already have dinner in slow cooker, reduced chicken and balti curry paste etc
- Just made it into work and DD to nursery
- House is a tip, oh well!!!
- Onepoll
- Forgot to bring ebay stuff to work to post

Does anyone else get like this???? I should have just stayed in bed this morning.
Jx

Right, I am going to try again now as I have had a cup of tea and biscuits plus read everyone elses posts and not feeling so grumpy now, thanks ladies
Today I have/will:-
- Checked banking - no change
- Check online CC's
- Got one pre-sold purge and one opportunity to sell today, will maximise on this
- Check for any uninvoiced labour, should have a GL finished today
- Boss not here this morning, so will try NOT to spend all morning on MSE
- Keep up with Onepoll
- Dinner in slow cooker, curry
- DM coming over this evening and picking DD up from nursery
- Keep motivated and busy to stop the grump coming through!
:D:D:D:D:D:D:D:D:D:D:D:D:mad::D:D:D:D:D:D:D:D:D:D:D:D:D:D:D

Triangle

:hello:Morning Josie, morning all :hello:

Small list for me today I'm afraid!

• Work placement all day
• Drive carefully to conserve petrol
• Take packed lunch
• Stick to meal plan and SW all day
• Phone uni tutor with question about essay from work phone
• Also phone car insurance, received a letter saying that I need to pay an extra £115 as my NCD doesn't match? Grrr, I double and triple checked everything!
• Walk pup
• Did my organising yesterday - long list of things to do before next Friday (day back at uni) so read a little tonight
• Eastenders and Holby City
• NSD

Have a good one all
T
x

determined_new_ms

Morning Josie, and everyone else! Oh no I think I may be coming down with the stomach bug thing that has been doing the rounds, I woke up this morning and didn't quite feel right but couldn't put my finger on it and since getting up my stomach does not feel right, gripping pains. Not sure what to do, whether to go in to work (although the office that I am at today there is a pregnant woman) or work from home or just phone my boss and call in sick... laying in bed, bored and stomach going crazy

So as I'm not feeling great my list is going to be small (but achievable )

• [STRIKE]Any surveys/piggyclicks available[/STRIKE] £1.50 on a survey on crisps! Was written with me in mind
• hm lunch (left over cous cous, tina, cucumber, corridaner and a dash of lemon juice )
• [STRIKE]check online banking[/STRIKE] illusion on £0 A&L od fills me with no need of pleasure - I know its a mirage but I can dream can't I???
• drink 2 ltrs of water
• dinner from stores
• hc on the line
• B&Q

that's enough, have a great day everyone

determined_new_ms

josiebabie wrote: »

Does anyone else get like this???? I should have just stayed in bed this morning.
Jx

on average 1-3 days a week!!! :mad:

catmiaow

Morning all,

Today I will:

[STRIKE]Check online banking
Book holiday for Nov and pay deposit
See to pets
Take rubbish out
Lunch is at work enough until tomorrow
Call taxis in area and book cheapest to airport for hol this month
Call about a job
Enter some comps
Call my nan from work
Use free texts
Check job sites after work
Go to work - urghh
Quick shower after work - no time now[/STRIKE]

Hope everyone has a good day

Chasing_The_Dream

Morning all!! Just going to have a small list today as I very rarely ever complete whats on there!

· [STRIKE]Check online banking[/STRIKE]
· Update notebook/spreadsheet
· Update signature
· [STRIKE]Scratchcards/surveys[/STRIKE] 10p/0
· Package Ebay items that finish tonight
· Make lunch for tomorrow
· Work
· NSD!!

xxx

Pippilongstocking

Hello

I;m running late!

List today
Banks
PAD to DS savings
Move some more money into savings
Check DD's
HM tea
Plant some more hedge
Lift some plants or collect soil from freecycle - I guess hte soil comes before the plants
Post amazon sales
Check email re garden bench on freecycle
Take box books and bag of unsellable clothes to charity shop
Work in field and walk dog
Work hard to sleep better
Phone OH at work
Charge Mob at work
Find out what to do with lens which is now not working (xmas pressie)

Probably more but half a sleep and needing to dash!

Hugs chaps

Be MSE'ing out there!!

mogchops

morning all, the sun is out again, long may it last!

- check online banking (pitiful :rotfl:)
- hokey cokey in the sunshine
- tidy through
- do all comps ending 14/4
- take DDs for bike ride & meet friends at park
- tea from meal plan
- sort & file & shred various paperwork
- enjoy the biscuits that DD baked all by herself last night

have a good day everyone xx

lilly81

Morning all
today I have:
*checked online banking- DLA has gone in :j
*pay DLA into savings account

And I will:
*daily Scratch
*take DVDs back before I get fined
*go to 95p movie
*use dla letter to get reduced priced bowling and play centre


Small list but busy day!
LillyX

OrangeFairy

Morning all

Not really having a list at all today....

We are going to take the kids out to dartmoor to Canonteign falls and have a picnic. Picnics with homemade bread and treats from the cupboards

That is all i am going to plan to do today...have a fun family day

(Also have to pop to college on the way to get practice assessments but that it all!!!)

Have a good day all!!!! x

Big hugs for (((Josie))) xxxx

eric69

check it out!