My debt free diary

Cialilerin

Well done on the ebay sale!:j You will soon become addicted, I sell everything - my kids are frightened every time I take a photo of them in case I'm trying to sell the on ebay!! (keep telling them noone would want them:rotfl:) You've done well on the sealed pot too. I've been terrible for the last few weeks but feeling motivated again now:)

girlracer

Thank you,
Just trying to get back on track after splitting with partner two weeks ago, best thing that couldve happened really, so might start with a good clear out and literally sell everything thats not being used
i even cleaned the kitchens cupboards out lol
feeling more positive this week though and ight be moving home, but not a definate yet
will update again soon
hope your well cialilerin
good luck with sealed pot and stay motivated
xx

Cialilerin

The sealed pot loosened a little but only for emergencies!

girlracer

its tempting isnt it
thought about having my sealed pot in a bank account, but then thought even that was to tempting

girlracer

i have been approved for a vanquis card, but the apr is very high. i dont want to get into more debt but i do want to improve my credit rating, is my credit rating likely to improve if i just get the card and stick it in my purse ?

still paying of these council tzx bills, have fell behind with payment since i finally kicked my ex's !!! out the house last month, need to get back on track, as i know they put so many charges on top,

just selling anything i can atm, did have a declutter a while ago but still got loadsa crap i just need rid of, as i cant get to do a car boot, im just ebaying anything and everything.
start college again 6th sept quite looking forward to it, however it does make job hunting all the more difficult

well i will soldier on

take care

nicola

clippy_girl

hi hun, thought i would pop in and say hi! keep your chin up- you seem to be making good progress on the debts so far. just had a read through, shocked at the attitidude of job centre person, not the type of stuff they should be saying, esp as you want a job!

there is a guide to rebuilding credit history on this site somewhere with useful tips. i think it says to get a card like vanquis and buy some stuff each month but make sure you pay off in full every month!

cant believe woman in tsb either, surely the whole point in them doing the basic account is for people that have had problems in the past so if they are happy to take their business a bot of sensitivity and respect wouldnt have gone amiss!

keep it up, i will pop by and see how you are getting on!

girlracer

Hi, thanks for your lovely post, I am getting there with the debts and can see a massive improvement on my credit report already, which is great as i want to buy a house in the near future and thats my main motivation for getting debt free
Now you come to mention it i do remember something about spending a minimal amount on a credit card every month, i will give it a whirl and be really strict on myself not to go overboard and ruin things for my self yet again

its a bit unfortunate im having to sell some household stuff, just to get a bit of extra money, being the summer holidays it doesnt really help, but i apply for jobs daily and im really hoping someone will give me the chance before christmas at least because if i dont have a job by christmas i will be very stressed.

I have paid my council tax tax today, only to get a text reminder 5 minutes later that my tv license is overdue. sods law isnt it.
will deal with that tomorrow

Thanks again for your post

take care
nicola xx

flower85_2

hi girlracer, thanks for posting on my diary thought i would have a nose to see if you have one and here i am!!

sorry to hear you split up with your partner i hopes it works out for you all the best it can.

i will subscribe to your diary if that is ok.
xxx

flower85_2

aahhh how do i subscribe!!!

girlracer

flower85 wrote: »

aahhh how do i subscribe!!!

wish i could help, i tried subscribing to yours
i also tried updating my signature but ive forgotton how to do that
if you find out could you let me know please
hope you are well